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The American Express Platinum Card Targeted Offer

$1,450 first year annual fee
225,000 points
2.25 points per dollar
Spend $5,000 in 90 days

Summary

Premium

Key Highlights

  • 225,000 bonus points
  • $1,450 annual fee
  • 2.25x points per $1

Notes

It is a Charge Card and you have to pay the balance in full every month.

Offer Details

Signup Bonus

225,000 points

American Express

Minimum Spend

$5,000

within 3 months

Cash Bonus

$450Travel Credit

Additional Cash Bonus

$400Global Dining Credit

Ongoing Earn Rate

2.25x points per $1 spent

Fees

First Year Annual Fee

$1,450

Ongoing Annual Fee

$1,450

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Travel Credits
$450 travel credit each year to spend on eligible flights, hotels or car hire booked with the Platinum Travel Service or American Express Travel Online.
Dining Benefits
Up to $400 in dining credits per redemption period: $200 at participating restaurants in Australia and $200 at participating restaurants abroad. One-time enrolment required. Benefit ends 31 December 2025.
Lounge Access
Access to over 1,400 airport lounges in more than 140 countries including Centurion Lounge, Escape Lounges, Priority Pass Lounges, Plaza Premium Lounges, Delta Sky Club (when flying Delta), and Virgin Australia Domestic Lounges (when flying Virgin Australia).
Rewards Program Elite Status
Complimentary Hilton Honors Gold status, Marriott Bonvoy Gold status, and Radisson Rewards Premium status for Platinum Card Members without usual qualifying criteria.
Points Transfer Benefits
Ability to transfer Membership Rewards points to over 10 major airline reward partner programs including Qantas Frequent Flyer, Virgin Australia Velocity Frequent Flyer, and Air New Zealand Airpoints, and to hotel partner programs Hilton Honors and Marriott Bonvoy.
Purchase Protection Insurance
Card Purchase Cover protects eligible items purchased with the Card against theft or damage.
Extended Warranty Insurance
Buyer’s Advantage Cover extends manufacturer's warranty by up to 12 months on eligible items purchased with the Card.
Travel Insurance
Comprehensive domestic and international travel insurance covering trip cancellation, travel inconvenience, public transport accident, personal baggage, medical emergency expenses, and personal accident when the return trip is paid with the Card. Sub-limits and exclusions apply.
Concierge Service
24/7 Platinum Card Services providing emergency assistance, account balance help, Membership Rewards redemption, and Additional Cards management.
Subscription Benefits
Amazon Prime subscription credit up to $84 per calendar year when paid with the Platinum Card. The Australian Premium digital subscription included for Primary and Additional Platinum Card Members. Both require enrolment and have expiry dates.
Hotel Benefits
Fine Hotels + Resorts program offering benefits valued at approximately USD$550 including guaranteed 4pm late checkout, room upgrades (subject to availability), daily breakfast for two, and a US$100 experience credit per stay at over 1,600 properties worldwide.
Hotel Benefits
Complimentary Accor Plus membership valued at AU$399 providing a complimentary night's accommodation each year and up to 50% off dining at over 1,100 participating Accor Hotels restaurants. Enrolment required.
Shopping Benefits
Access to Amex Offers providing credits and bonus points on shopping, dining, travel, and entertainment with various brands. Also includes Shop Small offers to support local businesses.
Entertainment Benefits
Access to American Express Experiences program with invitations to exclusive events and pre-sale tickets.
Digital Wallet Integration
The Platinum Card is eligible for use with Apple Pay, Samsung Pay, and Google Pay.

Expert Analysis

Craig's Take
78,750 Krisflyer pts × 1.5¢/pt = $1,181
+ $850 cashback
− $1,450 first year fees
Est. profit $581

Bonus Difficulty

Moderate

●●○

$56 per day required

First Year Cost

$1,450

annual fee

Estimated Bonus Value

$1181

Based on 1.5¢ per KrisFlyer mile

Earn Rate

Excellent

●●●●

2.25x American Express points per $1

Travel Benefits

Lounge Access

Access to 1,400+ Airport Lounges in more than 140 countries, including the Centurion Lounge, Escape Lounges - The Centurion Studio Partner, Priority Pass Lounges and more

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

78,750 Krisflyer miles
0.75 miles per dollar
Points transfer 3 American Express points 1 Krisflyer miles

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