NAB points
$195 annual fee
Offer
80,000 NAB points
Complimentary extended warranty insurance
Spend $3,000 in 90 days (~$1,000/mo)
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysisCredit Cards with Extended Warranty Insurance
Qantas points
$1,200 annual fee
Offer
150,000 Qantas points
Buyer's Advantage Cover extending the manufacturer's Australian warranty on eligible purchases bought on the card.
Spend $5,000 in 90 days (~$1,667/mo)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.
Est. profit $1,200
Read my analysis
American Express points
$195 annual fee
Offer
0 American Express points
Buyer's Advantage Cover extends the original Australian manufacturer's warranty by up to 1 year on eligible items, up to $10,000 per item and $10,000 in any 365-day period
Spend $0 in 0 days
$0 first year annual fee, $195 thereafter
Craig's Take
Average ongoing earn rate. $200 cashback covers the $195 fee.
Read my analysis
American Express points
$395 annual fee
OfferTargeted
100,000 American Express points
Buyer's Advantage Cover extends the original Australian manufacturer's warranty (up to an additional 1 year) on eligible items purchased on the Card
Spend $4,000 in 90 days (~$1,333/mo)
Offer Expires 6 months ago (2025-12-02)
Craig's Take
Easy $44/day spend to hit the bonus. Excellent ongoing earn rate. $400 cashback covers the $395 fee.
Read my analysis
ANZ points
$375 annual fee
Offer
130,000 ANZ points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of one year on items charged in full to the card account, up to $10,000 per item and $10,000 per card account in any 12-month period; no cover where the manufacturer's warranty exceeds five years
Spend $5,000 in 90 days (~$1,667/mo)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $100 cashback offsets the $375 fee.
Read my analysis
Velocity points
$700 annual fee
Offer
150,000 Velocity points
Extends an eligible item's Australian manufacturer's warranty by the same period, up to a maximum of one extra year (no cover if the manufacturer's warranty exceeds five years); up to $10,000 per item, $40,000 per card account per year
Spend $12,000 in 90 days (~$4,000/mo)
Craig's Take
Tough spend — $133/day for 90 days. Average ongoing earn rate. High $700 fee — make sure you'll use the perks.
Est. profit $1,850
Read my analysis
Velocity points
$300 annual fee
Offer
110,000 Velocity points
Extends the manufacturer's Australian warranty on eligible items charged to the card by up to one additional year (no cover if manufacturer's warranty exceeds 5 years); up to $10,000 per item and $40,000 per card account in any 12-month period; no excess
Spend $8,000 in 90 days (~$2,667/mo)
Craig's Take
Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
Est. profit $1,642
Read my analysis
MyCard points
$199 annual fee
Offer
100,000 MyCard points
Extends the manufacturer's Australian warranty by up to one year on eligible items charged in full to the card account (no cover where the manufacturer's warranty exceeds five years); up to $10,000 per item, max $40,000 per card account per 12 months
Spend $5,000 in 90 days (~$1,667/mo)
Craig's Take
Moderate spend — $56/day for 90 days. Average ongoing earn rate.
Read my analysisQantas points
$199 annual fee
Offer
60,000 Qantas points
Extended Warranty on eligible goods charged to the card, up to a $30,000 overall limit per 12-month period; reimburses the amount charged (market value if purchased through points), $250 excess.
Spend $7,500 in 90 days (~$2,500/mo)
Craig's Take
Moderate spend — $83/day for 90 days. Average ongoing earn rate.
Est. profit $761
Read my analysisQantas points
$320 annual fee
Offer
80,000 Qantas points
Extended Warranty cover on eligible goods charged to the card; overall limit $30,000 in any 12-month period
Spend $35,000 in 150 days (~$7,000/mo)
Craig's Take
Tough spend — $233/day for 150 days. Excellent ongoing earn rate.
Est. profit $960
Read my analysisMyCard points
$300 annual fee
Offer
120,000 MyCard points
Extends the manufacturer's Australian warranty on eligible items charged to the card by up to one additional year (no cover if manufacturer's warranty exceeds 5 years); up to $10,000 per item and $40,000 per card account in any 12-month period; no excess
Spend $7,000 in 90 days (~$2,333/mo)
Craig's Take
Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
Read my analysis
Qantas points
$295 annual fee
Offer
75,000 Qantas points
Extends an eligible manufacturer's Australian warranty by the same period for up to one additional year on items charged to the card, up to $10,000 per item and $10,000 per card account in any 12 months; no cover where the manufacturer's warranty exceeds five years
Spend $2,500 in 90 days (~$833/mo)
Craig's Take
Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.
