Westpac Altitude Qantas Platinum (Reduced first year annual fee for Westpac Customers)

Fees

Benefits

• Status Credits

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  Earns Qantas Points to a Qantas Frequent Flyer account: 0.75 pts/$1 international spend, 0.5 pts/$1 everyday spend, 0.35 pts/$1 all other purchases, dropping to 0.2 pts/$1 after $5,000 spend in a statement cycle; $75 annual Rewards Program fee applies

• Points Transfer Benefits

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  Qantas Points earned are credited directly to the cardholder's Qantas Frequent Flyer account on a monthly basis

• Interest Free Periods

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  Up to 45 interest-free days on purchases when the Closing Balance is paid in full by the due date; cash advances are not covered

• Buy Now Pay Later

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  PartPay feature splits eligible purchases into 4 payments over 6 weeks; turn on to start using

• Installment Plans

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  SmartPlan lets eligible purchases be repaid as a fixed instalment plan

• Balance Transfer Offers

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  Balance transfers available on the card account

• No Additional Cardholder Fee

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  Add one additional cardholder aged 16 or over at no extra cost

• Digital Wallet Integration

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  Supports Apple Pay, Samsung Pay and Google Pay

• Digital Card Issuance

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  Instant Digital Card available to use from the moment the account is opened, before the physical card arrives

• Online Banking Features

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  Westpac App tools include cash flow and spend Categories insights, Cards Hub (order/lock card, change PIN), Quick Balance, Card Autopay and SMS payment reminders

• Shopping Benefits

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  Personalised cashback offers via Westpac Extras, bonus cashback shopping via the Westpac Lounge on ShopBack, plus other in-store and online discounts

• Travel Insurance

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  Complimentary International Travel Insurance for trips up to 3 consecutive months (Level 2 Card); eligible after charging at least $500 prepaid travel costs to the card and holding a return overseas ticket; also includes Interstate Flight Inconvenience and Rental Vehicle Excess in Australia cover; eligibility confirmation at checkyourcover.com.au/westpac

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• Purchase Protection Insurance

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  Covers eligible items against theft, accidental damage or permanent loss for up to 4 months from purchase; up to $10,000 per item ($3,500 for jewellery, watches and new works of art), $135,000 max in any 12-month period; $300 excess

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• Extended Warranty Insurance

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  Extends the manufacturer's Australian warranty by up to 2 years on eligible products (no cover where warranty exceeds 5 years); up to $20,000 per product and per card account in any 12-month period; $300 excess

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• Rental Vehicle Insurance

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  Rental Vehicle Excess in Australia cover up to the excess in the rental agreement or $5,500, whichever is lesser; $300 excess

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• Transit Accident Insurance

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  Overseas Transit Accident Insurance for accidental death or injury while a passenger on a plane, bus, train or short-haul ferry overseas when the trip was charged to the card; up to $750,000 for loss of life, $1,300,000 aggregate per event

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Benefit history

• Travel InsuranceUpdated May 2026
• Interest Free PeriodsUpdated May 2026
• Buy Now Pay LaterUpdated May 2026
• Digital Card IssuanceUpdated May 2026
• Digital Wallet IntegrationUpdated May 2026
• No Additional Cardholder FeeUpdated May 2026
• Transit Accident InsuranceUpdated May 2026
• Extended Warranty InsuranceUpdated May 2026
• Purchase Protection InsuranceUpdated May 2026
• Rental Vehicle InsuranceUpdated May 2026