
Includes international travel insurance, domestic travel insurance, and rental vehicle excess insurance in Australia as complimentary insurances.
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Includes international travel insurance, domestic travel insurance, and rental vehicle excess insurance in Australia as complimentary insurances.
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Complimentary Chubb travel insurance for cardholders and additional cardholders on return trips (up to 180 days overseas / 14 days domestic), with unlimited overseas medical and trip cancellation cover, $250 excess; eligibility requires paying the return airfare/cruise to the card.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Complimentary domestic and international travel insurance for the cardholder, partner and dependent children when the return trip is paid on the card; covers trip cancellation/amendment, travel inconvenience, medical emergency expenses (up to $2,500,000), personal baggage and personal liability; max age 79 at purchase, cover ends at 180 days
Average ongoing earn rate. $200 cashback covers the $195 fee.
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Complimentary domestic and international travel insurance when the return trip is paid on the Card; covers trip cancellation, medical emergency expenses, baggage and personal accident; cover ends for all trips at 180 days; medical emergency expenses up to $2,500,000 on international return trips
Easy $44/day spend to hit the bonus. Excellent ongoing earn rate. $400 cashback covers the $395 fee.
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Complimentary international travel insurance for ANZ Black cardholders for journeys up to 6 consecutive months when at least $250 of prepaid travel costs are charged to the card account and a return overseas travel ticket is held; includes up to $20 million overseas emergency medical and assistance cover, plus domestic travel insurance
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $100 cashback offsets the $375 fee.
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Complimentary international travel insurance (cardholders aged under 81) for trips up to 6 consecutive months and domestic travel insurance, when at least $500 of prepaid travel costs are charged to the card; includes overseas emergency medical/assistance up to $20 million
Tough spend — $133/day for 90 days. Average ongoing earn rate. High $700 fee — make sure you'll use the perks.

Complimentary international travel insurance for trips up to 6 months when at least $500 of prepaid travel costs are charged to the card (cardholders aged under 81), with overseas emergency medical and assistance cover up to $20 million; complimentary domestic travel insurance also available for trips up to 28 days
Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
Complimentary Overseas Travel Insurance for journeys up to 31 consecutive days; covers unlimited overseas emergency medical and hospital expenses, $2,500,000 personal liability, $25,000 accidental death and up to $20,000 baggage and personal goods. Base cover only; limited COVID-19 cover; persons 80+ not eligible for medical cover.
Moderate spend — $83/day for 90 days. Average ongoing earn rate.
Complimentary Overseas Travel Insurance for World Mastercard cardholders: unlimited overseas emergency medical and hospital expenses, $2,500,000 personal liability, $25,000 accidental death, baggage and personal goods up to $30,000, and unlimited additional expenses; covers a maximum journey of six months
Tough spend — $233/day for 150 days. Excellent ongoing earn rate.

Complimentary international travel insurance for trips up to 6 months when at least $500 of prepaid travel costs are charged to the card (cardholders aged under 81), with overseas emergency medical and assistance cover up to $20 million; complimentary domestic travel insurance also available for trips up to 28 days
Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
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Complimentary International Travel Insurance for ANZ Platinum cardholders for journeys up to 3 consecutive months when at least $250 of prepaid travel costs are charged to the card and a return overseas travel ticket is held; includes Overseas Emergency Medical/Assistance up to $20 million; domestic travel insurance also available
Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.

Complimentary international travel insurance for trips up to 6 months (up to $20 million overseas emergency medical/assistance) plus domestic travel insurance for trips up to 28 days, when minimum prepaid travel costs are charged to the card account.
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Complimentary international travel insurance for trips up to 6 months (overseas emergency medical and assistance cover up to $20 million) and domestic travel insurance up to 28 days, when eligibility is met by charging at least $500 (international) or $250 (domestic) of prepaid travel costs to the card; cardholders aged under 81
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $749 fee.

Complimentary international travel insurance (cardholders aged under 81) for trips up to 6 consecutive months and domestic travel insurance, when at least $500 of prepaid travel costs are charged to the card; includes overseas emergency medical/assistance up to $20 million
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $700 fee.
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Complimentary international and domestic travel insurance underwritten by Allianz; subject to the NAB Card Insurance Policy Information Booklet
Easy $33/day spend to hit the bonus. Average ongoing earn rate. $150 cashback offsets the $295 fee.

