Credit Cards with Travel Credits

$195 annual fee
Offer
0 American Express points
$200 travel credit each anniversary year for one eligible booking of $200 or more on selected prepaid flights, hotels or car hire made online at americanexpress.com.au/travel; expires if unused during the relevant anniversary year and is credited to the account after the full booking charge
Spend $0 in 0 days
$0 first year annual fee, $195 thereafter
Craig
Craig's Take

Average ongoing earn rate. $200 cashback covers the $195 fee.

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$395 annual fee
OfferTargeted
100,000 American Express points
$400 annual Travel Credit to spend on eligible domestic or international flights, hotels and car hire booked through American Express Travel; valid 365 days from benefit anniversary
Spend $4,000 in 90 days (~$1,333/mo)
Offer Expires 6 months ago (2025-12-02)
Craig
Craig's Take

Easy $44/day spend to hit the bonus. Excellent ongoing earn rate. $400 cashback covers the $395 fee.

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$0 annual fee
Offer
60,000 Commbank points
Up to 10% back in travel credits as an eligible CommBank Yello customer when booking flights/hotels via Travel Booking (provided by Hopper); Yello Plus/Gold 5%, Diamond 10% plus a $100 first-time travel credit; credits have a 2-year expiry
Spend $9,000 in 90 days (~$3,000/mo)
Craig
Craig's Take

Moderate spend — $100/day for 90 days. Average ongoing earn rate.

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$0 annual fee
Offer
40,000 Commbank points
CommBank Yello customers earn travel credits via Travel Booking (provided by Hopper): Plus 5% back, Gold 5% back, Diamond 10% back plus a $100 first-time-use credit; credits have a 2-year expiry
Spend $4,500 in 90 days (~$1,500/mo)
Craig
Craig's Take

Easy $50/day spend to hit the bonus. Average ongoing earn rate.

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$1,450 annual fee
OfferTargeted
225,000 American Express points
$450 travel credit each year to spend on domestic or international travel when a booking of $450 or more is made on eligible flights, hotels or car hire with American Express Travel Online. Available to the Primary Platinum Card Member.
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires in 2 months (2026-08-25)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

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$440 annual fee
Offer
50,000 Velocity points
Complimentary annual Virgin Australia return economy domestic flight between selected cities after first Card spend each anniversary year.
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires 2 months ago (2026-04-30)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $385 cashback offsets the $440 fee.

Est. profit $795
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$450 annual fee
Referral offerHow referrals work
Offer
50,000 Qantas points
$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights booked and paid online at American Express Travel
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires in a month (2026-07-28)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Est. profit $800
Read my analysis
$450 annual fee
Offer
50,000 Qantas points
$450 Qantas Travel Credit each year for eligible international or domestic Qantas flights booked and paid online at American Express Travel
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires in a month (2026-07-28)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Est. profit $800
Read my analysis
Craig

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