Image of The American Express Platinum Card credit card

The American Express Platinum Card

$1,450 first year annual fee
200,000 points
2.25 points per dollar
Spend $5,000 in 90 days

Offer Details

Premium

Signup Bonus

200,000 points

American Express

Minimum Spend

$5,000

within 3 months

Cash Bonus

$450Travel Credit

Additional Cash Bonus

$349ALL Accor+ Explorer Membership

Offer Expires

August 25, 2026

in 6 months

Ongoing Earn Rate

2.25x points per $1 spent

Fees

First Year Annual Fee

$1,450

Ongoing Annual Fee

$1,450

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Credits
$450 travel credit each year to spend on eligible flights, hotels or car hire booked with the Platinum Travel Service or American Express Travel Online.
Dining Benefits
Up to $400 in dining credits per redemption period: $200 at participating restaurants in Australia and $200 at participating restaurants abroad. One-time enrolment required. Benefit ends 31 December 2025.
Lounge Access
Access to over 1,400 airport lounges in more than 140 countries including Centurion Lounge, Escape Lounges, Priority Pass Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta), and Virgin Australia Domestic Lounges (when flying Virgin Australia).
Rewards Program Elite Status
Complimentary Hilton Honors Gold status, Marriott Bonvoy Gold status, and Radisson Rewards Premium status for Platinum Card Members without usual qualifying criteria.
Points Transfer Benefits
Ability to transfer Membership Rewards points to over 10 major airline reward partner programs including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints, and to hotel partner programs Hilton Honors and Marriott Bonvoy.
Purchase Protection Insurance
Card Purchase Cover protects eligible items purchased with the Card against theft or damage.
Extended Warranty Insurance
Buyer’s Advantage Cover extends manufacturer's warranty by up to 12 months on eligible items purchased with the Card.
Travel Insurance
Comprehensive domestic and international travel insurance covering trip cancellation, travel inconvenience, public transport accident, personal baggage, medical emergency expenses, and personal accident when the return trip is paid with the Card. Sub-limits and exclusions apply.
Concierge Service
24/7 Platinum Card Services providing emergency assistance, account balance help, Membership Rewards redemption, and Additional Cards management.
Subscription Benefits
Amazon Prime subscription credit up to $84 per calendar year when paid with the Platinum Card. The Australian Premium digital subscription included for Primary and Additional Platinum Card Members. Both require enrolment and have expiry dates.
Hotel Benefits
Fine Hotels + Resorts program offering benefits valued at approximately USD$550 including guaranteed 4pm late checkout, room upgrades (subject to availability), daily breakfast for two, and a US$100 experience credit per stay at over 1,600 properties worldwide.
Hotel Benefits
Complimentary Accor Plus membership valued at AU$399 providing a complimentary night's accommodation each year and up to 50% off dining at over 1,100 participating Accor Hotels restaurants. Enrolment required.
Shopping Benefits
Access to Amex Offers providing credits and bonus points on shopping, dining, travel, and entertainment with various brands. Also includes Shop Small offers to support local businesses.
Entertainment Benefits
Access to American Express Experiences program with invitations to exclusive events and pre-sale tickets.
Digital Wallet Integration
The Platinum Card is eligible for use with Apple Pay, Samsung Pay, and Google Pay.
CraigCraig's Analysis
200,000 bonus + 11,250 from $5,000 spend
105,625 Qantas pts × 1.6¢/pt = $1,690
+ $799 cashback
− $1,450 first year fees
Est. profit $1,039

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$1,450

annual fee

Estimated Bonus Value

$1690

Based on 1.6¢ per Qantas point

Earn Rate

Excellent

●●●●

2.25x American Express points per $1

Travel Benefits

Lounge Access

Access to 1,400+ airport lounges in more than 140 countries, including The Centurion Lounge, Escape Lounges (Centurion Studio Partner), Priority Pass lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta) and Virgin Australia Domestic Lounges

Did this help you make a decision?

