Credit Cards with Interest Free Periods
Westpac points
0 Westpac points
Up to 55 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date.
$0 annual fee
$500 min credit limit
Spend $7,000 in 210 days
$0 first year annual fee, $59 thereafter
$350 Cashback extra bonus.
Modified a year ago
NAB points
80,000 NAB points
Up to 44 interest free days on purchases if the account is paid in full by the due date each month.
$195 annual fee
80,000 first year points
20,000 second year points
$6,000 min credit limit
Spend $3,000 in 90 days
Modified 7 months ago
Commbank points
80,000 Commbank points
Up to 44 days interest-free on purchases.
$19 monthly fee
80,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 7 months ago
80,000 Commbank points
Up to 44 days interest-free on purchases.
$0 monthly fee
80,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 7 months ago
50,000 Qantas points
Up to 44 days interest-free on purchases.
$19 monthly fee
$90 program fee
50,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 7 months ago
50,000 Qantas points
Up to 44 days interest-free on purchases.
$0 monthly fee
$90 program fee
50,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 7 months ago
Qantas points
150,000 Qantas points
6 months interest free on first eligible Qantas Purchase including flights, Qantas Club fees, gift vouchers, and Qantas Rewards Store purchases; not available for applications after 30 June 2025
$1,200 annual fee
150,000 points
Spend $5,000 in 90 days
Very High annual fee $1,200 annual fee.
Modified 7 months ago
Bank of Melbourne points
75,000 Bank of Melbourne points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$99 annual fee
75,000 first year points
25,000 second year points
$6,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
$175 second year annual fee
Modified 4 months ago
Westpac points
75,000 Westpac points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$99 annual fee
75,000 first year points
25,000 second year points
$3,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
$175 second year annual fee
Modified 4 months ago
Westpac points
75,000 Westpac points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$49 annual fee
75,000 first year points
25,000 second year points
$3,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
$175 second year annual fee
Modified 4 months ago
100,000 Qantas points
6 months interest free on first eligible Qantas Purchase across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, and Qantas Marketplace for applications before 30 June 2025
$349 annual fee
100,000 points
Spend $5,000 in 90 days
$349 first year annual fee, $399 thereafter
Modified 3 months ago
Qantas points
60,000 Qantas points
6 months interest free on first eligible Qantas Purchase across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, and Qantas Marketplace for applications before 30 June 2025
$349 annual fee
60,000 points
Spend $5,000 in 90 days
$349 first year annual fee, $399 thereafter
Modified 2 months ago
Velocity points
60,000 Velocity points
Up to 44 interest free days on purchases for both NAB Rewards Platinum and Signature Cards.
$195 annual fee
60,000 first year points
20,000 second year points
$6,000 min credit limit
Spend $4,000 in 90 days
Modified 2 months ago
Velocity points
60,000 Velocity points
Up to 44 interest free days on purchases for both NAB Rewards Platinum and Signature Cards.
$195 annual fee
60,000 first year points
20,000 second year points
$6,000 min credit limit
Spend $4,000 in 90 days
Modified 2 months ago
Qantas points
70,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance is paid in full by due date; excludes cash advances.
$175 annual fee
$75 program fee
70,000 first year points
30,000 second year points
$3,000 min credit limit
Spend $4,000 in 90 days
Modified a month ago
70,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance is paid in full by due date; excludes cash advances.
$99 annual fee
$75 program fee
70,000 first year points
30,000 second year points
$3,000 min credit limit
Spend $4,000 in 90 days
$99 first year annual fee, $175 thereafter
$175 second year annual fee
Modified a month ago
St.George Amplify points
100,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date. Interest free days do not cover cash advances.
$99 annual fee
100,000 first year points
100,000 second year points
$15,000 min credit limit
Spend $12,000 in 365 days
$99 first year annual fee, $295 thereafter
$295 second year annual fee
Modified a month ago
70,000 Qantas points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$99 annual fee
$75 program fee
70,000 first year points
30,000 second year points
$6,000 min credit limit
Spend $4,000 in 90 days
$99 first year annual fee, $175 thereafter
$175 second year annual fee
Modified a month ago
St.George Amplify points
75,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$99 annual fee
75,000 first year points
25,000 second year points
$6,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
$175 second year annual fee
Modified a month ago
Qantas points
75,000 Qantas points
Up to 44 interest-free days on purchases if the closing balance is paid in full by the due date. Interest-free periods do not apply if the closing balance is not fully paid.
$295 annual fee
75,000 points
$6,000 min credit limit
Spend $2,500 in 90 days
$100 Statement Credit extra bonus.
Modified 9 days ago
Qantas points
70,000 Qantas points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$175 annual fee
$75 program fee
70,000 first year points
30,000 second year points
$6,000 min credit limit
Spend $4,000 in 90 days
Modified 2 days ago
Qantas points
90,000 Qantas points
Up to 55 days interest-free on purchases if monthly payment balance is paid in full by due date, excluding cash advances.
$295 annual fee
$75 program fee
90,000 first year points
60,000 second year points
$15,000 min credit limit
Spend $6,000 in 120 days
Modified 2 days ago
90,000 Qantas points
Up to 55 days interest-free on purchases if monthly payment balance is paid in full by due date, excluding cash advances.
$200 annual fee
$75 program fee
90,000 first year points
60,000 second year points
$15,000 min credit limit
Spend $6,000 in 120 days
$200 first year annual fee, $295 thereafter
$295 second year annual fee
Modified 2 days ago
St.George Amplify points
100,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date. Interest free days do not cover cash advances.
$199 annual fee
100,000 first year points
100,000 second year points
$15,000 min credit limit
Spend $12,000 in 365 days
$199 first year annual fee, $295 thereafter
$295 second year annual fee
Modified 2 days ago
90,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$200 annual fee
$75 program fee
90,000 first year points
60,000 second year points
$6,000 min credit limit
Spend $6,000 in 120 days
$200 first year annual fee, $295 thereafter
$295 second year annual fee
Modified 2 days ago
Qantas points
90,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$295 annual fee
$75 program fee
90,000 first year points
60,000 second year points
$6,000 min credit limit
Spend $6,000 in 120 days
Modified 2 days ago
Velocity points
90,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$295 annual fee
$75 program fee
90,000 first year points
60,000 second year points
$6,000 min credit limit
Spend $6,000 in 120 days
Modified 2 days ago
Velocity points
90,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$200 annual fee
$75 program fee
90,000 first year points
60,000 second year points
$6,000 min credit limit
Spend $6,000 in 120 days
$200 first year annual fee, $295 thereafter
$295 second year annual fee
Modified 2 days ago
70,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$99 annual fee
$75 program fee
70,000 first year points
30,000 second year points
$3,000 min credit limit
Spend $4,000 in 90 days
$99 first year annual fee, $175 thereafter
$175 second year annual fee
Modified 2 days ago
Velocity points
70,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$175 annual fee
$75 program fee
70,000 first year points
30,000 second year points
$3,000 min credit limit
Spend $4,000 in 90 days
Modified 2 days ago
St.George Amplify points
75,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$49 annual fee
75,000 first year points
25,000 second year points
$6,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
$175 second year annual fee
Modified 2 days ago
