0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid BT reverts to the variable cash advance rate
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
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0% p.a. on balance transfers for 6 months for new cardholders; reverts to the cash advance rate (currently 21.99% p.a.) after 6 months.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. High $1200 fee — make sure you'll use the perks.
Balance transfers of outstanding balances from non-ANZ credit or store cards can be consolidated to the Credit Card Account under a Promotional Balance Transfer Plan
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $100 cashback offsets the $375 fee.
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0% p.a. for 6 months on balance transfers (no fee), or 0% p.a. for 12 months on balance transfers with a 3% balance transfer fee depending on offer chosen; reverts to cash advance rate (currently 22.99% p.a.) after the promotional period
Moderate spend — $89/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
0% p.a. for 12 months on balance transfers (3% balance transfer fee), reverting to the 22.99% p.a. cash advance rate after the promotional period
Moderate spend — $56/day for 90 days. Average ongoing earn rate.
Read my analysisIntroductory 2.99% p.a. for 9 months on balance transfers (then 19.99% p.a.), 0% balance transfer fee; new customers only, min $500
Moderate spend — $83/day for 90 days. Average ongoing earn rate.
Introductory 2.99% p.a. for 9 months on balance transfers with 0% balance transfer fee; new Bankwest Qantas Mastercard customers only, then 19.99% p.a.
Tough spend — $233/day for 150 days. Excellent ongoing earn rate.
0% p.a. for 6 months on balance transfers (no fee), or 0% p.a. for 12 months on balance transfers with a 3% balance transfer fee depending on offer chosen; reverts to cash advance rate (currently 22.99% p.a.) after the promotional period
Moderate spend — $78/day for 90 days. Average ongoing earn rate. $72 cashback offsets the $300 fee.
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Balance transfers available from eligible non-ANZ Australian credit and store cards; transfers of $100 or more, subject to a Promotional Balance Transfer Plan with separate interest rate and terms
Easy $28/day spend to hit the bonus. Good ongoing earn rate. $100 cashback offsets the $295 fee.
0% p.a. for 12 months on balance transfers (3% balance transfer fee), reverting to the 22.99% p.a. cash advance rate after the promotional period
Moderate spend — $56/day for 90 days. Poor ongoing earn rate.
0% p.a. for 12 months on balance transfers requested at application; 3% balance transfer fee applies; reverts to cash advance rate (22.99% p.a.) after the promotional period. Total transfers may not exceed 80% of credit limit.
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance transfers revert to the variable cash advance rate after 12 months
Easy $33/day spend to hit the bonus. Average ongoing earn rate. $150 cashback offsets the $295 fee.
Balance transfers available from eligible non-ANZ Australian credit and store cards (transfers of $100 or more); standard balance transfer rate 21.99% p.a. with promotional balance transfer plans available.
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $200 cashback offsets the $425 fee.
0% p.a. for 12 months on balance transfers with a 3% balance transfer fee; reverts to the Cash Advance Rate (currently 21.99% p.a.) after 12 months; total balance transfers may not exceed 80% of credit limit
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate.
Balance Transfers available on the account; specific rate and term not stated on the offer page
Easy $33/day spend to hit the bonus. Average ongoing earn rate.
Read my analysisBalance Transfers available to move balances from other cards; terms apply
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Balance transfers available on the card account
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Balance Transfers available to move balances from other cards; terms apply
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Promotional Balance Transfer Plan available with an interest rate or terms differing from the standard balance transfer rate; transfers accepted from eligible non-ANZ Australian credit and store cards
Easy $39/day spend to hit the bonus. Good ongoing earn rate. $50 cashback offsets the $149 fee.
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0% p.a. for 12 months on standard balance transfers, 3% balance transfer fee; unpaid balance transfers revert to the variable cash advance rate after 12 months
Easy $44/day spend to hit the bonus. Average ongoing earn rate.
Balance transfer facility available
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Balance transfer facility available
Moderate spend — $67/day for 90 days. Average ongoing earn rate.
Balance transfers available on the card account; no specific promotional rate stated on the offer page
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
Balance transfers available on the card account; no specific promotional rate stated on the offer page
Easy $44/day spend to hit the bonus. Poor ongoing earn rate.
0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance reverts to the variable cash advance rate
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.
0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance reverts to the variable cash advance rate
Moderate spend — $56/day for 90 days. Excellent ongoing earn rate. $250 cashback offsets the $420 fee.
0% p.a. for 20 months on balance transfers requested at card application (from up to 3 non-Westpac Australian cards); 3% balance transfer fee; reverts to variable cash advance rate (21.99% p.a.) after the promotional period
Easy $33/day spend to hit the bonus. No annual fee.
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