
MyCard Prestige Qantas
$749 first year annual fee
125,000 points
$20,000 min limit
0.50 points per dollar
Spend $10,000 in 90 days
Offer Details
PremiumOffer Ended
Signup Bonus
125,000 points
Qantas
Minimum Spend
$10,000
within 3 months
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$749
Ongoing Annual Fee
$749
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
Lounge Access
15 per year, Priority Pass network lounges, selected airport restaurants (AUD$36 dining credit per visit)
Complimentary Priority Pass Membership with 15 lounge visits per 12-month period from registration, shared between primary cardholder and accompanying guests (1 visit entitlement per person). Unused visits expire at end of each period. Can also use visit entitlements for AUD$36 off the bill per person at selected airport restaurants. Must enrol at www.prioritypass.com/prestigeaumc.
Hotel Benefits
4th Night on Us with Luxury Escapes: book 4 consecutive nights and receive a credit for one night, up to $1,000 credit per booking, capped at 4 redemptions per calendar year. Promo code PRESTIGE4N required at checkout. Same room type required. Minimum 7-day window between bookings. Back-to-back stays not allowed.
Ride-sharing Benefits
Uber Premier $100 cashback: spend $100 or more in one transaction on Uber Premier (or other available ride options) via the Uber app and receive $100 cashback. Capped at one redemption per calendar year. Cashback credited within 8 weeks. Only available for travel within Australia. Excludes Uber Eats, Uber Pass, and Uber Gift Cards.
Travel Insurance
Complimentary international and domestic travel insurance including rental vehicle excess coverage. Insured by Allianz Australia Insurance Limited (AFSL 234708), administered by Allianz Global Assistance.
Purchase Protection Insurance
Complimentary purchase protection insurance. Insured by Allianz Australia Insurance Limited (AFSL 234708), administered by Allianz Global Assistance.
Extended Warranty Insurance
Complimentary extended warranty insurance. Insured by Allianz Australia Insurance Limited (AFSL 234708), administered by Allianz Global Assistance.
Rental Vehicle Insurance
Complimentary rental vehicle excess insurance. Insured by Allianz Australia Insurance Limited (AFSL 234708), administered by Allianz Global Assistance.
Mobile Phone Insurance
Complimentary mobile phone insurance covering Accidental Damage and Theft when monthly postpaid plan bill is paid with the MyCard Prestige Qantas card. Must have a contract with a mobile phone provider and a monthly automatic billing arrangement. Insured by AIG Australia Limited (AFSL 381 686).
Concierge Service
Complimentary personal concierge service available to the primary cardholder. Provided by Mastercard Travel & Lifestyle Services, operated by Ten Lifestyle Management Limited.
No Additional Cardholder Fee
Up to 4 additional cardholders at $0 fee. Additional cardholders must be at least 16 years old.
Balance Transfer Offers
0% p.a. for 6 months on balance transfers requested at card application. Total balance transfers may not exceed 80% of credit limit. Reverts to variable cash advance rate of 22.99% p.a. after the promotional period. Excludes balances from other MyCard branded unsecured credit products.
Interest Free Periods
Up to 44 days interest-free on retail purchases.
Installment Plans
MyCard Instalment Plan: pay off eligible purchases at an interest rate over a set term. Uses part of existing credit limit. Subject to eligibility and account being in good standing.
Shopping Benefits
Up to 15% off eligible Luxury Escapes hotels (10% domestic Limited Time LUX Exclusive hotels, 15% international Limited Time LUX Exclusive hotels, 10% international tours). Maximum discount $500 for hotels, $250 for tours per transaction. Valid until 1 March 2027. Also 10% off selected Expedia and Wotif prepaid hotel bookings until 31 January 2027.
I'd like to use my bonus for:
125,000 bonus + 5,000 from $10,000 spend
130,000 Qantas pts × 1.6¢/pt = $2,080
− $749 first year fees
Est. profit $1,331
Bonus Difficulty
Hard
●●●$111 per day required
First Year Cost
$749
annual fee
Earn Rate
Average
●●○○0.50x Qantas points per $1
Travel Benefits
Lounge Access
One complimentary digital Priority Pass membership with 15 complimentary airport lounge visits per 12-month period (entitlements shared between primary cardholder and guests)
Did this help you make a decision?
$-124 of profit after meeting spend requirements
+ $625 Woolworths gift cards
- $749
annual fee
$250
x 2
$100
x 1
$25
x 1
in Woolworths gift cards, $625 total, with 550 points remaining.