Best Velocity credit cards

Doing all the maths, to work out which cards are best.

Convert your credit card signup bonus reward points to Velocity points.

1.

1. MyCard Prestige Velocity

Velocity points

156,000 Velocity points

0.50 points per dollar spent

$700 annual fee

150,000 points

$20,000 min credit limit

Spend $12,000 in 90 days

2nd Year Bonus 50,000 bonus points, $700 annual fee.

Modified a day ago

2.

2. MyCard Premier Velocity

Velocity points

114,000 Velocity points

0.50 points per dollar spent

$300 annual fee

110,000 points

$10,000 min credit limit

Spend $8,000 in 90 days

$72 Priority Pass lounge credit (2 visits × $36) extra bonus.

Modified a day ago

3.

3. MyCard Prestige

MyCard points

130,000 Velocity points

0.50 points per dollar spent

$700 annual fee

250,000 points

$20,000 min credit limit

Spend $10,000 in 90 days

Points transfer 2 MyCard points 1 Velocity points

Modified a day ago

4.

4. Westpac Altitude Velocity Black (Existing customers)

Velocity points

94,800 Velocity points

0.80 points per dollar spent

$200 annual fee

$75 program fee

90,000 points

$6,000 min credit limit

Spend $6,000 in 120 days

$200 first year annual fee, $295 thereafter

2nd Year Bonus 60,000 bonus points, $295 annual fee.

Modified 13 days ago

5.

5. Westpac Altitude Velocity Black

Velocity points

94,800 Velocity points

0.80 points per dollar spent

$295 annual fee

$75 program fee

90,000 points

$6,000 min credit limit

Spend $6,000 in 120 days

2nd Year Bonus 60,000 bonus points, $295 annual fee.

Modified 13 days ago

6.

6. Virgin Australia Velocity High Flyer CardTemporarily Unavailable

Velocity points

87,000 Velocity points

1.00 points per dollar spent

$329 annual fee

80,000 points

$15,000 min credit limit

Spend $7,000 in 60 days

$129 Virgin Australia Gift Voucher extra bonus.

2nd Year Bonus 20,000 bonus points, $329 annual fee.

Modified 3 months ago

7.

7. The American Express Platinum Card Targeted Offer

American Express points

118,125 Velocity points

1.13 points per dollar spent

$1,450 annual fee

225,000 points

Spend $5,000 in 90 days

$450 Travel Credit extra bonus.

$84 Amazon Prime Subscription Credit extra bonus.

Very High annual fee $1,450 annual fee.

Points transfer 2 American Express points 1 Velocity points

Modified 6 days ago

8.

8. Westpac Altitude Velocity Platinum (Reduced first year annual fee for Westpac Customers)

Velocity points

72,000 Velocity points

0.50 points per dollar spent

$99 annual fee

$75 program fee

70,000 points

$3,000 min credit limit

Spend $4,000 in 90 days

$99 first year annual fee, $175 thereafter

2nd Year Bonus 30,000 bonus points, $175 annual fee.

Modified 13 days ago

9.

9. Westpac Altitude Velocity Platinum

Velocity points

72,000 Velocity points

0.50 points per dollar spent

$175 annual fee

$75 program fee

70,000 points

$3,000 min credit limit

Spend $4,000 in 90 days

2nd Year Bonus 30,000 bonus points, $175 annual fee.

Modified 13 days ago

10.

10. The American Express Velocity Platinum Card

Velocity points

63,750 Velocity points

1.25 points per dollar spent

$440 annual fee

60,000 points

Spend $3,000 in 90 days

$385 Complimentary Annual Domestic Return Flight (Average Price $385) extra bonus.

Modified 2 months ago

11.

11. ANZ Rewards Black

ANZ points

70,000 Velocity points

1 points per dollar spent

$375 annual fee

130,000 points

$15,000 min credit limit

Spend $5,000 in 90 days

$100 Cashback extra bonus.

2nd Year Bonus 50,000 bonus points, $375 annual fee.

Points transfer 2 ANZ points 1 Velocity points

Modified 3 months ago

12.

