# Best Velocity credit cards

Doing all the maths, to work out which cards are best.

I'd like to use my bonus reward points for:

## Convert your credit card signup bonus reward points to Velocity points.

1.

CitiRewards points

147,500 Velocity points

$700 faf.

1 points per dollar

275,000 CitiRewards points

$20,000 min credit limit

Spend $10,000 in 90 days

Offer Expires in 5 months (30/04/24)

Modified 04/11/23

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2.

Velocity points

94,500 Velocity points

$150 faf.

0.75 points per dollar

90,000 Velocity points

$15,000 min credit limit

Spend $6,000 in 120 days

$150 first year annual fee, $295 thereafter

2nd Year Bonus 30,000 bonus points, $295 annual fee.

Offer Expires in 5 months (30/04/24)

Modified 04/11/23

**Already had a card?**Add it in your card history and get alerted when 12 months have past and you can apply again.

3.

CitiRewards points

100,000 Velocity points

$300 faf.

1 points per dollar

100,000 Velocity points

$10,000 min credit limit

Spend $8,000 in 90 days

$300 first year annual fee, $150 thereafter

Offer Expires in 5 months (30/04/24)

Modified 04/11/23

4.

ANZ points

93,000 Velocity points

$375 faf.

1 points per dollar

180,000 ANZ points

$15,000 min credit limit

Spend $3,000 in 90 days

$150 Credit on card extra bonus.

Points transfer 2 ANZ points 1 Velocity pointsModified 03/05/23

5.

Velocity points

94,500 Velocity points

$295 faf.

0.75 points per dollar

90,000 Velocity points

$15,000 min credit limit

Spend $6,000 in 120 days

2nd Year Bonus 30,000 bonus points, $295 annual fee.

Offer Expires in 5 months (30/04/24)

Modified 04/11/23

6.

Velocity points

87,000 Velocity points

$289 faf.

1 points per dollar

80,000 Velocity points

$15,000 min credit limit

Spend $7,000 in 60 days

$129 Virgin Australia Gift Voucher. extra bonus.

Offer Expires in 2 months (31/01/24)

Modified 04/11/23

7.

St.George Amplify points

84,000 Velocity points

$99 faf.

0.75 points per dollar

150,000 St.George Amplify points

$15,000 min credit limit

Spend $12,000 in 365 days

$99 first year annual fee, $295 thereafter

Points transfer 2 St.George Amplify points 1 Velocity pointsOffer Expires in 5 months (30/04/24)

Modified 08/11/23

8.

St.George Amplify points

84,000 Velocity points

$199 faf.

0.75 points per dollar

150,000 St.George Amplify points

$15,000 min credit limit

Spend $12,000 in 365 days

$199 first year annual fee, $295 thereafter

Points transfer 2 St.George Amplify points 1 Velocity pointsOffer Expires in 5 months (30/04/24)

Modified 08/11/23

9.

CitiRewards points

78,500 Velocity points

$150 faf.

0.50 points per dollar

150,000 CitiRewards points

$10,000 min credit limit

Spend $7,000 in 90 days

$150 first year annual fee, $300 thereafter

2nd Year Bonus 50,000 bonus points, $300 annual fee.

Points transfer 2 CitiRewards points 1 Velocity pointsOffer Expires in 5 months (30/04/24)

Modified 24/09/23

10.

CitiRewards points

80,000 Velocity points

$199 faf.

1 points per dollar

80,000 Velocity points

$2,000 min credit limit

Spend $5,000 in 90 days

Offer Expires in 5 months (30/04/24)

Modified 04/11/23

11.

Velocity points

72,000 Velocity points

$49 faf.

0.50 points per dollar

70,000 Velocity points

$6,000 min credit limit

Spend $4,000 in 90 days

$49 first year annual fee, $175 thereafter

Offer Expires in 5 months (30/04/24)

Modified 04/11/23

12.

Velocity points

72,000 Velocity points

$99 faf.

0.50 points per dollar

70,000 Velocity points

$6,000 min credit limit

Spend $4,000 in 90 days

$99 first year annual fee, $175 thereafter

Offer Expires in 5 months (30/04/24)

Modified 04/11/23

13.

