Credit Cards with No Annual Fee
Westpac points
0 Westpac points
First year card fee waived for existing Westpac customers when approved for a new Low Rate credit card.
$0 annual fee
$500 min credit limit
Spend $7,000 in 210 days
$0 first year annual fee, $59 thereafter
$350 Cashback extra bonus.
Modified 10 months ago
70,000 Qantas points
$0 monthly card fee if you spend at least $4,000 in your statement period; otherwise $35 monthly fee applies
$0 annual fee
$0 monthly fee
$90 program fee
70,000 points
$6,000 min credit limit
Spend $12,000 in 120 days
Modified 5 months ago
70,000 Qantas points
$0 monthly card fee if you spend at least $4,000 in your statement period; otherwise $35 monthly fee applies
$35 monthly fee
$90 program fee
70,000 points
$6,000 min credit limit
Spend $12,000 in 120 days
Modified 4 months ago

Commbank points
100,000 Commbank points
$0 monthly card fee if you spend at least $4,000 in your statement period; otherwise $35 monthly fee applies
$35 monthly fee
100,000 points
$6,000 min credit limit
Spend $12,000 in 120 days
Modified 4 months ago
100,000 Commbank points
$0 monthly card fee if you spend at least $4,000 in your statement period; otherwise $35 monthly fee applies
$0 monthly fee
100,000 points
$6,000 min credit limit
Spend $12,000 in 120 days
Modified 4 months ago
120,000 Westpac points
No annual Altitude Rewards Program fee. Reduced first year card fee of $200 (or $99 for existing Westpac customers) for Altitude Rewards Black card, reverting to $295 thereafter.
$99 annual fee
120,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
$99 first year annual fee, $295 thereafter
2nd Year Bonus 40,000 bonus points, $295 annual fee.
Modified 2 months ago
100,000 Qantas points
Reduced first year annual fee of $349, usually $399
$349 annual fee
100,000 points
Spend $5,000 in 90 days
$349 first year annual fee, $399 thereafter
Modified 20 days ago

Qantas points
60,000 Qantas points
Reduced first year annual fee of $349, usually $399
$349 annual fee
60,000 points
Spend $5,000 in 90 days
$349 first year annual fee, $399 thereafter
Modified 16 days ago
