Image of CommBank Ultimate Awards Credit Card credit card

CommBank Ultimate Awards Credit Card

$35 monthly fee
100,000 points
$6,000 min limit
1.00 points per dollar
Spend $12,000 in 120 days

    Summary

    Premium

    Key Highlights

    • 100,000 bonus points

    Offer Details

    Signup Bonus

    100,000 points

    Commbank

    Minimum Spend

    $12,000

    within 4 months

    Ongoing Earn Rate

    1.00x points per $1 spent

    Fees

    Monthly Fee

    $35 per month

    Equivalent to $420 annually

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Expert Analysis

    Bonus Difficulty

    Moderate

    ●●○

    $100 per day required

    First Year Cost

    $210

    6 months of fees - assuming you keep the card for the bonus period (4 months) + 2 statements (waiting for points to arrive in your account)

    Estimated Bonus Value

    $1900

    Based on 1.9¢ per Qantas point

    Earn Rate

    Average

    ●●○○

    1.00x Commbank points per $1

    Travel Benefits

    Lounge Access

    Two complimentary airport lounge passes each calendar year with Mastercard Travel Pass (DragonPass)

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 112,000 bonus points for:


    History
    21/07/2025
    9 changes
    Successfully Scraped At:
    21/07/202516/08/2025
    Lounge Pass:
    Two complimentary airport lounge passes each calendar year with Mastercard Trave...
    Annual Fee:
    $450
    Monthly Fee:
    $35
    Second Year Annual Fee:
    $450
    Interest Rate:
    2020.99
    Spend For Bonus:
    6,00012,000
    Bonus Period:
    90120
    Points Per Dollar:
    1.21
    30/06/2024
    3 changes
    Link:
    https://www.commbank.com.au/credit-cards/ultimate-credit-card-qantas.htmlhttps://www.commbank.com.au/credit-cards/ultimate.html
    Successfully Scraped At:
    21/07/2025
    Expiration Date:
    30/09/2023
    • Card offer has ended
      2 years ago
    logo

    Hey all! Hope you are enjoying the site.

    If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

    You can also check out my other sites for half price groceries on amazon and finding qantas business reward flights


    Craig