
Q Rewards Points can be transferred to Velocity Points
Easy $50/day spend to hit the bonus. Excellent ongoing earn rate.
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Q Rewards Points can be transferred to Velocity Points
Easy $50/day spend to hit the bonus. Excellent ongoing earn rate.
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Transfer NAB Rewards Points to partner programs: Flybuys (3,000=3,000), Velocity Frequent Flyer (3,000=1,500), Accor Live Limitless (3,000=500), Singapore Airlines KrisFlyer (3,000=1,000 miles), Cathay Asia Miles (3,000=1,000, ending 27 April 2026) and Air New Zealand Airpoints (3,000=15 Airpoints Dollars); excludes Qantas Frequent Flyer
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Transfer Membership Rewards points to over 10 airline, hotel and retail partners
Average ongoing earn rate. $200 cashback covers the $195 fee.
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Redeem Membership Rewards points with over 10 airline partner programs or Hilton Honors hotel partner; transfers subject to partner program terms
Easy $44/day spend to hit the bonus. Excellent ongoing earn rate. $400 cashback covers the $395 fee.
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Earn 0.66 Velocity Points per $1 spent on Eligible Transactions up to $1,500 each statement period, then 0.5 Velocity Points per $1 thereafter; points credited to your linked Velocity Frequent Flyer account
Easy $50/day spend to hit the bonus. Average ongoing earn rate. $129 cashback offsets the $149 fee.

ANZ Reward Points can be transferred to partner programs: Velocity Points, Asia Miles, Airpoints Dollars, KrisFlyer miles, Everyday Rewards points and World360 Rewards points
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $100 cashback offsets the $375 fee.
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Transfer MyCard Reward Points to loyalty partner programs including Flybuys and Velocity Frequent Flyer
Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.

Earn MyCard Reward Points (1 point per $1; domestic spend capped at $10,000 per statement period, international spend uncapped) redeemable as Pay with Points, gift cards, or transferred to loyalty partners including Flybuys and Velocity Frequent Flyer
Moderate spend — $56/day for 90 days. Average ongoing earn rate.
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Transfer MyCard Reward Points to loyalty partner programs including Flybuys and Velocity Frequent Flyer
Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
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Earn 0.75 Qantas Points per $1 up to $3,000 per statement period and 0.5 Qantas Points per $1 over $3,000 on eligible purchases; Qantas Points credited monthly to the Qantas Frequent Flyer account
Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.

Earn MyCard Reward Points (1 point per $1; domestic spend capped at $10,000 per statement period, international spend uncapped) redeemable as Pay with Points, gift cards, or transferred to loyalty partners including Flybuys and Velocity Frequent Flyer
Moderate spend — $56/day for 90 days. Poor ongoing earn rate.

Earn Qantas Points on eligible transactions: 1 point per $1 international/online spend, 0.5 points per $1 other domestic spend; capped at 100,000 points per 12-month period. Must be a Qantas Frequent Flyer member.
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Earn Qantas Points on everyday purchases (1 point per $1.50 on first $3,000, then 1 point per $3 to $6,000 per statement); free Qantas Frequent Flyer membership with joining fee waived (saving $99.50); plus 1 bonus point per $1 on eligible Qantas services
Easy $33/day spend to hit the bonus. Average ongoing earn rate. $150 cashback offsets the $295 fee.

Qantas Points earned are automatically credited to the cardholder's Qantas Frequent Flyer account each month; earn 1 Qantas Point per $1 up to $7,500 per statement period and 0.5 per $1 above, plus 1 bonus Qantas Point per $1 on selected Qantas products and services.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.

Altitude Points can be redeemed/transferred to partner airline frequent flyer programs (including Qantas and Velocity) and other partners under the Altitude Rewards program; a joining fee may apply
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Amplify Points can be redeemed for e-gift cards, travel and Everyday Rewards points, or transferred to airline/frequent flyer and hotel transfer partner programs (joining fee may apply)
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Earn up to 0.75 Qantas Points per $1 on eligible purchases, credited directly to the cardholder's Qantas Frequent Flyer account ($75 annual Amplify Qantas Rewards Program fee applies)
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Earn up to 1.2 Qantas Points per $1 on eligible purchases credited directly to a Qantas Frequent Flyer account
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Amplify Rewards points can be converted to Everyday Rewards points and transferred to airline/frequent flyer and other transfer-partner programs; eligibility and T&Cs apply
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Amplify Points can be converted to transfer-partner rewards/frequent flyer points or to Everyday Rewards points; you must be a member of the relevant transfer partner program, T&Cs and a joining fee may apply
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Transfer Membership Rewards points to 10+ major partners across Airline, Hotel and Retail programs.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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Earn Velocity Points on Card spend (2.25 per $1 within Virgin Australia, 1.25 per $1 on Card purchases except Australian government bodies, 0.5 per $1 at Australian government bodies) with uncapped points earning
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $385 cashback offsets the $440 fee.
Qantas Points transferred to your Qantas Frequent Flyer account each month
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Qantas Points earned are credited directly to the cardholder's Qantas Frequent Flyer account on a monthly basis
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Earn Altitude Points (2 per $1 international, 1.25 per $1 everyday spend, 1 per $1 all other; 0.5 per $1 after $5,000 in a statement cycle) redeemable as gift cards, products, cashback, or transferable to frequent flyer partner airlines; or earn Qantas/Velocity Points directly (0.75 per $1 international, 0.5 per $1 everyday, 0.35 per $1 all other) for a $75 annual Rewards Program Fee
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Qantas Points transferred to your Qantas Frequent Flyer account each month
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

ANZ Reward Points transferable to partner programs: Velocity, Asia Miles, KrisFlyer, Airpoints Dollars, Everyday Rewards and World360 Rewards
Easy $39/day spend to hit the bonus. Good ongoing earn rate. $50 cashback offsets the $149 fee.
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NAB Rewards Points automatically redeemed and transferred to Velocity each month at 2 NAB Rewards Points = 1 Velocity Point; requires providing Velocity membership number to enrol in Auto Redemption
Easy $44/day spend to hit the bonus. Average ongoing earn rate.

Velocity Points earned are credited directly to the cardholder's Velocity Frequent Flyer account, where they can be redeemed for flights, upgrades and shopping
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Velocity Points earned are credited directly to the cardholder's Velocity Frequent Flyer account, where they can be redeemed for flights, upgrades and shopping
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Velocity Points are earned and credited directly to your Velocity Frequent Flyer account for redemption on flights, upgrades and shopping; an annual $75 Rewards Program Fee applies
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Velocity Points are earned and credited directly to your Velocity Frequent Flyer account for redemption on flights, upgrades and shopping; an annual $75 Rewards Program Fee applies
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Earn Qantas Points on everyday purchases and redeem for award flights, products and vouchers via Qantas Marketplace; free Qantas Frequent Flyer membership (joining fee waived, $99.50 saving)
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.

Earn Qantas Points on everyday purchases and redeem for award flights, products and vouchers via Qantas Marketplace; free Qantas Frequent Flyer membership (joining fee waived, $99.50 saving)
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.
Opt-in (for $90/year) to transfer CommBank Awards points to Qantas Frequent Flyer; points auto-transfer each statement period at 2.5 CommBank Awards points to 1 Qantas Point
Moderate spend — $100/day for 90 days. Average ongoing earn rate.
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Earn 1 Velocity Point per $1 spent on Eligible Transactions up to $8,000 each statement period, then 0.5 Velocity Points per $1; points credited to a linked Velocity Frequent Flyer account
Tough spend — $117/day for 60 days. Excellent ongoing earn rate. $129 cashback offsets the $329 fee.