Credit Cards with Interest Free Periods

Citi Prestige Qantas Card
Qantas points
125,000 Qantas points
Up to 44 days interest-free on retail purchases when full closing balance is paid by due date; no interest-free period on cash advances or balance transfers.
$749 annual fee
125,000 points
$20,000 min credit limit
Spend $10,000 in 90 days
Offer Expires in 9 days (2025-10-23T00:00:00.000Z)
Modified 10 months ago
100,000 BOQ points
Up to 44 interest-free days on purchases, unless there is a balance transfer on the account.
$0 annual fee
100,000 points
$6,000 min credit limit
Spend $4,500 in 90 days
Modified 9 months ago

Citi Premier Qantas Card
Qantas points
70,000 Qantas points
Up to 44 days interest-free on retail purchases when full closing balance is paid by due date. No interest-free period on cash advances or balance transfers.
$350 annual fee
70,000 points
$10,000 min credit limit
Spend $6,000 in 90 days
2nd Year Bonus 30,000 bonus points, $350 annual fee.
Offer Expires in 9 days (2025-10-23T00:00:00.000Z)
Modified 9 months ago
Westpac Low Rate Card (Existing Customers)
Westpac points
0 Westpac points
Up to 55 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date.
$0 annual fee
$500 min credit limit
Spend $7,000 in 210 days
$0 first year annual fee, $59 thereafter
$350 Cashback extra bonus.
Modified 9 months ago
Citi Prestige Card
CitiRewards points
250,000 CitiRewards points
Up to 44 days interest-free on retail purchases if full closing balance is paid by due date; no interest-free period on cash advances or balance transfers.
$700 annual fee
250,000 points
$20,000 min credit limit
Spend $10,000 in 90 days
Offer Expires in 9 days (2025-10-23T00:00:00.000Z)
Modified 7 months ago

BOQ Platinum Visa Credit Card
BOQ points
100,000 BOQ points
Up to 44 interest-free days on purchases, unless there is a balance transfer on the account.
$75 annual fee
100,000 points
$6,000 min credit limit
Spend $4,500 in 90 days
$75 first year annual fee, $149 thereafter
Modified 7 months ago

ANZ Frequent Flyer Platinum
Qantas points
75,000 Qantas points
Up to 44 interest-free days on purchases if the closing balance is paid in full by the due date. Interest-free periods do not apply if the closing balance is not fully paid.
$295 annual fee
75,000 points
$6,000 min credit limit
Spend $2,500 in 90 days
$100 Cashback extra bonus.
Modified 7 months ago

NAB Rewards Platinum Card
NAB points
80,000 NAB points
Up to 44 interest free days on purchases if the account is paid in full by the due date each month.
$195 annual fee
80,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
2nd Year Bonus 20,000 bonus points, $195 annual fee.
Modified 4 months ago

CommBank Smart Awards Credit Card Commbank
Commbank points
80,000 Commbank points
Up to 44 days interest-free on purchases.
$19 monthly fee
80,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 4 months ago
80,000 Commbank points
Up to 44 days interest-free on purchases.
$0 monthly fee
80,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 4 months ago
50,000 Qantas points
Up to 44 days interest-free on purchases.
$19 monthly fee
$90 program fee
50,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 4 months ago
50,000 Qantas points
Up to 44 days interest-free on purchases.
$0 monthly fee
$90 program fee
50,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 4 months ago

Qantas Premier Titanium
Qantas points
150,000 Qantas points
6 months interest free on first eligible Qantas Purchase including flights, Qantas Club fees, gift vouchers, and Qantas Rewards Store purchases; not available for applications after 30 June 2025
$1,200 annual fee
150,000 points
Spend $5,000 in 90 days
Very High annual fee $1,200 annual fee.
Modified 4 months ago
75,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$49 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
$49 first year annual fee, $175 thereafter
Modified 4 months ago

Westpac Altitude Velocity Platinum
Velocity points
75,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$175 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
Modified 4 months ago

Westpac Altitude Qantas Platinum
Qantas points
75,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance is paid in full by due date; excludes cash advances.
$175 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
Modified 4 months ago
75,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance is paid in full by due date; excludes cash advances.
$49 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
$49 first year annual fee, $175 thereafter
Modified 4 months ago

NAB Rewards Platinum Card with Velocity
Velocity points
60,000 Velocity points
Up to 44 interest free days on purchases for both NAB Rewards Platinum and Signature Cards.
$95 annual fee
60,000 points
$6,000 min credit limit
Spend $1,000 in 60 days
$95 first year annual fee, $195 thereafter
2nd Year Bonus 20,000 bonus points, $195 annual fee.
Offer Expires 14 days ago (2025-09-30T00:00:00.000Z)
Modified 3 months ago

