
Westpac Altitude Rewards Black (Reduced first year annual fee for Westpac Customers)
Summary
Key Highlights
- • 130,000 bonus points
- • $99 annual fee
- • 1.25x points per $1
Offer Details
Signup Bonus
130,000 points
Westpac
Minimum Spend
$6,000
within 4 months
Ongoing Earn Rate
1.25x points per $1 spent
Second Year Bonus
50,000 points
With $295 annual fee
Fees
First Year Annual Fee
$99
Ongoing Annual Fee
$295
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Expert Analysis
Bonus Difficulty
Easy
●○○$50 per day required
First Year Cost
$99
annual fee
Earn Rate
Average
●●○○1.25x Westpac points per $1
Travel Benefits
Lounge Access
2 complimentary Priority Pass airport lounge passes each year, one of which you can share with your travel companion.
RWRDS Insight
This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.
I'd like to use my 137,500 bonus points for:
- Expiration changed from 30/04/24 to 31/07/24a year ago
- Expiration changed from 01/11/23 to 30/04/24, Bonus from 140k to 100k2 years ago
- Second year annual fee increased from $250 to $2952 years ago
- Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html2 years ago
- Annual fee increased from $49 to $993 years ago
- Offer extended from 30/06/22 to 31/12/223 years ago
- Bonus reduced from 180,000 to 140,000.3 years ago