CommBank Smart Awards Credit Card Commbank
$19 monthly fee
80,000 points
$3,000 min limit
1.50 points per dollar
Spend $6,000 in 120 days
89,000 points after spending $6,000 at 1.50 points per dollar
25,000 CommBank Awards points or 15,000 Qantas Points will be awarded every month (statement period) $1,500 or more is spent on eligible purchases for 4 consecutive statement periods
Enjoy access to over 1,300 airport lounges worldwide for a fee with Mastercard Travel Pass provided by DragonPass with your Smart Awards credit card.
I'd like to use my 89,000 bonus points for:
$286 of profit after meeting spend requirements
+ $400 Coles gift cards
- $114
6 months of fees - assuming you keep the card for the bonus period (4 months) + 2 statements (waiting for points to arrive in your account)
$250
x 1
$100
x 1
$50
x 1
in Coles gift cards, $400 total, with 5,250 points remaining.
Benefits
No International Fees - Pay no international transaction fees for purchases made overseas or online.
Travel Insurance - Access to international travel insurance when you spend at least $500 in a single transaction on prepaid travel using your card and activate before you travel.
Lounge Access - Enjoy access to over 1,300 airport lounges worldwide for a fee with Mastercard Travel Pass.
No Additional Cardholder Fee - Pay no additional cardholder fee to share the convenience of your card with someone else.
Digital Card - Digital cards appear immediately after the account is established in your CommBank App, allowing immediate spending.