Est. profit $1,005
Read my analysisVelocity points
$199 annual fee
Offer
60,000 Velocity points
Extends the manufacturer's Australian warranty by up to one year on eligible items charged in full to the card account (no cover where the manufacturer's warranty exceeds five years); up to $10,000 per item, max $40,000 per card account per 12 months
Spend $5,000 in 90 days (~$1,667/mo)
Craig's Take
Moderate spend — $56/day for 90 days. Poor ongoing earn rate.
Est. profit $821
Read my analysisQantas points
$350 annual fee
Offer
70,000 Qantas points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of 1 year on eligible purchases charged to the card; up to $10,000 per item, $40,000 per card account per 12 months. No cover if manufacturer's warranty exceeds 5 years.
Spend $6,000 in 90 days (~$2,000/mo)
Craig's Take
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Est. profit $770
Read my analysis
Qantas points
$420 annual fee
Offer
100,000 Qantas points
Complimentary extended warranty insurance
Spend $5,000 in 90 days (~$1,667/mo)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.
Est. profit $1,430
Read my analysisQantas points
$420 annual fee
Existing customers onlyCan I become an existing customer?
Offer
100,000 Qantas points
Complimentary extended warranty insurance
Spend $5,000 in 90 days (~$1,667/mo)
$320 first year annual fee, $420 thereafter
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.
Est. profit $1,530
Read my analysisQantas points
$749 annual fee
Offer
125,000 Qantas points
Extends the manufacturer's Australian warranty on eligible purchases; available to MyCard Prestige (Level 1) cardholders
Spend $10,000 in 90 days (~$3,333/mo)
Craig's Take
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $749 fee.
Est. profit $1,351
Read my analysisMyCard points
$700 annual fee
Offer
250,000 MyCard points
Extends an eligible item's Australian manufacturer's warranty by the same period, up to a maximum of one extra year (no cover if the manufacturer's warranty exceeds five years); up to $10,000 per item, $40,000 per card account per year
Spend $10,000 in 90 days (~$3,333/mo)
Craig's Take
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $700 fee.
Read my analysis
Qantas points
$295 annual fee
Offer
60,000 Qantas points
Complimentary extended warranty insurance
Spend $3,000 in 90 days (~$1,000/mo)
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate. $150 cashback offsets the $295 fee.
Est. profit $815
Read my analysis
Qantas points
$425 annual fee
Offer
90,000 Qantas points
Extends the Australian manufacturer's warranty on eligible card purchases for the same period as the warranty, up to a maximum of one extra year (no cover where the warranty exceeds five years); up to $10,000 per item and $10,000 per card account per 12-month period; no excess.
Spend $5,000 in 90 days (~$1,667/mo)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.
Est. profit $1,215
Read my analysis
$0 annual fee
Offer
60,000 Commbank points
Extends the manufacturer's Australian warranty on eligible items charged to the card by a period equal to the original warranty, up to a maximum of one extra year (no cover where the Australian warranty exceeds 5 years); $100 excess; up to $20,000 per 12-month period for personal Ultimate Awards cardholders
Spend $9,000 in 90 days (~$3,000/mo)
Craig's Take
Moderate spend — $100/day for 90 days. Average ongoing earn rate.
Read my analysis
Westpac points
$295 annual fee
Offer
100,000 Westpac points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of 2 years (no cover where the manufacturer's warranty exceeds 5 years) on covered products charged to the card; up to $20,000 per product and per card account per 12 months, $300 excess
Spend $12,000 in 365 days (~$986/mo)
$200 first year annual fee, $295 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis
Bank of Melbourne points
$175 annual fee
Offer
75,000 Bank of Melbourne points
Extends the Australian manufacturer's warranty on eligible new domestic appliance products bought on the card (covered products with a 6 months to 5 year manufacturer's warranty)
Spend $3,000 in 90 days (~$1,000/mo)
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis
$0 annual fee
Offer
40,000 Commbank points
Extends the manufacturer's Australian warranty on eligible card purchases for a period equal to the original warranty up to a maximum of 1 extra year (no cover where the warranty exceeds 5 years), up to $20,000 in any 12-month period for Smart Awards; $100 excess per claim
Spend $4,500 in 90 days (~$1,500/mo)
Craig's Take
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis
Qantas points
$175 annual fee
Offer
70,000 Qantas points
Extends an eligible product's Australian manufacturer's warranty by an equal period up to a maximum of 2 years (no cover if warranty exceeds 5 years), up to $20,000 per product and per card account in any 12 months; $300 excess per claim
Spend $4,000 in 90 days (~$1,333/mo)
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $870
Read my analysis
Qantas points
$295 annual fee
Offer
90,000 Qantas points
Extends the manufacturer's Australian warranty by an equal period up to 2 years on eligible products charged to the card (no cover if the manufacturer's warranty exceeds 5 years), up to $20,000 per product and per card account in any 12-month period, subject to a $300 excess
Spend $6,000 in 90 days (~$2,000/mo)
Craig's Take
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Est. profit $1,070
Read my analysisSt.George Amplify points
$175 annual fee
Offer
75,000 St.George Amplify points
Extends the manufacturer's Australian warranty on eligible products by an equal period up to a maximum of 2 extra years, up to $20,000 per product; $300 excess applies
Spend $3,000 in 90 days (~$1,000/mo)
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis
St.George Amplify points
$295 annual fee
Existing customers onlyCan I become an existing customer?