Complimentary international travel insurance for ANZ Black cardholders, their spouse and dependants for journeys up to 6 consecutive months, when at least $250 of prepaid travel costs is charged to the card and a return overseas travel ticket is held; includes $20 million overseas emergency medical and assistance. Domestic travel insurance also available.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.
Complimentary travel insurance issued by Chubb Insurance Australia Limited covering travel-related risks as per the Qantas Premier Credit Card Complimentary Travel Insurance Terms and Conditions
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate.
Complimentary international travel insurance (Overseas Travel Policy, issued by Zurich, administered by Cover-More) for the cardholder and accompanying family on return trips from Australia of up to 12 months per journey; requires spending at least $500 in a single transaction on prepaid travel costs (or redeeming $500 of Awards points/Travel Booking credits) on the card and activating cover before travel; includes unlimited overseas emergency medical and hospital expenses
Moderate spend — $100/day for 90 days. Average ongoing earn rate.
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Complimentary International Travel Insurance for trips up to 6 months (Level 1 / Altitude Black card) when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; covers unlimited overseas emergency medical, evacuation and cancellation among other sections (sub-limits apply). Also includes complimentary Interstate Flight Inconvenience Insurance for domestic flights charged to the card (cancellation up to $3,000, flight delay, luggage). Cardholders aged under 81. Eligibility confirmation at checkyourcover.com.au/westpac
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysisComplimentary international travel insurance for trips up to 40 consecutive days when approved for a credit limit of $6,000+ and at least $500 of prepaid travel costs are charged to the card; up to $20 million overseas emergency medical and assistance cover

