Best Velocity credit cards
Doing all the maths, to work out which cards are best.
I'd like to use my bonus reward points for:
Convert your credit card signup bonus reward points to Velocity points.
1.
1. The American Express Velocity Platinum Card
Velocity points
106,250 Velocity points
1.25 points per dollar spent
$440 annual fee
100,000 points
Spend $5,000 in 90 days
$385 Complimentary Annual Domestic Return Flight (Average Price $385) extra bonus.
Offer Expires 6 days ago (2025-10-14T00:00:00.000Z)
Modified a month ago
2.
2. Citi Prestige Card
CitiRewards points
130,000 Velocity points
0.50 points per dollar spent
$700 annual fee
250,000 points
$20,000 min credit limit
Spend $10,000 in 90 days
Offer Expires in 3 days (2025-10-23T00:00:00.000Z)
Modified 7 months ago
3.
3. Westpac Altitude Velocity Black (Existing customers)
Velocity points
94,800 Velocity points
0.80 points per dollar spent
$150 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
$150 first year annual fee, $295 thereafter
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified a month ago
4.
4. Westpac Altitude Velocity Black
Velocity points
94,800 Velocity points
0.80 points per dollar spent
$295 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified a month ago
5.
5. Virgin Australia Velocity High Flyer Card
Velocity points
87,000 Velocity points
1.00 points per dollar spent
$329 annual fee
80,000 points
$15,000 min credit limit
Spend $7,000 in 60 days
$129 Virgin Australia Gift Voucher extra bonus.
2nd Year Bonus 20,000 bonus points, $329 annual fee.
Modified a month ago
6.
77,000 Velocity points
0.50 points per dollar spent
$49 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
$49 first year annual fee, $175 thereafter
Modified 4 months ago
7.
7. The American Express Platinum Card Targeted Offer
American Express points
118,125 Velocity points
1.13 points per dollar spent
$1,450 annual fee
225,000 points
Spend $5,000 in 90 days
$450 Travel Credit extra bonus.
$84 Amazon Prime subscription Credit extra bonus.
Very High annual fee $1,450 annual fee.
Modified 17 days ago
8.
8. Westpac Altitude Velocity Platinum
Velocity points
77,000 Velocity points
0.50 points per dollar spent
$175 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
Modified 4 months ago
9.
9. St.George Amplify Rewards Signature (Existing customers, through log in)
St.George Amplify points
72,000 Velocity points
1 points per dollar spent
$99 annual fee
120,000 points
$15,000 min credit limit
Spend $12,000 in 365 days
$99 first year annual fee, $295 thereafter
2nd Year Bonus 40,000 bonus points, $295 annual fee.
Modified a month ago
10.
10. St.George Amplify Rewards Signature
St.George Amplify points
72,000 Velocity points
1 points per dollar spent
$199 annual fee
120,000 points
$15,000 min credit limit
Spend $12,000 in 365 days
$199 first year annual fee, $295 thereafter
2nd Year Bonus 40,000 bonus points, $295 annual fee.
Modified a month ago
11.
11. The American Express Platinum Card
American Express points
105,625 Velocity points
1.13 points per dollar spent
$1,450 annual fee
200,000 points
Spend $5,000 in 90 days
$450 Travel Credit extra bonus.
$84 Amazon Prime subscription Credit extra bonus.
Very High annual fee $1,450 annual fee.
Offer Expires in a month (2025-12-02T00:00:00.000Z)
Modified 17 days ago
12.
12. The American Express Platinum Card Referral Offer
American Express points
105,625 Velocity points
1.13 points per dollar spent
$1,450 annual fee
200,000 points
Spend $5,000 in 90 days
$450 Travel Credit extra bonus.
$84 Amazon Prime subscription Credit extra bonus.
Very High annual fee $1,450 annual fee.
Offer Expires in 15 days (2025-11-04T00:00:00.000Z)
Modified 17 days ago
13.
13. ANZ Rewards Black
ANZ points
70,000 Velocity points
1 points per dollar spent
$375 annual fee
130,000 points
$15,000 min credit limit
Spend $5,000 in 90 days
$100 Cashback extra bonus.
2nd Year Bonus 50,000 bonus points, $375 annual fee.
Modified a month ago
14.
14. NAB Rewards Platinum Card with Velocity
Velocity points
61,000 Velocity points
1.00 points per dollar spent
$95 annual fee
60,000 points
$6,000 min credit limit
Spend $1,000 in 60 days
$95 first year annual fee, $195 thereafter
2nd Year Bonus 20,000 bonus points, $195 annual fee.
Offer Expires 20 days ago (2025-09-30T00:00:00.000Z)
Modified 3 months ago
15.
15. American Express Explorer Credit Card
American Express points
54,000 Velocity points
1 points per dollar spent
$395 annual fee
100,000 points
Spend $4,000 in 90 days
$400 Travel Credit extra bonus.
Offer Expires in a month (2025-12-02T00:00:00.000Z)
Modified 3 months ago
16.
16. American Express Explorer Credit Card Targeted Offer
American Express points
54,000 Velocity points
1 points per dollar spent
$395 annual fee
100,000 points
Spend $4,000 in 90 days
$400 Travel Credit extra bonus.
Offer Expires in a month (2025-12-02T00:00:00.000Z)
Modified 3 months ago
17.
17. Virgin Australia Velocity Flyer Card
Velocity points
51,980 Velocity points
0.66 points per dollar spent
$149 annual fee
50,000 points
$6,000 min credit limit
Spend $3,000 in 60 days
$129 Virgin Australia Gift Voucher. extra bonus.
2nd Year Bonus 20,000 bonus points, $149 annual fee.
Offer Expires 20 days ago (2025-09-30T00:00:00.000Z)
Modified a month ago
18.
18. ANZ Rewards Platinum
ANZ points
45,125 Velocity points
0.75 points per dollar spent
$149 annual fee
85,000 points
$6,000 min credit limit
Spend $3,500 in 90 days
$50 Cashback extra bonus.
2nd Year Bonus 40,000 bonus points, $149 annual fee.
Modified a month ago
19.
19. St.George Amplify Rewards Platinum (Existing customers, through log in)
St.George Amplify points
39,375 Velocity points
0.63 points per dollar spent
$49 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified a month ago
20.
20. St.George Amplify Rewards Platinum (Existing customers, through log in)
St.George Amplify points
39,375 Velocity points
0.63 points per dollar spent
$49 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified a month ago
21.
21. Bank of Melbourne Amplify Rewards Platinum
Bank of Melbourne points
39,375 Velocity points
0.63 points per dollar spent
$99 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified a month ago
22.
22. St.George Amplify Rewards Platinum
St.George Amplify points
39,375 Velocity points
0.63 points per dollar spent
$99 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified a month ago
23.
23. NAB Rewards Platinum Card
NAB points
41,500 Velocity points
0.50 points per dollar spent
$195 annual fee
80,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
2nd Year Bonus 20,000 bonus points, $195 annual fee.
Modified 4 months ago
