Image of Westpac Altitude Qantas Platinum credit card

Westpac Altitude Qantas Platinum

$175 first year annual fee
$75 reward program fee
70,000 points
$3,000 min limit
$30,000 annual income required
0.35 points per dollar
Spend $4,000 in 90 days

Offer Details

Mid-Tier

First Year Points

70,000 points

Qantas

Second Year Points

30,000 points

With $175 annual fee

Minimum Spend

$4,000

within 3 months

Ongoing Earn Rate

0.35x points per $1 spent

Fees

First Year Annual Fee

$175

Ongoing Annual Fee

$175

From year 2 onwards

Program Fee

$75

Additional fee for reward program participation

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

I'd like to use my bonus for:

CraigCraig's Analysis
70,000 bonus + 1,400 from $4,000 spend
71,400 Qantas pts × 1.6¢/pt = $1,142
− $250 first year fees
Est. profit $892

Bonus Difficulty

Easy

●○○

$44 per day required

First Year Cost

$250

annual fee + $75 program fee

Estimated Bonus Value

$1142

Based on 1.6¢ per Qantas point

Earn Rate

Poor

●○○○

0.35x Qantas points per $1

Did this help you make a decision?


History
23 Jan 2026
0 changes
20 Jan 2026
0 changes
20 Jan 2026
1 changes
Points Per Dollar:
0.500.35
6 Dec 2025
2 changes
Bonus:
75,00070,000
Second Year Bonus:
030,000
26 Jun 2025
1 changes
Minimum Credit Limit:
6,0003,000
26 Mar 2025
4 changes
Expiration Date:
25 Mar 2025
Annual Fee:
$119$175
Bonus:
60,00075,000
Second Year Bonus:
20,0000
15 Aug 2024
3 changes
Expiration Date:
31 Jul 202425 Mar 2025
Annual Fee:
$99$119
Interest Rate:
20.0020.99
  • Expiration changed from 27/02/24 to 31/07/24, Bonus from 70K to 60K
    2 years ago
  • Expiration changed from 30/04/24 to 27/02/24
    2 years ago
  • Expiration changed from 01/11/23 to 30/04/24
    2 years ago
  • Annual fee increased from $50 to $124
    3 years ago
  • Annual fee increased from $99 to $174
    3 years ago
  • Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
    3 years ago
  • Offer extended to 29th June 2023
    3 years ago
  • Bonus reduced from 75k to 70k, offer ends 31/12/22
    4 years ago
  • Offer extend from 24/02/22 to 30/06/22
    4 years ago
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Craig