The American Express Platinum Card
Offer Details
Signup Bonus
200,000 points
American Express
Minimum Spend
$5,000
within 3 months
Cash Bonus
Additional Cash Bonus
Offer Expires
August 25, 2026
in 3 months
Ongoing Earn Rate
2.25x points per $1 spent
Fees
First Year Annual Fee
$1,450
Ongoing Annual Fee
$1,450
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Travel Credits
More detailsLess details
$450 travel credit each year to spend on eligible flights, hotels or car hire booked with the Platinum Travel Service or American Express Travel Online.
- Dining Benefits
More detailsLess details
Up to $400 in dining credits per redemption period: $200 at participating restaurants in Australia and $200 at participating restaurants abroad. One-time enrolment required. Benefit ends 31 December 2025.
- Lounge Access
More detailsLess details
Access to over 1,400 airport lounges in more than 140 countries including Centurion Lounge, Escape Lounges, Priority Pass Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta), and Virgin Australia Domestic Lounges (when flying Virgin Australia).
- Rewards Program Elite Status
More detailsLess details
Complimentary Hilton Honors Gold status, Marriott Bonvoy Gold status, and Radisson Rewards Premium status for Platinum Card Members without usual qualifying criteria.
- Points Transfer Benefits
More detailsLess details
Ability to transfer Membership Rewards points to over 10 major airline reward partner programs including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints, and to hotel partner programs Hilton Honors and Marriott Bonvoy.
- Purchase Protection Insurance
More detailsLess details
Card Purchase Cover protects eligible items purchased with the Card against theft or damage.
- Extended Warranty Insurance
More detailsLess details
Buyer’s Advantage Cover extends manufacturer's warranty by up to 12 months on eligible items purchased with the Card.
- Travel Insurance
More detailsLess details
Comprehensive domestic and international travel insurance covering trip cancellation, travel inconvenience, public transport accident, personal baggage, medical emergency expenses, and personal accident when the return trip is paid with the Card. Sub-limits and exclusions apply.
- Concierge Service
More detailsLess details
24/7 Platinum Card Services providing emergency assistance, account balance help, Membership Rewards redemption, and Additional Cards management.
- Subscription Benefits
More detailsLess details
Amazon Prime subscription credit up to $84 per calendar year when paid with the Platinum Card. The Australian Premium digital subscription included for Primary and Additional Platinum Card Members. Both require enrolment and have expiry dates.
- Hotel Benefits
More detailsLess details
Fine Hotels + Resorts program offering benefits valued at approximately USD$550 including guaranteed 4pm late checkout, room upgrades (subject to availability), daily breakfast for two, and a US$100 experience credit per stay at over 1,600 properties worldwide.
- Hotel Benefits
More detailsLess details
Complimentary Accor Plus membership valued at AU$399 providing a complimentary night's accommodation each year and up to 50% off dining at over 1,100 participating Accor Hotels restaurants. Enrolment required.
- Shopping Benefits
More detailsLess details
Access to Amex Offers providing credits and bonus points on shopping, dining, travel, and entertainment with various brands. Also includes Shop Small offers to support local businesses.
- Entertainment Benefits
More detailsLess details
Access to American Express Experiences program with invitations to exclusive events and pre-sale tickets.
- Digital Wallet Integration
More detailsLess details
The Platinum Card is eligible for use with Apple Pay, Samsung Pay, and Google Pay.
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$56 per day required
First Year Cost
$1,450
annual fee
Earn Rate
Excellent
●●●●2.25x American Express points per $1
Travel Benefits
Lounge Access
Access to 1,400+ airport lounges in more than 140 countries, including The Centurion Lounge, Escape Lounges (Centurion Studio Partner), Priority Pass lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta) and Virgin Australia Domestic Lounges
Did this help you make a decision?
It is a Charge Card and you have to pay the balance in full every month.
- Expiration changed from 25/06/24 to 01/10/24, Bonus from 150K to 200K2 years ago
- Expiration changed from 09/04/24 to 25/06/24, Bonus from 200K to 150K, Second Year Bonus from NaN to 02 years ago
- Expiration changed from no expiration to 09/04/24, Bonus from 150K to 200K (thanks someone via chat!)2 years ago
- Bonus lowered from 200k to 150k3 years ago
- Bonus increased from 150k to 200k3 years ago
- $500 cashback removed, bonus reduced from 250k points to 150k points first year, 50k points second year.4 years ago
- Bonus increased from 150,000 first year, 50,000 second year to 250,000 first year and added $500 credit4 years ago
- Bonus reduced from 300,000 to 150,000 first year, 50,000 second year4 years ago