Credit Cards with Digital Card Issuance
Westpac points
0 Westpac points
Instant digital card activation and use in the Westpac App from the moment the account is opened, before the physical card arrives.
$0 annual fee
$500 min credit limit
Spend $7,000 in 210 days
$0 first year annual fee, $59 thereafter
$350 Cashback extra bonus.
Modified 7 months ago

Velocity points
90,000 Velocity points
Instant Digital Card available from account opening, allowing use before physical card arrives.
$150 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
$150 first year annual fee, $295 thereafter
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 2 months ago

Commbank points
80,000 Commbank points
Instant digital card access available immediately after account establishment in the CommBank app, allowing spending before physical card arrival.
$19 monthly fee
80,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 2 months ago
80,000 Commbank points
Instant digital card access available immediately after account establishment in the CommBank app, allowing spending before physical card arrival.
$0 monthly fee
80,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 2 months ago
50,000 Qantas points
Instant digital card access available immediately after account establishment in the CommBank app, allowing spending before physical card arrival.
$19 monthly fee
$90 program fee
50,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 2 months ago
50,000 Qantas points
Instant digital card access available immediately after account establishment in the CommBank app, allowing spending before physical card arrival.
$0 monthly fee
$90 program fee
50,000 points
$3,000 min credit limit
Spend $6,000 in 120 days
Modified 2 months ago

Westpac points
90,000 Westpac points
Instant Digital Card available from account opening before physical card arrives.
$99 annual fee
90,000 points
$3,000 min credit limit
Spend $3,000 in 90 days
$99 first year annual fee, $175 thereafter
2nd Year Bonus 30,000 bonus points, $175 annual fee.
Modified 2 months ago
90,000 Westpac points
Instant Digital Card available from account opening before physical card arrives.
$49 annual fee
90,000 points
$3,000 min credit limit
Spend $3,000 in 90 days
$49 first year annual fee, $175 thereafter
2nd Year Bonus 30,000 bonus points, $175 annual fee.
Modified 2 months ago
75,000 Velocity points
Instant Digital Card available from the moment the account is opened, before the physical card arrives.
$49 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
$49 first year annual fee, $175 thereafter
Modified 2 months ago

Velocity points
75,000 Velocity points
Instant Digital Card available from the moment the account is opened, before the physical card arrives.
$175 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
Modified 2 months ago

Qantas points
75,000 Qantas points
Instant Digital Card available from account opening before physical card arrives.
$175 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
Modified 2 months ago
75,000 Qantas points
Instant Digital Card available from account opening before physical card arrives.
$49 annual fee
$75 program fee
75,000 points
$3,000 min credit limit
Spend $4,000 in 90 days
$49 first year annual fee, $175 thereafter
Modified 2 months ago
90,000 Qantas points
Instant Digital Card available from account opening before physical card arrives.
$150 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
$150 first year annual fee, $295 thereafter
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 2 months ago

Velocity points
90,000 Velocity points
Instant Digital Card available from account opening, allowing use before physical card arrives.
$295 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 2 months ago

Qantas points
90,000 Qantas points
Instant Digital Card available from account opening before physical card arrives.
$295 annual fee
$75 program fee
90,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
2nd Year Bonus 30,000 bonus points, $295 annual fee.
Modified 2 months ago
130,000 Westpac points
Instant Digital Card available from account opening, before physical card arrives.
$99 annual fee
130,000 points
$6,000 min credit limit
Spend $6,000 in 120 days
$99 first year annual fee, $295 thereafter
2nd Year Bonus 50,000 bonus points, $295 annual fee.
Modified 2 months ago