Credit Cards with Mobile Phone Insurance

$195 annual fee
Offer
0 American Express points
Smartphone front screen cover up to $500 for repairs if the front screen is broken when the phone is paid outright or monthly bill is paid with the American Express Platinum Edge Credit Card.
Spend $0 in 0 days
$0 first year annual fee, $195 thereafter
Craig
Craig's Take

Average ongoing earn rate. $200 cashback covers the $195 fee.

Read my analysis
Image of MyCard Prestige Velocity credit card
Velocity points
$700 annual fee
Offer
150,000 Velocity points
Complimentary mobile phone insurance covering accidental damage and theft when monthly postpaid plan bill is paid with MyCard Prestige card. Provided by AIG Australia Limited. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement.
Spend $12,000 in 90 days (~$4,000/mo)
Craig
Craig's Take

Tough spend — $133/day for 90 days. Average ongoing earn rate. High $700 fee — make sure you'll use the perks.

Est. profit $1,850
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Image of MyCard Premier Velocity credit card
Velocity points
$300 annual fee
Offer
110,000 Velocity points
Covers Accidental Damage and Theft when monthly postpaid mobile phone plan bill is paid with the MyCard Premier card. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement. Cover issued by AIG Australia Limited.
Spend $8,000 in 90 days (~$2,667/mo)
Craig
Craig's Take

Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.

Est. profit $1,642
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Image of MyCard Rewards credit card
MyCard points
$199 annual fee
Offer
100,000 MyCard points
Complimentary Mobile Phone Insurance covering Accidental Damage and Theft when monthly postpaid plan bill is paid with the MyCard Rewards card.
Spend $5,000 in 90 days (~$1,667/mo)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Average ongoing earn rate.

Read my analysis
Image of MyCard Premier credit card
MyCard points
$300 annual fee
Offer
120,000 MyCard points
Covers Accidental Damage and Theft when monthly postpaid mobile phone plan bill is paid with the MyCard Premier card. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement. Cover issued by AIG Australia Limited.
Spend $7,000 in 90 days (~$2,333/mo)
Craig
Craig's Take

Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.

Read my analysis
Image of MyCard Rewards Velocity credit card
Velocity points
$199 annual fee
Offer
60,000 Velocity points
Complimentary Mobile Phone Insurance covering Accidental Damage and Theft when monthly postpaid plan bill is paid with the MyCard Rewards card.
Spend $5,000 in 90 days (~$1,667/mo)
Craig
Craig's Take

Moderate spend — $56/day for 90 days. Poor ongoing earn rate.

Est. profit $821
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Image of MyCard Premier Qantas credit card
Qantas points
$350 annual fee
Offer
70,000 Qantas points
Covers Accidental Damage and Theft when monthly postpaid plan bill is paid with the MyCard Premier Qantas card.
Spend $6,000 in 90 days (~$2,000/mo)
Craig
Craig's Take

Moderate spend — $67/day for 90 days. Average ongoing earn rate.

Est. profit $770
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$749 annual fee
Offer
125,000 Qantas points
Complimentary mobile phone insurance covering Accidental Damage and Theft when monthly postpaid plan bill is paid with the MyCard Prestige Qantas card. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement. Insured by AIG Australia Limited (AFSL 381 686).
Spend $10,000 in 90 days (~$3,333/mo)
Craig
Craig's Take

Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $749 fee.

Est. profit $1,351
Read my analysis
Image of MyCard Prestige credit card
MyCard points
$700 annual fee
Offer
250,000 MyCard points
Complimentary mobile phone insurance covering accidental damage and theft when monthly postpaid plan bill is paid with MyCard Prestige card. Provided by AIG Australia Limited. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement.
Spend $10,000 in 90 days (~$3,333/mo)
Craig
Craig's Take

Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $700 fee.

Read my analysis
Craig

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— Craig