Complimentary international travel insurance for cardholders, spouse and dependants (aged under 81) for journeys up to 3 consecutive months when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; includes unlimited overseas emergency medical, evacuation & repatriation, cancellation, luggage, $5,500 rental vehicle excess and $2,500,000 personal liability. Also includes Interstate Flight Inconvenience Insurance (up to $3,000 cancellation) for domestic flights charged to the card
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysisComplimentary international travel insurance (Overseas Travel Policy) for journeys up to 12 months, covering the cardholder and accompanying family, when at least $500 in a single prepaid-travel transaction is charged to the card (or redeemed with Awards points/travel credits) and cover is activated before travelling; Overseas Emergency Medical and Hospital Expenses are unlimited
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
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Complimentary international travel insurance for Level 2 Card cardholders for trips up to 3 consecutive months, when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; cover includes unlimited overseas emergency medical/assistance, cancellation, additional expenses and luggage (subject to sub-limits and a $300 excess)
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Complimentary international travel insurance for trips up to 6 consecutive months (Level 1 Card) when at least $500 of prepaid travel costs are charged to the card account and a return overseas travel ticket is held; includes unlimited overseas emergency medical and assistance, cancellation cover and luggage cover, subject to terms and a $300 excess
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Complimentary international travel insurance for cardholders under 81 for trips up to 3 consecutive months (Level 2 Card) when at least $500 of prepaid travel is charged to the card and a return ticket is held; overseas emergency medical, evacuation and cancellation cover is unlimited (no capped sum). Also includes domestic Interstate Flight Inconvenience cover (cancellation up to $3,000, flight/luggage delay) when the return interstate flight is charged to the card
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Complimentary international travel insurance for trips up to 6 months (Level 1 Card) when at least $500 of prepaid travel costs are charged to the card; overseas emergency medical and evacuation are unlimited, plus cancellation, luggage, rental vehicle excess and personal liability cover. Also includes Interstate Flight Inconvenience Insurance for domestic flights ($3,000 cancellation, flight/luggage delay, $1,500 luggage)
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Complimentary domestic and international travel insurance for the Card Member, their partner and dependent children when the return trip is paid on the Card. Covers trip cancellation and amendment (up to $30,000), travel inconvenience, medical emergency expenses overseas (section limit unlimited), personal baggage/valuables/money (up to $30,000), personal accident, personal liability (up to $3,000,000) and more. Cover automatically ends at 180 days; maximum age 79 when travel is purchased; pre-existing medical conditions excluded.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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Complimentary domestic and international travel insurance for the cardholder, partner and dependent children when the return trip is paid for on the Card; covers medical emergency expenses, public transport accident up to $400,000, trip cancellation/amendment up to $12,500, baggage/money/documents up to $10,000, travel inconvenience and COVID-19 cover; sub-limits, terms and exclusions apply
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $385 cashback offsets the $440 fee.
Complimentary domestic and international travel insurance: Medical Emergency Expenses up to $2,500,000; Trip Cancellation and Amendment up to $12,500; Personal Baggage, Valuables, Money and Documents up to $10,000; Travel Inconvenience up to $200 for flight delays; Personal Accident up to $400,000
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.
Complimentary International Travel Insurance for trips up to 6 months for Level 1 Card holders when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; most sections (overseas emergency medical, evacuation, cancellation) are unlimited. Also includes Interstate Flight Inconvenience Insurance for domestic flights paid to the card
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Complimentary International Travel Insurance for trips up to 3 consecutive months (Level 2 Card); eligible after charging at least $500 prepaid travel costs to the card and holding a return overseas ticket; also includes Interstate Flight Inconvenience and Rental Vehicle Excess in Australia cover; eligibility confirmation at checkyourcover.com.au/westpac
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Complimentary international travel insurance (this card is a Level 2 Card) for trips up to 3 consecutive months, when at least $500 of prepaid travel costs are charged to the card account and a return overseas travel ticket is held before departing Australia; cover includes unlimited overseas emergency medical, evacuation and repatriation, cancellation, luggage and personal liability up to $2,500,000
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Complimentary International Travel Insurance for trips up to 6 months for Level 1 Card holders when at least $500 of prepaid travel costs are charged to the card and a return overseas ticket is held; most sections (overseas emergency medical, evacuation, cancellation) are unlimited. Also includes Interstate Flight Inconvenience Insurance for domestic flights paid to the card
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Complimentary domestic and international travel insurance: Medical Emergency Expenses up to $2,500,000; Trip Cancellation and Amendment up to $12,500; Personal Baggage, Valuables, Money and Documents up to $10,000; Travel Inconvenience up to $200 for flight delays; Personal Accident up to $400,000
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Complimentary international travel insurance for ANZ Platinum cardholders for trips up to 3 consecutive months when at least $250 of prepaid travel is charged to the card and a return overseas ticket is held; up to $20 million overseas emergency medical and assistance. Domestic travel insurance also available for up to 28 days per journey.
Easy $39/day spend to hit the bonus. Good ongoing earn rate. $50 cashback offsets the $149 fee.
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Complimentary international travel insurance included with NAB Rewards Platinum and Signature Cards.
Easy $44/day spend to hit the bonus. Average ongoing earn rate.

Complimentary International Travel Insurance for up to 6 consecutive months (Level 1 Card) when at least $500 of prepaid travel costs is charged to the card account and a return overseas ticket is held before departure; cover includes unlimited overseas emergency medical and evacuation; eligibility letter available at checkyourcover.com.au/westpac
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Complimentary International Travel Insurance for up to 6 consecutive months (Level 1 Card) when at least $500 of prepaid travel costs is charged to the card account and a return overseas ticket is held before departure; cover includes unlimited overseas emergency medical and evacuation; eligibility letter available at checkyourcover.com.au/westpac
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Complimentary international travel insurance for trips up to 3 consecutive months (Level 2 Card) when you charge at least $500 of prepaid travel costs to the card and hold a return overseas ticket; key sections (overseas emergency medical, evacuation, cancellation) are unlimited with no single capped sum
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Complimentary international travel insurance for trips up to 3 consecutive months (Level 2 Card) when you charge at least $500 of prepaid travel costs to the card and hold a return overseas ticket; key sections (overseas emergency medical, evacuation, cancellation) are unlimited with no single capped sum
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Complimentary international and domestic travel insurance covering domestic, interstate and international travel
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.

Complimentary international and domestic travel insurance covering domestic, interstate and international travel
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.