105,625 Qantas points
1.13 points per dollar
Points transfer 2 American Express points 1 Qantas points
OzBargain discussion for this card


History
7 Feb 2026
2 changes
Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditsALL Accor+ Explorer Membership
7 Feb 2026
1 changes
Bonus Cash Description Two:
Global Dining CreditDining Credits
7 Feb 2026
2 changes
Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipGlobal Dining Credit
2 Feb 2026
2 changes
Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditsALL Accor+ Explorer Membership
2 Feb 2026
1 changes
Bonus Cash Description Two:
Global Dining CreditDining Credits
2 Feb 2026
2 changes
Expiration Date:
13 Jan 202625 Aug 2026
Bonus:
150,000200,000
26 Dec 2025
2 changes
Expiration Date:
12 Jan 202613 Jan 2026
Bonus Cash Description Two:
Dining CreditsGlobal Dining Credit
26 Dec 2025
3 changes
Expiration Date:
13 Jan 202612 Jan 2026
Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipDining Credits
24 Dec 2025
0 changes
24 Dec 2025
2 changes
Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Global Dining CreditALL Accor+ Explorer Membership
23 Dec 2025
0 changes
23 Dec 2025
2 changes
Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipGlobal Dining Credit
22 Dec 2025
1 changes
Expiration Date:
12 Jan 202613 Jan 2026
22 Dec 2025
3 changes
Expiration Date:
13 Jan 202612 Jan 2026
Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Global Dining CreditALL Accor+ Explorer Membership
21 Dec 2025
2 changes
Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipGlobal Dining Credit
19 Dec 2025
2 changes
Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditALL Accor+ Explorer Membership
16 Dec 2025
2 changes
Bonus Cash Two:
$349$400
Bonus Cash Description Two:
ALL Accor+ Explorer MembershipDining Credit
14 Dec 2025
2 changes
Expiration Date:
2 Dec 202513 Jan 2026
Bonus:
200,000150,000
14 Dec 2025
4 changes
Expiration Date:
13 Jan 20262 Dec 2025
Bonus:
150,000200,000
Bonus Cash Two:
$400$349
Bonus Cash Description Two:
Dining CreditALL Accor+ Explorer Membership
7 Dec 2025
2 changes
Expiration Date:
2 Dec 202513 Jan 2026
Bonus:
200,000150,000
6 Dec 2025
1 changes
Bonus Cash Description Two:
Global Dining CreditDining Credit
30 Nov 2025
2 changes
Lounge Pass:
Access to 1,400+ Airport Lounges in more than 140 countries, including the Centu...Access to 1,400+ airport lounges in more than 140 countries, including The Centu...
Bonus Cash Description Two:
Dining CreditGlobal Dining Credit
1 Nov 2025
2 changes
Bonus Cash Two:
$84$400
Bonus Cash Description Two:
Amazon Prime subscription CreditDining Credit
2 Oct 2025
3 changes
Lounge Pass:
Access to 1,400+ Airport Lounges in more than 140 countries, including the Centu...Access to 1,400+ Airport Lounges in more than 140 countries, including the Centu...
Expiration Date:
9 Sep 20252 Dec 2025
Bonus:
150,000200,000
23 Aug 2025
3 changes
Lounge Pass:
Access to 1400+ Airport Lounges in more than 140 countriesAccess to 1,400+ Airport Lounges in more than 140 countries, including the Centu...
Expiration Date:
8 Jul 20259 Sep 2025
Bonus:
200,000150,000
21 May 2025
3 changes
Lounge Pass:
Access to 1400+ Airport Lounges in more than 140 countries
Expiration Date:
6 May 20258 Jul 2025
Bonus:
150,000200,000
15 Jan 2025
1 changes
Expiration Date:
14 Jan 20256 May 2025
1 Jan 2025
2 changes
Expiration Date:
14 Jan 2025
Bonus:
275,000150,000
15 Dec 2024
2 changes
Expiration Date:
1 Oct 2024
Bonus:
200,000275,000
  • Expiration changed from 25/06/24 to 01/10/24, Bonus from 150K to 200K
    2 years ago
  • Expiration changed from 09/04/24 to 25/06/24, Bonus from 200K to 150K, Second Year Bonus from NaN to 0
    2 years ago
  • Expiration changed from no expiration to 09/04/24, Bonus from 150K to 200K (thanks someone via chat!)
    2 years ago
  • Bonus lowered from 200k to 150k
    3 years ago
  • Bonus increased from 150k to 200k
    3 years ago
  • $500 cashback removed, bonus reduced from 250k points to 150k points first year, 50k points second year.
    4 years ago
  • Bonus increased from 150,000 first year, 50,000 second year to 250,000 first year and added $500 credit
    4 years ago
  • Bonus reduced from 300,000 to 150,000 first year, 50,000 second year
    4 years ago
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Craig