Credit Cards with No International Transaction Fee
Westpac Altitude Rewards Black (Reduced first year annual fee for Westpac Customers)
Westpac points
$295 annual fee
Offer
100,000 Westpac points
Foreign transaction fee of 3% applies on foreign currency transactions or transactions processed overseas.
Spend $12,000 in 365 days
$99 first year annual fee, $295 thereafter
Craig's Take
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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NAB Rewards Platinum Card with Velocity
Velocity points
$195 annual fee
Offer
70,000 Velocity points
Fee-free international transactions on NAB Rewards Signature Card.
Spend $4,000 in 90 days
Craig's Take
Easy $44/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $995
Read my analysis NAB Rewards Platinum Card with Velocity (Velocity Bonus Offer)
Velocity points
$195 annual fee
Offer
80,000 Velocity points
Fee-free international transactions on NAB Rewards Signature Card.
Spend $4,000 in 90 days
Offer Expires in 2 days (2026-03-05)
Craig's Take
Easy $44/day spend to hit the bonus. Average ongoing earn rate.
Est. profit $1,165
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CommBank Smart Awards Credit Card (with $2,000 per month spend)
Commbank points
$0 annual fee
Offer
80,000 Commbank points
No international transaction fees on purchases or cash advances made overseas or online where the merchant or processor is overseas. Cash advance fees still apply for international cash advances.
Spend $6,000 in 150 days
Craig's Take
Easy $40/day spend to hit the bonus. Average ongoing earn rate.
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CommBank Ultimate Awards Credit Card (with $4000 per month spend)
Commbank points
$0 annual fee
Offer
100,000 Commbank points
Pay no international transaction fees on purchases or cash advances made overseas or online where the merchant or processor is overseas
Spend $12,000 in 150 days
Craig's Take
Moderate spend — $80/day for 150 days. Average ongoing earn rate.
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