
Westpac Altitude Velocity Black (Existing customers, Velocity Bonus Offer)
Summary
Key Highlights
- • 120,000 bonus points
- • $200 annual fee
Notes
Velocity Frequent Flyer bonus offer. Activate offer on the VFF portal before applying. Includes 30,000 extra bonus Velocity Points from VFF activation on top of the standard 90,000 Velocity Points card offer. Reduced first year annual fee of $200 for existing Westpac customers. Card earns Velocity Points directly.
Offer Details
First Year Points
120,000 points
Velocity
Second Year Points
60,000 points
With $295 annual fee
Minimum Spend
$6,000
within 4 months
Offer Expires
March 5, 2026
in 24 days
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$200
Ongoing Annual Fee
$295
From year 2 onwards
Program Fee
$75
Additional fee for reward program participation
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
I'd like to use my 123,000 bonus points for:
Expert Analysis
Bonus Difficulty
Easy
●○○$50 per day required
First Year Cost
$275
annual fee + $75 program fee
Earn Rate
Average
●●○○0.50x Velocity points per $1
Travel Benefits
Lounge Access
Two complimentary single-entry Virgin Australia Domestic Lounge Passes each year
RWRDS Insight
This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.
Did this help you make a decision?
Velocity Frequent Flyer bonus offer. Activate offer on the VFF portal before applying. Includes 30,000 extra bonus Velocity Points from VFF activation on top of the standard 90,000 Velocity Points card offer. Reduced first year annual fee of $200 for existing Westpac customers. Card earns Velocity Points directly.