Image of NAB Qantas Rewards Premium Card credit card

NAB Qantas Rewards Premium Card

$295 first year annual fee
60,000 points
$6,000 min limit
0.67 points per dollar
Spend $3,000 in 90 days

Offer Details

Mid-Tier

First Year Points

60,000 points

Qantas

Second Year Points

40,000 points

With $295 annual fee

Minimum Spend

$3,000

within 3 months

Cash Bonus

$150Cashback

Ongoing Earn Rate

0.67x points per $1 spent

Fees

First Year Annual Fee

$295

Ongoing Annual Fee

$295

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

  • Concierge Service
    More details

    NAB Concierge Service available 24 hours a day, 7 days a week for travel and lifestyle services; call 1300 730 213

  • Travel Insurance
    More details

    Complimentary international and domestic travel insurance underwritten by Allianz; subject to the NAB Card Insurance Policy Information Booklet

  • Rental Vehicle Insurance
    More details

    Complimentary rental vehicle excess in Australia insurance

  • Purchase Protection Insurance
    More details

    Complimentary purchase protection insurance

  • Extended Warranty Insurance
    More details

    Complimentary extended warranty insurance

  • Shopping Benefits
    More details

    Visa Premium Access provides deals, discounts and privileges

  • No Additional Cardholder Fee
    More details

    Add an additional cardholder at no extra cost; additional cardholder must be 16 years or older

  • Digital Card Issuance
    More details

    Digital card available for immediate use once approved, before the physical card arrives

  • Points Transfer Benefits
    More details

    Earn Qantas Points on everyday purchases (1 point per $1.50 on first $3,000, then 1 point per $3 to $6,000 per statement); free Qantas Frequent Flyer membership with joining fee waived (saving $99.50); plus 1 bonus point per $1 on eligible Qantas services

  • Interest Free Periods
    More details

    Up to 44 interest-free days on purchases when the account is paid in full by the due date each month

  • Balance Transfer Offers
    More details

    0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance transfers revert to the variable cash advance rate after 12 months

Benefit history

  • Travel InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • No Additional Cardholder FeeUpdated May 2026
  • Concierge ServiceUpdated May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+60,000sign-up bonus
+2,010.00from $3,000 spend
=62,010Qantas points
×1.6¢per point
=$992point value
+$150cashback
$295first-year fees
=$847est. first-year value

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$295

annual fee

Estimated Bonus Value

$960

Based on 1.6¢ per Qantas point

Earn Rate

Average

●●○○

0.67x Qantas points per $1

Did this help you make a decision?

$130 of profit after meeting spend requirements
+ $275 Woolworths gift cards
+ $150 cashback extra bonus
- $295
annual fee

$250
x 1
$25
x 1
in Woolworths gift cards, $275 total, with 5,040 points remaining.

Can I get this bonus if I've had a card from NAB before?

You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

History
28 Feb 2026
2 changes
Bonus Cash:
$150
Bonus Cash Description:
Cashback
1 Dec 2025
1 changes
Second Year Bonus:
20,00040,000
26 Jun 2025
4 changes
Annual Fee:
$195$295
Second Year Bonus:
10,00020,000
Spend For Bonus:
2,0003,000
Bonus Period:
6090
22 Mar 2025
2 changes
Interest Rate:
20.0020.99
Points Per Dollar:
0.660.67
18 Sep 2024
2 changes
Annual Fee:
$150$195
Second Year Annual Fee:
$250$295
  • Bonus changed from 70K to 60K, Second Year Bonus from 0 to 10K
    2 years ago
  • Bonus increased from 65k to 70k, first year annual fee reduced from $250 to $150
    4 years ago
Craig

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— Craig