Credit Cards with Dining Benefits Australia 2026

Qantas points

$1,200 annual fee

Offer

150,000 Qantas points

Complimentary Qantas Wine Premium Membership ($99 annual fee waived while primary cardholder): curated wine, Champagne, beer and spirits, free delivery, plus 3 bonus Qantas Points per dollar at Qantas Wine.

Spend $5,000 in 90 days (~$1,667/mo)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Est. profit $1,200

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The American Express Platinum Card Targeted Offer

American Express points

$1,450 annual fee

OfferTargeted

225,000 American Express points

Up to $400 Global Dining Credit per redemption period at 2,000+ restaurants ($200 at participating restaurants in Australia and $200 at participating restaurants abroad). A one-time enrolment is required; benefit ends 31 December 2026.

Spend $5,000 in 90 days (~$1,667/mo)

Offer Expires in 2 months (2026-08-25)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

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