RWRDS

Credit Cards with Rental Vehicle Insurance

Image of MyCard Prestige Velocity credit card
MyCard Prestige Velocity
Velocity points
$700 annual fee
Offer
150,000 Velocity points
Complimentary rental vehicle excess coverage provided by Allianz (AWP Australia Pty Ltd) as part of the complimentary insurance group policy.
Spend $12,000 in 90 days (~$4,000/mo)
Craig
Craig's Take

Tough spend — $133/day for 90 days. Average ongoing earn rate. High $700 fee — make sure you'll use the perks.

Est. profit $1,850
Read my analysis
Image of MyCard Premier Velocity credit card
MyCard Premier Velocity
Velocity points
$300 annual fee
Offer
110,000 Velocity points
Complimentary rental vehicle excess insurance included in the complimentary insurance group policy issued by Allianz Australia Insurance Limited.
Spend $8,000 in 90 days (~$2,667/mo)
Craig
Craig's Take

Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.

Est. profit $1,642
Read my analysis
Image of MyCard Premier credit card
MyCard Premier
MyCard points
$300 annual fee
Offer
120,000 MyCard points
Complimentary rental vehicle excess insurance included in the complimentary insurance group policy issued by Allianz Australia Insurance Limited.
Spend $7,000 in 90 days (~$2,333/mo)
Craig
Craig's Take

Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.

Read my analysis
Image of MyCard Prestige Qantas credit card
MyCard Prestige Qantas
Qantas points
$749 annual fee
Offer
125,000 Qantas points
Complimentary rental vehicle excess insurance. Insured by Allianz Australia Insurance Limited (AFSL 234708), administered by Allianz Global Assistance.
Spend $10,000 in 90 days (~$3,333/mo)
Craig
Craig's Take

Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $749 fee.

Est. profit $1,351
Read my analysis
Image of MyCard Prestige credit card
MyCard Prestige
MyCard points
$700 annual fee
Offer
250,000 MyCard points
Complimentary rental vehicle excess coverage provided by Allianz (AWP Australia Pty Ltd) as part of the complimentary insurance group policy.
Spend $10,000 in 90 days (~$3,333/mo)
Craig
Craig's Take

Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $700 fee.

Read my analysis
Image of Westpac Altitude Qantas Platinum credit card
Westpac Altitude Qantas Platinum
Qantas points
$175 annual fee
Offer
70,000 Qantas points
Rental vehicle excess cover in Australia included as part of complimentary insurances.
Spend $4,000 in 90 days (~$1,333/mo)
Craig
Craig's Take

Easy $44/day spend to hit the bonus. Average ongoing earn rate.

Est. profit $870
Read my analysis
Westpac Altitude Rewards Platinum (existing customers)
Westpac points
$175 annual fee
Offer
75,000 Westpac points
Rental Vehicle Excess cover in Australia included as part of complimentary insurances.
Spend $3,000 in 90 days (~$1,000/mo)
$49 first year annual fee, $175 thereafter
Craig
Craig's Take

Easy $33/day spend to hit the bonus. Average ongoing earn rate.

Read my analysis
Image of Westpac Altitude Rewards Black credit card
Westpac Altitude Rewards Black
Westpac points
$295 annual fee
Offer
100,000 Westpac points
Rental Vehicle Excess cover in Australia included as part of complimentary insurances.
Spend $12,000 in 365 days (~$986/mo)
$200 first year annual fee, $295 thereafter
Craig
Craig's Take

Easy $33/day spend to hit the bonus. Average ongoing earn rate.

Read my analysis
Image of Westpac Altitude Qantas Black credit card
Westpac Altitude Qantas Black
Qantas points
$295 annual fee
Offer
90,000 Qantas points
Rental vehicle excess cover in Australia included as part of complimentary insurances.
Spend $6,000 in 90 days (~$2,000/mo)
Craig
Craig's Take

Moderate spend — $67/day for 90 days.

Est. profit $1,070
Read my analysis
Craig

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— Craig