
Complimentary purchase protection insurance
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Complimentary purchase protection insurance
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Card Purchase Cover for new eligible items bought on the card against loss, theft or accidental damage.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Card Purchase Cover insures eligible items bought on the card against theft or damage within 90 days of purchase, up to $2,500 per item and $20,000 in any 365-day period; $50 excess
Average ongoing earn rate. $200 cashback covers the $195 fee.
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Card Purchase Cover: eligible items purchased on the Card covered against theft or damage within 90 days of purchase
Easy $44/day spend to hit the bonus. Excellent ongoing earn rate. $400 cashback covers the $395 fee.
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Covers items purchased on the card against theft, accidental damage or permanent loss for 90 days from purchase, up to $10,000 per item ($3,500 for jewellery, watches and new works of art) and $135,000 per card account in any 12-month period
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $100 cashback offsets the $375 fee.
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Eligible items charged in full to the card are covered against theft, accidental damage or permanent loss for 90 days from purchase, up to the purchase price (jewellery, watches and new works of art capped at $5,000 per claim; $200,000 per card account per year)
Tough spend — $133/day for 90 days. Average ongoing earn rate. High $700 fee — make sure you'll use the perks.

Eligible items charged to the card covered against theft, accidental damage or permanent loss for 90 days from purchase; jewellery, watches and new works of art limited to $5,000 per claim, up to $200,000 per card account in any 12-month period; no excess
Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.

Eligible items charged in full to the card account are covered against theft, accidental damage or permanent loss for 90 days; up to the purchase price (jewellery, watches and new works of art limited to $5,000 per claim), max $200,000 per card account per 12 months
Moderate spend — $56/day for 90 days. Average ongoing earn rate.
Read my analysisPurchase Security: personal goods charged to the card covered against accidental loss, theft or damage; reimburses the amount charged (market value if purchased through points), up to a $125,000 overall limit per 12-month period ($3,000 for jewellery, watches and fine arts), $250 excess.
Moderate spend — $83/day for 90 days. Average ongoing earn rate.
Purchase Security covers personal goods charged to the card against loss, theft or damage (actual amount charged; jewellery, watches and fine arts limited to $3,000), overall limit $125,000 in any 12-month period
Tough spend — $233/day for 150 days. Excellent ongoing earn rate.

Eligible items charged to the card covered against theft, accidental damage or permanent loss for 90 days from purchase; jewellery, watches and new works of art limited to $5,000 per claim, up to $200,000 per card account in any 12-month period; no excess
Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
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Items purchased on the card covered against theft, accidental damage or permanent loss for 90 days from possession, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), to a maximum $135,000 per card account in any 12 months
Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.

Eligible items charged in full to the card account are covered against theft, accidental damage or permanent loss for 90 days; up to the purchase price (jewellery, watches and new works of art limited to $5,000 per claim), max $200,000 per card account per 12 months
Moderate spend — $56/day for 90 days. Poor ongoing earn rate.

Eligible items bought on the card covered against theft, accidental damage or permanent loss for 90 days; up to $200,000 per card account per 12 months ($5,000 limit for jewellery, watches and new works of art).
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Complimentary purchase protection insurance
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.

Complimentary purchase protection insurance
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.

Covers eligible items acquired for personal, domestic or household use against loss, theft or damage; available to MyCard Prestige (Level 1) cardholders
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $749 fee.

Eligible items charged in full to the card are covered against theft, accidental damage or permanent loss for 90 days from purchase, up to the purchase price (jewellery, watches and new works of art capped at $5,000 per claim; $200,000 per card account per year)
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $700 fee.
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Complimentary purchase protection insurance
Easy $33/day spend to hit the bonus. Average ongoing earn rate. $150 cashback offsets the $295 fee.

Items purchased on the card covered against theft, accidental damage or permanent loss for 90 days from possession, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), to a maximum $135,000 per card account in any 12-month period; no excess.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.
Purchase Security: new items bought on the card (or via Awards points redemption) covered against loss, theft or damage for 90 consecutive days from purchase; $100 excess; up to $200,000 per 12-month period for personal Ultimate Awards cardholders
Moderate spend — $100/day for 90 days. Average ongoing earn rate.
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Up to 4 months cover for eligible items charged to the card against theft, accidental damage or permanent loss; up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 max per 12-month period, $300 excess
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Covers eligible items purchased on the card against loss, theft or damage for up to 4 months from the date of purchase
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysisPurchase Security: new items charged to the card (or bought with Awards points) covered against loss, theft or damage for 90 consecutive days from purchase, up to $200,000 in any 12-month period for Smart Awards; $100 excess per claim
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
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Covers items charged to the card against theft, accidental damage or permanent loss for 4 months from purchase, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 total in any 12 months; $300 excess per claim
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Items purchased on the card covered against theft, accidental damage or permanent loss for 4 months from purchase, up to $10,000 per item ($3,500 for jewellery, watches and new works of art) and $135,000 per 12-month period, subject to a $300 excess
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
New items charged to the card covered against theft, accidental damage or loss for 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess applies
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Items purchased on the card covered against theft, accidental damage or permanent loss for 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 total per 12 months; $300 excess
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Card Purchase Cover insures eligible items bought on the Card against theft or damage within 90 days of purchase, up to $3,500 per item and up to $30,000 in any 365-day period.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
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Card Purchase Cover for eligible stolen or damaged items purchased with the Card; Card Refund Cover for recent unused purchases when a store refuses a return
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $385 cashback offsets the $440 fee.
Purchase Protection Cover repairs or refunds eligible items accidentally broken or stolen within 90 days of purchase; Card Refund Cover credits your account if refused a refund on an unused eligible item within 90 days of purchase
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.
Eligible items charged to the card covered against loss, theft or damage for up to 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess per claim
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Covers eligible items against theft, accidental damage or permanent loss for up to 4 months from purchase; up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 max in any 12-month period; $300 excess
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Eligible items charged to the card account covered against loss, theft or damage for up to 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess per claim
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Eligible items charged to the card covered against loss, theft or damage for up to 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess per claim
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Purchase Protection Cover repairs or refunds eligible items accidentally broken or stolen within 90 days of purchase; Card Refund Cover credits your account if refused a refund on an unused eligible item within 90 days of purchase
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Covered items bought on the card against theft, accidental damage or permanent loss for 90 days from possession; up to $10,000 per item ($3,500 for jewellery, watches and new works of art), max $135,000 per card account in any 12 months
Easy $39/day spend to hit the bonus. Good ongoing earn rate. $50 cashback offsets the $149 fee.
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Covers eligible items charged to the card against theft, accidental damage or permanent loss for 4 months from purchase, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 total per 12 months; $300 excess per claim
Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Covers eligible items charged to the card against theft, accidental damage or permanent loss for 4 months from purchase, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 total per 12 months; $300 excess per claim
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Eligible items charged to the card covered against theft, accidental damage or permanent loss for up to 4 consecutive months, limited to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.

Eligible items charged to the card covered against theft, accidental damage or permanent loss for up to 4 consecutive months, limited to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.