0% p.a. for 24 months on balance transfers requested at card application with a 2% balance transfer fee.
Easy $33/day spend to hit the bonus. $350 cashback covers the $59 fee.
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Standard balance transfer rate of 0% p.a. for 12 months with a 3% balance transfer fee applies.
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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Balance transfer facility available to transfer outstanding balances from eligible non-ANZ credit or store cards to consolidate debts into one repayment. Conditions apply.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $100 cashback offsets the $375 fee.
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0% p.a. for 12 months on balance transfers requested at card application (Velocity offer). 3% balance transfer fee applies. Total balance transfers may not exceed 80% of credit limit. Reverts to cash advance rate (22.99% p.a.) after promotional period.
Tough spend — $133/day for 90 days. Average ongoing earn rate. High $700 fee — make sure you'll use the perks.
0% p.a. for 12 months on balance transfers requested at card application (Velocity offer). 3% Balance Transfer Fee applies. Total balance transfers may not exceed 80% of credit limit. Reverts to Cash Advance rate (currently 22.99% p.a.) after promotional period. Excludes balances from MyCard branded unsecured credit products.
Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
0% p.a. for 12 months on Balance Transfers with 3% Balance Transfer Fee. Rate reverts to Cash Advance rate (22.99% p.a.) after the promotional period. An alternative offer provides 0% p.a. for 15 months on purchases and balance transfers with 2% balance transfer fee.
Moderate spend — $56/day for 90 days. Average ongoing earn rate.
Read my analysis0% p.a. for 12 months on balance transfers requested at card application (Velocity offer). 3% Balance Transfer Fee applies. Total balance transfers may not exceed 80% of credit limit. Reverts to Cash Advance rate (currently 22.99% p.a.) after promotional period. Excludes balances from MyCard branded unsecured credit products.
Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
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Balance transfers available to consolidate debts from non-ANZ credit or store cards into one regular repayment. Terms and eligibility apply.
Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.
0% p.a. for 12 months on Balance Transfers with 3% Balance Transfer Fee. Rate reverts to Cash Advance rate (22.99% p.a.) after the promotional period. An alternative offer provides 0% p.a. for 15 months on purchases and balance transfers with 2% balance transfer fee.
Moderate spend — $56/day for 90 days. Poor ongoing earn rate.
0% p.a. for 12 months on Balance Transfers. 3% Balance Transfer Fee applies. Rate reverts to Cash Advance rate (22.99% p.a.) after the promotional period.
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
0% p.a. for 6 months on balance transfers requested at card application. Total balance transfers may not exceed 80% of credit limit. Reverts to variable cash advance rate of 22.99% p.a. after the promotional period. Excludes balances from other MyCard branded unsecured credit products.
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $749 fee.
0% p.a. for 12 months on balance transfers requested at card application (Velocity offer). 3% balance transfer fee applies. Total balance transfers may not exceed 80% of credit limit. Reverts to cash advance rate (22.99% p.a.) after promotional period.
Tough spend — $111/day for 90 days. Average ongoing earn rate. $100 cashback offsets the $700 fee.
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Balance transfer facility available to transfer outstanding balances from non-ANZ credit or store cards to consolidate debts into one repayment.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.