Price Guarantee: reimburses up to $1,000 if you find the same item cheaper elsewhere, where the price difference is more than $75.
Moderate spend — $83/day for 90 days. Average ongoing earn rate.
Bonus Cashback when shopping via the Bank of Melbourne Lounge on the ShopBack app (Cashback paid by ShopBack), plus discounted gift cards and special deals on the My Offers Hub and personalised Visa Offers and Perks
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Visa Offers and Perks: personalised discounts and offers for eligible Visa cardholders
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Discounted gift cards and special deals via the My Offers Hub, plus access to Visa Offers and Perks discounts
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Personalised cashback offers via Westpac Extras, bonus cashback shopping via the Westpac Lounge on ShopBack, plus other in-store and online discounts
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Personalised cashback offers via Westpac Extras plus bonus cashback when shopping via the Westpac Lounge on ShopBack, plus other discounts and offers
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Personalised cashback offers via Westpac Extras plus bonus cashback when shopping via the Westpac Lounge on ShopBack, plus other discounts and offers
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Personalised cashback offers from Westpac Extras, bonus cashback when shopping via the Westpac Lounge on ShopBack, plus other discounts and offers from a range of in-store and online shops
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Personalised cashback offers from Westpac Extras, bonus cashback when shopping via the Westpac Lounge on ShopBack, plus other discounts and offers from a range of in-store and online shops
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
CommBank Yello Cashback Offers: personalised, activatable cashback offers with partnered brands via the CommBank app for eligible Mastercard cardholders; cashback typically received within 14 business days. Mastercard Travel Rewards cashback also available at participating overseas merchants
Moderate spend — $100/day for 90 days. Average ongoing earn rate.
Read my analysisAccess to My Offers Hub deals and discounted gift cards, plus personalised Visa Offers and Perks discounts
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Visa Premium Access: access to deals, discounts and privileges
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.
Visa Premium Access provides deals, discounts and privileges
Easy $33/day spend to hit the bonus. Average ongoing earn rate. $150 cashback offsets the $295 fee.
Access to ING Pocket Perks: cashback merchant offers loaded onto the card, in addition to the standard 1% cashback.
Visa Premium Access: access to deals, discounts and privileges
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.
Westpac Rewards / Westpac Extras: exclusive deals, discounts and cashback when shopping with the card, accessible via the Westpac App
Easy $33/day spend to hit the bonus. Excellent ongoing earn rate.
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Amex Offers provide account credits and bonus points from brands such as David Jones, Country Road, Ampol, Lululemon and Luxury Escapes; Shop Small offers reward spending at participating local businesses.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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