Virgin Australia Velocity Flyer Card
Velocity points
50,000 Velocity points
Up to 44 days interest free on retail purchases when the balance is paid in full each month, excluding cash advances and balance transfers.
$149 annual fee
50,000 points
$6,000 min credit limit
Spend $3,000 in 60 days
$129 Virgin Australia Gift Voucher. extra bonus.
2nd Year Bonus 20,000 bonus points, $149 annual fee.
Offer Expires 14 days ago (2025-09-30T00:00:00.000Z)
Modified a month ago

Virgin Australia Velocity High Flyer Card
Velocity points
80,000 Velocity points
Up to 44 days interest free on retail purchases when balance is paid in full each month, excluding balances transferred and cash advances.
$329 annual fee
80,000 points
$15,000 min credit limit
Spend $7,000 in 60 days
$129 Virgin Australia Gift Voucher extra bonus.
2nd Year Bonus 20,000 bonus points, $329 annual fee.
Modified a month ago

St.George Amplify Rewards Signature (Existing customers, through log in)
St.George Amplify points
120,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date. Interest free days do not cover cash advances.
$99 annual fee
120,000 points
$15,000 min credit limit
Spend $12,000 in 365 days
$99 first year annual fee, $295 thereafter
2nd Year Bonus 40,000 bonus points, $295 annual fee.
Modified 20 days ago

Bank of Melbourne Amplify Rewards Platinum
Bank of Melbourne points
75,000 Bank of Melbourne points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$99 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified 20 days ago
75,000 Qantas points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$49 annual fee
$75 program fee
75,000 points
$6,000 min credit limit
Spend $4,000 in 90 days
$49 first year annual fee, $175 thereafter
Modified 20 days ago

St.George Amplify Qantas Signature
Qantas points
90,000 Qantas points
Up to 55 days interest-free on purchases if monthly payment balance is paid in full by due date, excluding cash advances.
$295 annual fee
$75 program fee
90,000 points
$15,000 min credit limit
Spend $6,000 in 120 days
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 20 days ago
90,000 Qantas points
Up to 55 days interest-free on purchases if monthly payment balance is paid in full by due date, excluding cash advances.
$150 annual fee
$75 program fee
90,000 points
$15,000 min credit limit
Spend $6,000 in 120 days
$150 first year annual fee, $295 thereafter
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 20 days ago
St.George Amplify Rewards Platinum
St.George Amplify points
75,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$99 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified 20 days ago
St.George Amplify Rewards Platinum (Existing customers, through log in)
St.George Amplify points
75,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$49 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified 20 days ago

St.George Amplify Rewards Signature
St.George Amplify points
120,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date. Interest free days do not cover cash advances.
$199 annual fee
120,000 points
$15,000 min credit limit
Spend $12,000 in 365 days
$199 first year annual fee, $295 thereafter
2nd Year Bonus 40,000 bonus points, $295 annual fee.
Modified 20 days ago
St.George Amplify Rewards Platinum (Existing customers, through log in)
St.George Amplify points
75,000 St.George Amplify points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$49 annual fee
75,000 points
$6,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified 20 days ago
90,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$150 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
$150 first year annual fee, $295 thereafter
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 20 days ago

Westpac Altitude Velocity Black
Velocity points
90,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$295 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 20 days ago

Westpac Altitude Qantas Black
Qantas points
90,000 Qantas points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$295 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 20 days ago
100,000 Qantas points
6 months interest free on first eligible Qantas Purchase across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, and Qantas Marketplace for applications before 30 June 2025
$349 annual fee
100,000 points
Spend $5,000 in 90 days
$349 first year annual fee, $399 thereafter
Modified 20 days ago

Westpac Altitude Velocity Black (Existing customers)
Velocity points
90,000 Velocity points
Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.
$150 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
$150 first year annual fee, $295 thereafter
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 20 days ago

Qantas Premier Platinum
Qantas points
60,000 Qantas points
6 months interest free on first eligible Qantas Purchase across Qantas flights, Qantas Club fees, Qantas Gift Vouchers, and Qantas Marketplace for applications before 30 June 2025
$349 annual fee
60,000 points
Spend $5,000 in 90 days
$349 first year annual fee, $399 thereafter
Modified 20 days ago

Westpac Altitude Rewards Platinum
Westpac points
75,000 Westpac points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$99 annual fee
75,000 points
$3,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified 20 days ago
75,000 Westpac points
Up to 45 days interest-free period on purchases when closing balance or monthly payment balance is paid in full by due date; excludes cash advances.
$49 annual fee
75,000 points
$3,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
2nd Year Bonus 25,000 bonus points, $175 annual fee.
Modified 20 days ago

St.George Amplify Platinum - Qantas
Qantas points
75,000 Qantas points
Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date.
$175 annual fee
$75 program fee
75,000 points
$6,000 min credit limit
Spend $4,000 in 90 days
Modified 17 days ago