Velocity points

61,980 Velocity points

$64 faf.

0.66 points per dollar

60,000 Velocity points

$6,000 min credit limit

Spend $3,000 in 60 days

$64 first year annual fee, $129 thereafter

$129 Virgin Australia Gift Voucher. extra bonus.

Offer Expires in 2 months (31/01/24)

Modified 04/11/23

14.

American Express points

80,625 Velocity points

$1,450 faf.

1.13 points per dollar

150,000 American Express points

Spend $5,000 in 90 days

$900 $450 Travel Credit, $400 Dining Credit, ~ $80 Amazon prime credit extra bonus.

Points transfer 2 American Express points 1 Velocity pointsModified 04/11/23

15.

Suncorp points

61,875 Velocity points

$99 faf.

0.63 points per dollar

120,000 Suncorp points

$6,000 min credit limit

Spend $3,000 in 90 days

$99 first year annual fee, $129 thereafter

Points transfer 2 Suncorp points 1 Velocity pointsOffer Expires in 3 months (29/02/24)

Modified 04/11/23

16.

St.George Amplify points

51,500 Velocity points

$0 faf.

0.50 points per dollar

100,000 St.George Amplify points

$6,000 min credit limit

Spend $3,000 in 90 days

$0 first year annual fee, $124 thereafter

Points transfer 2 St.George Amplify points 1 Velocity pointsOffer Expires in 5 months (30/04/24)

Modified 08/11/23

17.

St.George Amplify points

51,500 Velocity points

$49 faf.

0.50 points per dollar

100,000 St.George Amplify points

$6,000 min credit limit

Spend $3,000 in 90 days

$49 first year annual fee, $124 thereafter

Points transfer 2 St.George Amplify points 1 Velocity pointsOffer Expires in 5 months (30/04/24)

Modified 08/11/23

18.

Velocity points

63,750 Velocity points

$375 faf.

1.25 points per dollar

60,000 Velocity points

Spend $3,000 in 90 days

Modified 02/10/23

19.

American Express points

80,625 Velocity points

$1,450 faf.

1.13 points per dollar

150,000 American Express points

Spend $5,000 in 90 days

$450 Travel Credit extra bonus.

Points transfer 2 American Express points 1 Velocity pointsModified 26/01/23

20.

ANZ points

41,500 Velocity points

$94 faf.

0.75 points per dollar

80,000 ANZ points

$6,000 min credit limit

Spend $2,000 in 90 days

$50 Credit on card extra bonus.

Points transfer 2 ANZ points 1 Velocity pointsModified 08/11/23

21.

American Express points

29,000 Velocity points

$395 faf.

1 points per dollar

50,000 American Express points

Spend $4,000 in 90 days

$400 Travel Credit extra bonus.

Points transfer 2 American Express points 1 Velocity pointsOffer Expires in a month (31/12/23)

Modified 04/12/23

22.

CitiRewards points

1,000 Velocity points

$300 faf.

0.50 points per dollar

0 CitiRewards points

$10,000 min credit limit

Spend $2,000 in 90 days

$300 first year annual fee, $150 thereafter

$600 Cashback extra bonus.

Points transfer 2 CitiRewards points 1 Velocity pointsOffer Expires in 5 months (30/04/24)

Modified 04/11/23

23.

American Express points

0 Velocity points

$0 faf.

0.50 points per dollar

0 American Express points

Spend $0 in 0 days

$0 first year annual fee, $195 thereafter

$200 Travel Credit extra bonus.

Points transfer 2 American Express points 1 Velocity pointsModified 03/09/22

24.

CitiRewards points

1,500 Velocity points

$49 faf.

0.50 points per dollar

0 CitiRewards points

$6,000 min credit limit

Spend $3,000 in 90 days

$49 first year annual fee, $149 thereafter

$200 FlyBuy Dollars (40k FlyBuy Points) extra bonus.

Points transfer 2 CitiRewards points 1 Velocity pointsModified 11/02/23