NAB Qantas Rewards Premium Card
$295 first year annual fee
60,000 points
$6,000 min limit
0.67 points per dollar
Spend $3,000 in 90 days
Offer Details
Mid-Tier
First Year Points
60,000 points
Qantas
Second Year Points
40,000 points
With $295 annual fee
Minimum Spend
$3,000
within 3 months
Cash Bonus
$150Cashback
Ongoing Earn Rate
0.67x points per $1 spent
Fees
First Year Annual Fee
$295
Ongoing Annual Fee
$295
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Travel Insurance
Complimentary international and domestic travel insurance including rental vehicle excess in Australia insurance.
Purchase Protection Insurance
Complimentary purchase protection insurance covering eligible purchases.
Extended Warranty Insurance
Complimentary extended warranty insurance extending manufacturer's warranty on eligible purchases.
No Additional Cardholder Fee
Additional cardholder can be added at no extra cost.
Concierge Service
24/7 personal assistant service for travel and lifestyle with NAB Concierge Service.
I'd like to use my bonus for:
Craig's Analysis60,000 bonus + 2,010 from $3,000 spend
62,010 Qantas pts × 1.6¢/pt = $992
+ $150 cashback
− $295 first year fees
Est. profit $847
Bonus Difficulty
Easy
●○○$33 per day required
First Year Cost
$295
annual fee
Earn Rate
Average
●●○○0.67x Qantas points per $1
Did this help you make a decision?
$130 of profit after meeting spend requirements
+ $275 Woolworths gift cards
+ $150 cashback extra bonus
- $295
annual fee
$250
x 1
$25
x 1
in Woolworths gift cards, $275 total, with 5,040 points remaining.
History
28 Feb 2026
2 changes
Bonus Cash:
$150
Bonus Cash Description:
Cashback
1 Dec 2025
1 changes
Second Year Bonus:
20,00040,000
26 Jun 2025
4 changes
Annual Fee:
$195$295
Second Year Bonus:
10,00020,000
Spend For Bonus:
2,0003,000
Bonus Period:
6090
22 Mar 2025
2 changes
Interest Rate:
20.0020.99
Points Per Dollar:
0.660.67
18 Sep 2024
2 changes
Annual Fee:
$150$195
Second Year Annual Fee:
$250$295
- Bonus changed from 70K to 60K, Second Year Bonus from 0 to 10K2 years ago
- Bonus increased from 65k to 70k, first year annual fee reduced from $250 to $1504 years ago