12. St.George Amplify Rewards Signature (Existing customers, through log in)

St.George Amplify points

62,000 Velocity points

1 points per dollar spent

$99 annual fee

100,000 points

$15,000 min credit limit

Spend $12,000 in 365 days

$99 first year annual fee, $295 thereafter

2nd Year Bonus 100,000 bonus points, $295 annual fee.

Points transfer 2 St.George Amplify points 1 Velocity points

Modified 13 days ago

13.

13. MyCard Rewards Velocity

Velocity points

62,500 Velocity points

0.50 points per dollar spent

$199 annual fee

60,000 points

$2,000 min credit limit

Spend $5,000 in 90 days

2nd Year Bonus 30,000 bonus points, $199 annual fee.

Modified 33 minutes ago

14.

14. American Express Explorer Credit Card Targeted Offer

American Express points

54,000 Velocity points

1 points per dollar spent

$395 annual fee

100,000 points

Spend $4,000 in 90 days

$400 Travel Credit extra bonus.

Points transfer 2 American Express points 1 Velocity points

Offer Expires 18 days ago (2025-12-02T00:00:00.000Z)

Modified 5 months ago

15.

15. NAB Rewards Platinum Card with Velocity

Velocity points

62,000 Velocity points

0.50 points per dollar spent

$195 annual fee

60,000 points

$6,000 min credit limit

Spend $4,000 in 90 days

2nd Year Bonus 20,000 bonus points, $195 annual fee.

Modified a month ago

16.

16. NAB Rewards Platinum Card with Velocity

Velocity points

62,000 Velocity points

0.50 points per dollar spent

$195 annual fee

60,000 points

$6,000 min credit limit

Spend $4,000 in 90 days

2nd Year Bonus 20,000 bonus points, $195 annual fee.

Modified a month ago

17.

17. St.George Amplify Rewards Signature

St.George Amplify points

62,000 Velocity points

1 points per dollar spent

$199 annual fee

100,000 points

$15,000 min credit limit

Spend $12,000 in 365 days

$199 first year annual fee, $295 thereafter

2nd Year Bonus 100,000 bonus points, $295 annual fee.

Points transfer 2 St.George Amplify points 1 Velocity points

Modified 13 days ago

18.

18. MyCard Premier

MyCard points

63,500 Velocity points

0.50 points per dollar spent

$300 annual fee

120,000 points

$10,000 min credit limit

Spend $7,000 in 90 days

2nd Year Bonus 30,000 bonus points, $300 annual fee.

Points transfer 2 MyCard points 1 Velocity points

Modified a day ago

19.

19. Virgin Australia Velocity Flyer CardTemporarily Unavailable

Velocity points

51,980 Velocity points

0.66 points per dollar spent

$149 annual fee

50,000 points

$6,000 min credit limit

Spend $3,000 in 60 days

$129 Virgin Australia Gift Voucher. extra bonus.

2nd Year Bonus 20,000 bonus points, $149 annual fee.

Offer Expires 3 months ago (2025-09-30T00:00:00.000Z)

Modified 4 months ago

20.

20. MyCard Rewards

MyCard points

52,500 Velocity points

0.50 points per dollar spent

$199 annual fee

100,000 points

$2,000 min credit limit

Spend $5,000 in 90 days

Points transfer 2 MyCard points 1 Velocity points

Modified 33 minutes ago

21.

21. ANZ Rewards Platinum

ANZ points

45,125 Velocity points

0.75 points per dollar spent

$149 annual fee

85,000 points

$6,000 min credit limit

Spend $3,500 in 90 days

$50 Cashback extra bonus.

2nd Year Bonus 40,000 bonus points, $149 annual fee.

Points transfer 2 ANZ points 1 Velocity points

Modified 3 months ago

22.

22. St.George Amplify Rewards Platinum (Existing customers, through log in)

St.George Amplify points

39,375 Velocity points

0.63 points per dollar spent

$49 annual fee

75,000 points

$6,000 min credit limit

Spend $3,000 in 90 days

$49 first year annual fee, $175 thereafter

2nd Year Bonus 25,000 bonus points, $175 annual fee.

Points transfer 2 St.George Amplify points 1 Velocity points

Modified 3 months ago

23.

