Credit Cards with Subscription Benefits

The American Express Platinum Card Targeted Offer

American Express points

$1,450 annual fee

OfferTargeted

225,000 American Express points

Complimentary digital subscription to The Australian Premium (including The Wall Street Journal access), available to Primary and Additional Platinum Card Members.

Spend $5,000 in 90 days (~$1,667/mo)

Offer Expires in 3 months (2026-08-25)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

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The Qantas American Express Ultimate Card Referral Offer

Qantas points

$450 annual fee

Referral offerHow referrals work

Offer

50,000 Qantas points

Complimentary Qantas Wine Premium Membership; earn 3 points per dollar on Qantas Wine purchases and complimentary Qantas Wine delivery within Australia

Spend $5,000 in 90 days (~$1,667/mo)

Offer Expires in 2 months (2026-07-28)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Est. profit $800

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The Qantas American Express Ultimate Card

Qantas points

$450 annual fee

Offer

50,000 Qantas points

Complimentary Qantas Wine Premium Membership; earn 3 points per dollar on Qantas Wine purchases and complimentary Qantas Wine delivery within Australia

Spend $5,000 in 90 days (~$1,667/mo)

Offer Expires in 2 months (2026-07-28)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Est. profit $800

Read my analysis