Best Qantas cards ranked by profit

18 cards · Updated Apr 2026

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1. NAB Qantas Rewards Signature Card

Qantas points

$420 annual fee

$15,000 min credit limit

Existing customers onlyCan I become an existing customer?

Offer

105,000 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

$320 first year annual fee, $420 thereafter

$250 Cashback extra bonus.

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.

Est. profit $1,610

Read my analysis

2. Qantas Premier Platinum (No Qantas Points Credit Card for previous 24 months)Best ever offer

Qantas points

$399 annual fee

No Qantas credit card in past 24 monthsCheck my eligibility

Offer

125,000 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

$349 first year annual fee, $399 thereafter

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate.

Est. profit $1,651

Read my analysis

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3. NAB Qantas Rewards Signature Card

Qantas points

$420 annual fee

$15,000 min credit limit

Offer

105,000 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

$250 Cashback extra bonus.

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.

Est. profit $1,510

Read my analysis

4. ANZ Frequent Flyer Black

Qantas points

$425 annual fee

$15,000 min credit limit

Offer

95,000 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

$200 Card credit extra bonus.

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.

Est. profit $1,295

Read my analysis

Qantas Points Leaderboard Got points? Track your progress on the Qantas Points Leaderboard.

5. The Qantas American Express Ultimate Card Referral Offer

Qantas points

$450 annual fee

Referral offerHow referrals work

Offer

76,250 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

$450 Qantas Travel Credit extra bonus.

Offer Expires in 16 days (2026-05-05)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Est. profit $1,220

Read my analysis

6. The Qantas American Express Ultimate Card

Qantas points

$450 annual fee

Offer

76,250 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

$450 Qantas Travel Credit extra bonus.

Offer Expires in 16 days (2026-05-05)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback covers the $450 fee.

Est. profit $1,220

Read my analysis

7. Bankwest Qantas World Mastercard

Qantas points

$320 annual fee

$12,000 min credit limit

Offer

115,000 Qantas points after meeting spend requirements

Spend $35,000 in 150 days (~$7,000/mo)

Craig's Take

Tough spend — $233/day for 150 days. Excellent ongoing earn rate.

Est. profit $1,520

Read my analysis

8. Westpac Altitude Qantas Black (Reduced first year annual fee for Westpac Customers)

Qantas points

$295 annual fee

$75 program fee

$6,000 min credit limit

Existing customers onlyCan I become an existing customer?

Offer

94,800 Qantas points after meeting spend requirements

Spend $6,000 in 120 days (~$1,500/mo)

$200 first year annual fee, $295 thereafter

Craig's Take

Easy $50/day spend to hit the bonus. Good ongoing earn rate.

Est. profit $1,242

Read my analysis

9. MyCard Prestige Qantas

Qantas points

$749 annual fee

$20,000 min credit limit

Offer

130,000 Qantas points after meeting spend requirements

Spend $10,000 in 90 days (~$3,333/mo)

$100 Cashback extra bonus.

Craig's Take

Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $749 fee.

Est. profit $1,431

Read my analysis

10.

10. The American Express Platinum Card Targeted Offer

American Express points

$1,450 annual fee

OfferTargeted

105,625 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

$450 Travel Credit extra bonus.

Very High annual fee $1,450 annual fee.

Offer Expires in 4 months (2026-08-25)

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.

Est. profit $1,090

Read my analysis

11.

11. St.George Amplify Qantas Signature

Qantas points

$295 annual fee

$75 program fee

$15,000 min credit limit

Offer

94,800 Qantas points after meeting spend requirements

Spend $6,000 in 120 days (~$1,500/mo)

Craig's Take

Easy $50/day spend to hit the bonus. Good ongoing earn rate.

Est. profit $1,147

Read my analysis

12.

12. Qantas Premier Titanium

Qantas points

$1,200 annual fee

Offer

156,250 Qantas points after meeting spend requirements

Spend $5,000 in 90 days (~$1,667/mo)

Very High annual fee $1,200 annual fee.

Craig's Take

Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.

Est. profit $1,300

Read my analysis

13.

13. ANZ Frequent Flyer Platinum

Qantas points

$295 annual fee

$6,000 min credit limit

Offer

76,875 Qantas points after meeting spend requirements

Spend $2,500 in 90 days (~$833/mo)

$100 Statement Credit extra bonus.

Craig's Take

Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.

Est. profit $1,035

Read my analysis

14.

14. St.George Amplify Platinum - Qantas

Qantas points

$175 annual fee

$75 program fee

$6,000 min credit limit

Offer

72,000 Qantas points after meeting spend requirements

Spend $4,000 in 90 days (~$1,333/mo)

Craig's Take

Easy $44/day spend to hit the bonus. Average ongoing earn rate.

Est. profit $902

Read my analysis

15.

15. Westpac Altitude Qantas Platinum

Qantas points

$175 annual fee

$75 program fee

$3,000 min credit limit

Offer

72,000 Qantas points after meeting spend requirements

Spend $4,000 in 90 days (~$1,333/mo)

Craig's Take

Easy $44/day spend to hit the bonus. Average ongoing earn rate.

Est. profit $902

Read my analysis

16.

16. NAB Qantas Rewards Premium Card

Qantas points

$295 annual fee

$6,000 min credit limit

Offer

62,010 Qantas points after meeting spend requirements

Spend $3,000 in 90 days (~$1,000/mo)

$150 Cashback extra bonus.

Craig's Take

Easy $33/day spend to hit the bonus. Average ongoing earn rate. $150 cashback offsets the $295 fee.

Est. profit $847

Read my analysis

17.

17. Bankwest Qantas Platinum Mastercard

Qantas points

$199 annual fee

$3,000 min credit limit

Offer

64,500 Qantas points after meeting spend requirements

Spend $7,500 in 90 days (~$2,500/mo)

Craig's Take

Moderate spend — $83/day for 90 days. Average ongoing earn rate.

Est. profit $833

Read my analysis

18.

18. MyCard Premier Qantas

Qantas points

$350 annual fee

$10,000 min credit limit

Offer

73,000 Qantas points after meeting spend requirements

Spend $6,000 in 90 days (~$2,000/mo)

Craig's Take

Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Est. profit $818

Read my analysis