CommBank Smart Awards Credit Card with Qantas Points
$19 monthly fee
$60 reward program fee
30,000 points
$3,000 min limit
0.60 points per dollar
Spend $4,500 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.
32,700 points after spending $4,500 at 0.60 points per dollar
10,000 Qantas Points each month when you spend $1,500 or more per month for the first three months.
I'd like to use my 32,700 bonus points for:
$-5 of profit after meeting spend requirements
+ $150 Woolworths gift cards
- $95
5 months of fees - assuming you keep the card for the bonus period (3 months) + 2 statements (waiting for points to arrive in your account)
$100
x 1
$50
x 1
in Woolworths gift cards, $150 total, with 1,580 points remaining.
History
- Expiration changed from 29/02/24 to no expiration, Bonus from 40K to 30K, Spend For Bonus from $6K to $4.5K, Bonus Period from 120 to 90, Notes from Earn 10,000 Qantas Points each month when you spend $1,500 or more per month for the first four months. to 10,000 Qantas Points each month when you spend $1,500 or more per month for the first three months.5 months ago
- Spend changed from $4000 in 90 days to $1500 every month for 4 months ($6000 total)10 months ago
