Westpac Altitude Velocity Black

Up to 6 months complimentary international travel insurance cover when eligibility criteria are met, including prepaying $500 of travel costs and holding a return overseas ticket before departing Australia.

Rental Vehicle Excess cover in Australia included as part of complimentary insurances.

Up to 4 months purchase protection insurance on eligible purchases as per the Credit Card Complimentary Insurance Policy.

Up to 24 months extended warranty insurance cover in addition to the manufacturer's expressed Australian warranty on eligible purchases.

Overseas Transit Accident Insurance covers accidental death or injury when traveling overseas as a passenger on plane, bus, train or shorthaul ferry with tickets purchased on the card.

Two complimentary single-entry Virgin Australia Domestic Lounge Passes per year, valid for 12 months from issuance, appearing in Velocity Frequent Flyer account within 10 business days of eligible spend.

Two Qantas Club Complimentary Invitations per 12-month period for cardholders earning Qantas Points, valid for Qantas Club and Qantas operated International Business Lounges (excluding some lounges). Invitations available via Qantas Complimentary Invitations Portal.

Two complimentary Economy X Seat Upgrade Vouchers per year for eligible domestic Virgin Australia flights, valid for 12 months from issuance, appearing in Velocity Frequent Flyer account within 10 business days of eligible spend. Vouchers redeemable by calling Virgin Australia Guest Contact Centre.

Personal Concierge Service available 24/7 for Westpac Altitude Black cardholders to browse and book experiences, purchase hard-to-get tickets, and make last-minute restaurant reservations via westpac.tenconcierge.com or phone 1300 651 999 (option 4).

One additional cardholder (16 years or older) can be added at no extra cost.

Up to 45 days interest-free period on purchases when the closing balance or monthly payment balance is paid in full by the due date. Cash advances are excluded.

Card supports Apple Pay, Samsung Pay, and Google Pay digital wallets.

Instant Digital Card available from account opening, allowing use before physical card arrives.