Best cashback cards ranked by profit

2 cards. Adjust the controls and rankings update instantly.

Credit limit

Any

Hide cards that can't offer this limit.

minimum

Average monthly spend

$3,200

Rankings use cashback earned over a year minus first-year fees.

per month

Extra purchases

One-off purchases coming up this year (e.g. appliance, holiday).

Cashback rewards card

$149 annual fee

$1,000 – $20,000 credit limit

Offer

1% cashback on eligible purchases

Capped at $200 per month

Craig's Take

$3,200 monthly spend × 1% cashback = $32 per month

$384 cashback over 12 months

− $149 first year fees

Est. profit $235

Cashback rewards card

$149 annual fee

$6,000 – $30,000 credit limit

Offer

1% cashback on eligible purchases

Capped at $30 per month

Craig's Take

$3,200 monthly spend × 1% cashback = $30 per month

$360 cashback over 12 months

− $149 first year fees

Est. profit $211