CommBank Ultimate Awards Credit Card with Qantas Points
$450 first year annual fee
70,000 points
$6,000 min limit
1.20 points per dollar
Spend $6,000 in 90 days
Offer Details
PremiumOffer Ended
Signup Bonus
70,000 points
Qantas
Minimum Spend
$6,000
within 3 months
Offer Expires
September 30, 2023
3 years ago
Ongoing Earn Rate
1.20x points per $1 spent
Fees
First Year Annual Fee
$450
Ongoing Annual Fee
$450
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
No Annual Fee
$0 monthly card fee if you spend at least $4,000 in your statement period; otherwise $35 monthly fee applies
No International Transaction Fee
Pay no international transaction fees on purchases or cash advances made overseas or online where the merchant or processor is overseas
Travel Insurance
International travel insurance included when you spend at least $500 in a single prepaid travel transaction and activate before travel; covers you, spouse, and accompanied children for return trips from Australia
Lounge Access
Two complimentary airport lounge passes each calendar year with Mastercard Travel Pass by DragonPass to over 1,300 lounges worldwide; access requires registration and presenting QR code and boarding pass; guest must be accompanied by primary cardholder
No Additional Cardholder Fee
No additional cardholder fee to share your card with someone else
I'd like to use my bonus for:
Craig's Analysis70,000 bonus + 7,200 from $6,000 spend
77,200 Qantas pts × 1.6¢/pt = $1,235
− $450 first year fees
Est. profit $785
Bonus Difficulty
Moderate
●●○$67 per day required
First Year Cost
$450
annual fee
Earn Rate
Excellent
●●●●1.20x Qantas points per $1
Did this help you make a decision?
$-100 of profit after meeting spend requirements
+ $350 Woolworths gift cards
- $450
annual fee
$250
x 1
$100
x 1
in Woolworths gift cards, $350 total, with 4,720 points remaining.
History
21 Jul 2025
9 changes
Lounge Pass:
Two complimentary airport lounge passes each calendar year with Mastercard Trave...
Annual Fee:
$450
Monthly Fee:
$35
Program Fee:
$90
Second Year Annual Fee:
$450
Interest Rate:
20.0020.99
Spend For Bonus:
6,00012,000
Bonus Period:
90120
Points Per Dollar:
1.200.40
30 Jun 2024
1 changes
Expiration Date:
30 Sep 2023
- Card offer has ended3 years ago
- 2023-06-033 years ago
- Offer extended from 30/06/2022 to 31/10/20224 years ago
- Offer extended from 28/02/22 to 30/06/224 years ago