Offer
100,000 St.George Amplify points
Extends the manufacturer's Australian warranty on eligible products purchased on the card for an equal period up to a maximum of 2 extra years (no cover if warranty exceeds 5 years), up to $20,000 per product; $300 excess
Spend $12,000 in 365 days (~$986/mo)
$149 first year annual fee, $295 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis
American Express points
$1,450 annual fee
OfferTargeted
225,000 American Express points
Buyer's Advantage Cover extends cover beyond the original Australian manufacturer's warranty (up to an extra 1 year), covering breakdown or defect of eligible items, up to $20,000 per item and per 365-day period.
Spend $5,000 in 90 days (~$1,667/mo)
Offer Expires in 3 months (2026-08-25)
Craig's Take
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $450 cashback offsets the $1450 fee.
Read my analysis$295 annual fee
Existing customers onlyCan I become an existing customer?
Offer
90,000 Qantas points
Up to 24 months extended warranty cover (in addition to the manufacturer's Australian warranty) on eligible items charged to the card, up to $20,000 per covered product; $300 excess per claim
Spend $6,000 in 90 days (~$2,000/mo)
$200 first year annual fee, $295 thereafter
Craig's Take
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Est. profit $1,165
Read my analysis
Qantas points
$175 annual fee
Offer
70,000 Qantas points
Extends the manufacturer's Australian warranty by up to 2 years on eligible products (no cover where warranty exceeds 5 years); up to $20,000 per product and per card account in any 12-month period; $300 excess
Spend $4,000 in 90 days (~$1,333/mo)
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $870
Read my analysisWestpac points
$175 annual fee
Offer
75,000 Westpac points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of 2 additional years on eligible products charged to the card account (no cover where the manufacturer's warranty exceeds 5 years), up to $20,000 per product; $300 excess per claim
Spend $3,000 in 90 days (~$1,000/mo)
$49 first year annual fee, $175 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysis
Qantas points
$295 annual fee
Offer
90,000 Qantas points
Up to 24 months extended warranty cover (in addition to the manufacturer's Australian warranty) on eligible items charged to the card, up to $20,000 per covered product; $300 excess per claim
Spend $6,000 in 90 days (~$2,000/mo)
Craig's Take
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Est. profit $1,070
Read my analysis
ANZ points
$149 annual fee
Offer
85,000 ANZ points
Extends an eligible item's manufacturer's Australian warranty by the same period for up to one year (no cover if the manufacturer's warranty exceeds five years); up to $10,000 per item and per card account in any 12 months
Spend $3,500 in 90 days (~$1,167/mo)
Craig's Take
Easy $39/day spend to hit the bonus. Good ongoing earn rate. $50 cashback offsets the $149 fee.
Read my analysis
Velocity points
$295 annual fee
Offer
90,000 Velocity points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of 2 years on covered products charged to the card (no cover where the manufacturer's warranty exceeds 5 years), up to $20,000 per product and $20,000 per card account per 12 months; $300 excess per claim
Spend $6,000 in 90 days (~$2,000/mo)
Craig's Take
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Est. profit $1,160
Read my analysisVelocity points
$295 annual fee
Existing customers onlyCan I become an existing customer?
Offer
90,000 Velocity points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of 2 years on covered products charged to the card (no cover where the manufacturer's warranty exceeds 5 years), up to $20,000 per product and $20,000 per card account per 12 months; $300 excess per claim
Spend $6,000 in 90 days (~$2,000/mo)
$200 first year annual fee, $295 thereafter
Craig's Take
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Est. profit $1,255
Read my analysis$175 annual fee
Offer
70,000 Velocity points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of 2 years on eligible products charged to the card (no cover if warranty exceeds 5 years); $20,000 per product limit, $300 excess
Spend $4,000 in 90 days (~$1,333/mo)
$99 first year annual fee, $175 thereafter
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $1,016
Read my analysis
Velocity points
$175 annual fee
Offer
70,000 Velocity points
Extends the manufacturer's Australian warranty by an equal period up to a maximum of 2 years on eligible products charged to the card (no cover if warranty exceeds 5 years); $20,000 per product limit, $300 excess
Spend $4,000 in 90 days (~$1,333/mo)
Craig's Take
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Est. profit $940
Read my analysis