Credit Cards with Dining Benefits Australia 2026

Qantas points

$1,200 annual fee

Offer

150,000 Qantas points

Complimentary Qantas Wine Premium Membership with free delivery and additional 3 Qantas Points per dollar spent on Qantas Wine purchases

Spend $5,000 in 90 days (~$1,667/mo)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Est. profit $1,200

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The American Express Platinum Card Targeted Offer

American Express points

$1,450 annual fee

OfferTargeted

200,000 American Express points

Up to $400 in dining credits per redemption period: $200 at participating restaurants in Australia and $200 at participating restaurants abroad. One-time enrolment required. Benefit ends 31 December 2025.

Spend $5,000 in 90 days (~$1,667/mo)

Offer Expires in 4 months (2026-08-25)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

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