First year $59 annual card fee waived for existing Westpac customers; $59 ongoing annual card fee thereafter
Easy $33/day spend to hit the bonus. $350 cashback covers the $59 fee.
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$0 annual card fee in the first year (usually $195) for new Card Members who apply online and are approved
Average ongoing earn rate. $200 cashback covers the $195 fee.
Read my analysis$199 annual fee waived when the card is taken out as an eligible card under the Complete Home Loan Package.
Moderate spend — $83/day for 90 days. Average ongoing earn rate.
No credit card annual fee when held as an eligible card with the Complete Home Loan Package (otherwise $320 annual fee)
Tough spend — $233/day for 150 days. Excellent ongoing earn rate.
Reduced first year annual fee of $349, usually $399
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate.
No monthly fee ($35 otherwise) in any statement period where at least $4,000 is spent on the card; spend includes purchases and cash advances minus refunds
Moderate spend — $100/day for 90 days. Average ongoing earn rate.
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No annual Altitude Rewards Program fee. Reduced first year card fee of $200 (or $99 for existing Westpac customers) for Altitude Rewards Black card, reverting to $295 thereafter.
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysisNo monthly fee if you spend at least $2,000 on the Smart Awards card in your statement period; otherwise the monthly fee is $19
Easy $50/day spend to hit the bonus. Average ongoing earn rate.
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