Westpac Altitude Rewards Black (Reduced first year annual fee for Westpac Customers)
$99 first year annual fee
100,000 points
$15,000 min limit
$75,000 annual income required
1.25 points per dollar
Spend $6,000 in 120 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.
- Low annual fee
- Mid-range spend requirements to earn bonus
Offer Expires in 5 months
(30/04/24)50,000 points second year bonus, $295 ongoing annual fee
OzBargain discussion for this card
$75,000 minimum annual income.
Discounted first year annual fee. $99 first year, $295 thereafter.
I'd like to use my 107,500 bonus points for:
$426 of profit after meeting spend requirements
+ $525 Annual Fee Rebate (Once per year) gift cards
- $99 annual fee
$250
x 2
$25
x 1
in Annual Fee Rebate (Once per year) gift cards, $525 total, with 2,500 points remaining.
$200
x 2
$50
x 1
in Woolworths gift cards, $450 total, with 1,750 points remaining.
$100
x 3
$50
x 1
in Cashback , $350 total, with 8,800 points remaining.
History
- a month ago - Bad NewsExpiration changed from 01/11/23 to 30/04/24, Bonus from 140k to 100k
- 5 months ago - Bad NewsSecond year annual fee increased from $250 to $295
- 6 months ago - Bad NewsOffer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
- a year ago - Bad NewsAnnual fee increased from $49 to $99
- a year ago - Good NewsOffer extended from 30/06/22 to 31/12/22
- 2 years ago - Bad NewsBonus reduced from 180,000 to 140,000.
