Credit Cards with No Foreign Currency Conversion Fee

St.George Amplify points

$295 annual fee

Offer

100,000 St.George Amplify points

3% fee of the Australian dollar value for transactions with merchants based overseas.

Spend $12,000 in 365 days (~$986/mo)

$149 first year annual fee, $295 thereafter

Craig's Take

Easy $33/day spend to hit the bonus. Average ongoing earn rate.

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Commbank points

$0 annual fee

Offer

0 Commbank points

No foreign currency conversion fee charged on overseas or online international transactions

Spend $9,000 in 90 days (~$3,000/mo)

Craig's Take

Moderate spend — $100/day for 90 days. Average ongoing earn rate.

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— Craig