Image of CommBank Ultimate Awards Credit Card with Qantas Points (with $4000 per month spend) credit card

CommBank Ultimate Awards Credit Card with Qantas Points (with $4000 per month spend)

$0 first year annual fee
$0 monthly fee
$90 reward program fee
70,000 points
$6,000 min limit
0.40 points per dollar
Spend $12,000 in 120 days


    Summary

    No Annual Fee

    Key Highlights

    • 70,000 bonus points
    • No annual fee

    Notes

    $0 monthly card fee if you spend at least $4,000 in your statement period

    Offer Details

    Signup Bonus

    70,000 points

    Qantas

    Minimum Spend

    $12,000

    within 4 months

    Ongoing Earn Rate

    0.40x points per $1 spent

    Fees

    First Year Annual Fee

    Free

    0
    0

    Program Fee

    $90

    Additional fee for reward program participation

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Expert Analysis

    Bonus Difficulty

    Moderate

    ●●○

    $100 per day required

    First Year Cost

    $90

    annual fee + $90 program fee

    Estimated Bonus Value

    $1421

    Based on 1.9¢ per Qantas point

    Earn Rate

    Poor

    ●○○○

    0.40x Qantas points per $1

    Travel Benefits

    Lounge Access

    Two complimentary airport lounge passes each calendar year with Mastercard Travel Pass

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 74,800 bonus points for:


    History
    29/06/2025
    2 changes
    Successfully Scraped At:
    18/08/2025
    Monthly Fee:
    $35$0
    24/05/2025
    10 changes
    Notes:
    $0 monthly card fee if you spend at least $4,000 in your statement period
    Lounge Pass:
    Two complimentary airport lounge passes each calendar year with Mastercard Trave...
    Annual Fee:
    $30$0
    Monthly Fee:
    $35
    Program Fee:
    $90
    Second Year Annual Fee:
    $450$0
    Interest Rate:
    2020.99
    Spend For Bonus:
    6,00012,000
    Bonus Period:
    90120
    Points Per Dollar:
    1.20.4
    30/06/2024
    1 changes
    Expiration Date:
    30/09/2023
    • Card offer has ended
      2 years ago
    • Minimum monthly spend increased from $2500 to $4000
      2 years ago
    logo

    Hey all! Hope you are enjoying the site.

    If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

    You can also check out my other sites for half price groceries on amazon and finding qantas business reward flights


    Craig