23. St.George Amplify Rewards Platinum (Existing customers, through log in)

St.George Amplify points

39,375 Velocity points

0.63 points per dollar spent

$49 annual fee

75,000 points

$6,000 min credit limit

Spend $3,000 in 90 days

$49 first year annual fee, $175 thereafter

2nd Year Bonus 25,000 bonus points, $175 annual fee.

Points transfer 2 St.George Amplify points 1 Velocity points

Modified 11 days ago

24.

24. Bank of Melbourne Amplify Rewards Platinum

Bank of Melbourne points

39,375 Velocity points

0.63 points per dollar spent

$99 annual fee

75,000 points

$6,000 min credit limit

Spend $3,000 in 90 days

$99 first year annual fee, $175 thereafter

2nd Year Bonus 25,000 bonus points, $175 annual fee.

Points transfer 2 Bank of Melbourne points 1 Velocity points

Modified 3 months ago

25.

25. St.George Amplify Rewards Platinum

St.George Amplify points

39,375 Velocity points

0.63 points per dollar spent

$99 annual fee

75,000 points

$6,000 min credit limit

Spend $3,000 in 90 days

$99 first year annual fee, $175 thereafter

2nd Year Bonus 25,000 bonus points, $175 annual fee.

Points transfer 2 St.George Amplify points 1 Velocity points

Modified 11 days ago

26.

26. NAB Rewards Platinum Card

NAB points

41,500 Velocity points

0.50 points per dollar spent

$195 annual fee

80,000 points

$6,000 min credit limit

Spend $3,000 in 90 days

2nd Year Bonus 20,000 bonus points, $195 annual fee.

Points transfer 3000 NAB points 1500 Velocity points

Modified 7 months ago

27.

27. The American Express Platinum Card

American Express points

80,625 Velocity points

1.13 points per dollar spent

$1,450 annual fee

150,000 points

Spend $5,000 in 90 days

$450 Travel Credit extra bonus.

$349 ALL Accor+ Explorer Membership extra bonus.

Very High annual fee $1,450 annual fee.

Points transfer 2 American Express points 1 Velocity points

Offer Expires in 24 days (2026-01-13T00:00:00.000Z)

Modified 6 days ago

28.

28. The American Express Platinum Card Referral Offer

American Express points

80,625 Velocity points

1.13 points per dollar spent

$1,450 annual fee

150,000 points

Spend $5,000 in 90 days

$450 Travel Credit extra bonus.

$349 ALL Accor+ Explorer membership extra bonus.

Very High annual fee $1,450 annual fee.

Points transfer 2 American Express points 1 Velocity points

Offer Expires in a month (2026-01-27T00:00:00.000Z)

Modified 3 days ago

29.

29. The American Express Platinum Card

American Express points

80,625 Velocity points

1.13 points per dollar spent

$1,450 annual fee

150,000 points

Spend $5,000 in 90 days

$450 Travel Credit extra bonus.

$349 ALL Accor+ Explorer Membership extra bonus.

Very High annual fee $1,450 annual fee.

Points transfer 2 American Express points 1 Velocity points

Offer Expires in 24 days (2026-01-13T00:00:00.000Z)

Modified a day ago

30.

30. The American Express Platinum Card Referral Offer

American Express points

80,625 Velocity points

1.13 points per dollar spent

$1,450 annual fee

150,000 points

Spend $5,000 in 90 days

$450 Travel Credit extra bonus.

$400 Dining Credits extra bonus.

Very High annual fee $1,450 annual fee.

Points transfer 2 American Express points 1 Velocity points

Offer Expires in a month (2026-01-27T00:00:00.000Z)

Modified 11 days ago

31.

31. The American Express Platinum Card

American Express points

80,625 Velocity points

1.13 points per dollar spent

$1,450 annual fee

150,000 points

Spend $5,000 in 90 days

$450 Travel Credit extra bonus.

$400 Dining Credit extra bonus.

Very High annual fee $1,450 annual fee.

Points transfer 2 American Express points 1 Velocity points

Offer Expires in 24 days (2026-01-13T00:00:00.000Z)

Modified 3 days ago