RWRDS
6 days agoThe American Express Platinum Card Targeted Offer updated
Image of CommBank Ultimate Awards Credit Card (with $4000 per month spend) credit card

CommBank Ultimate Awards Credit Card (with $4000 per month spend)

$0 monthly fee
100,000 points
$6,000 min limit
1.00 points per dollar
Spend $12,000 in 120 days
Open credit card website
  • No monthly fee

$0 monthly card fee if you spend at least $4,000 in your statement period

OzBargain discussion for this card

Summary

Premium

Key Highlights

  • • 100,000 bonus points

Notes

$0 monthly card fee if you spend at least $4,000 in your statement period

Offer Details

Signup Bonus

100,000 points

Commbank

Minimum Spend

$12,000

within 4 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

No fees disclosed

Check with issuer for complete fee structure

Benefits

No Annual Fee
$0 monthly card fee if you spend at least $4,000 in your statement period; otherwise $35 monthly fee applies
No International Transaction Fee
Pay no international transaction fees on purchases or cash advances made overseas or online where the merchant or processor is overseas
Travel Insurance
International travel insurance included when you spend at least $500 in a single prepaid travel transaction and activate before travel; covers you, spouse, and accompanied children for return trips from Australia
Lounge Access
Two complimentary airport lounge passes each calendar year with Mastercard Travel Pass by DragonPass to over 1,300 lounges worldwide; access requires registration and presenting QR code and boarding pass; guest must be accompanied by primary cardholder
No Additional Cardholder Fee
No additional cardholder fee to share your card with someone else

Expert Analysis

Bonus Difficulty

Moderate

●●○

$100 per day required

First Year Cost

Free

monthly fee

Estimated Bonus Value

$1900

Based on 1.9¢ per Qantas point

Earn Rate

Average

●●○○

1.00x Commbank points per $1

Travel Benefits

Lounge Access

Two complimentary airport lounge passes each calendar year with Mastercard Travel Pass

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

I'd like to use my 112,000 bonus points for:

Supermarket Gift Cards

to in (0 points)

To make comparisons easier to understand, select a origin, destination and travel class.

History
23/07/2025
2 changes
Successfully Scraped At:
23/07/202516/08/2025
Spend For Bonus:
16,00012,000
29/06/2025
7 changes
Ozbargain Link:
https://www.commbank.com.au/credit-cards/ultimate.html
Link:
https://www.commbank.com.au/credit-cards/ultimate-credit-card-qantas.htmlhttps://www.commbank.com.au/credit-cards/ultimate.html
Successfully Scraped At:
23/07/2025
Annual Fee:
$0
Monthly Fee:
$35$0
Second Year Annual Fee:
$0
Spend For Bonus:
12,00016,000
24/05/2025
9 changes
Notes:
$0 monthly card fee if you spend at least $4,000 in your statement period
Lounge Pass:
Two complimentary airport lounge passes each calendar year with Mastercard Trave...
Annual Fee:
$30$0
Monthly Fee:
$35
Second Year Annual Fee:
$450$0
Interest Rate:
2020.99
Spend For Bonus:
6,00012,000
Bonus Period:
90120
Points Per Dollar:
1.21
30/06/2024
1 changes
Expiration Date:
30/09/2023
  • Card offer has ended
    2 years ago
  • Minimum monthly spend increased from $2500 to $4000
    2 years ago
Other offers for this card
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Craig