Image of Westpac Altitude Qantas Platinum credit card

Westpac Altitude Qantas Platinum

$175 first year annual fee
$75 reward program fee
75,000 points
$3,000 min limit
$30,000 annual income required
0.50 points per dollar
Spend $4,000 in 90 days

    Summary

    Mid-Tier

    Key Highlights

    • 75,000 bonus points
    • $175 annual fee

    Offer Details

    Signup Bonus

    75,000 points

    Qantas

    Minimum Spend

    $4,000

    within 3 months

    Ongoing Earn Rate

    0.50x points per $1 spent

    Fees

    First Year Annual Fee

    $175

    Ongoing Annual Fee

    $175

    From year 2 onwards

    Program Fee

    $75

    Additional fee for reward program participation

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Expert Analysis

    Bonus Difficulty

    Easy

    ●○○

    $44 per day required

    First Year Cost

    $250

    annual fee + $75 program fee

    Estimated Bonus Value

    $1425

    Based on 1.9¢ per Qantas point

    Earn Rate

    Average

    ●●○○

    0.50x Qantas points per $1

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 77,000 bonus points for:

    $100 of profit after meeting spend requirements
    + $350 Woolworths gift cards
    - $175
    annual fee

    $250
    x 1
    $100
    x 1
    in Woolworths gift cards, $350 total, with 4,520 points remaining.

    History
    26/06/2025
    2 changes
    Successfully Scraped At:
    18/08/2025
    Minimum Credit Limit:
    6,0003,000
    26/03/2025
    4 changes
    Expiration Date:
    25/03/2025
    Annual Fee:
    $119$175
    Bonus:
    60,00075,000
    Second Year Bonus:
    20,0000
    15/08/2024
    3 changes
    Expiration Date:
    31/07/202425/03/2025
    Annual Fee:
    $99$119
    Interest Rate:
    2020.99
    • Expiration changed from 27/02/24 to 31/07/24, Bonus from 70K to 60K
      a year ago
    • Expiration changed from 30/04/24 to 27/02/24
      a year ago
    • Expiration changed from 01/11/23 to 30/04/24
      2 years ago
    • Annual fee increased from $50 to $124
      2 years ago
    • Annual fee increased from $99 to $174
      2 years ago
    • Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
      2 years ago
    • Offer extended to 29th June 2023
      3 years ago
    • Bonus reduced from 75k to 70k, offer ends 31/12/22
      3 years ago
    • Offer extend from 24/02/22 to 30/06/22
      4 years ago
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    Hey all! Hope you are enjoying the site.

    If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

    You can also check out my other sites for half price groceries on amazon and finding qantas business reward flights


    Craig