MyCard Prestige Qantas
Offer Details
Signup Bonus
125,000 points
Qantas
Minimum Spend
$10,000
within 3 months
Cash Bonus
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$749
Ongoing Annual Fee
$749
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Ride-sharing Benefits
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Uber Premier $100 cashback: spend $100 or more in one transaction on Uber Premier (or other available ride options) via the Uber app and receive $100 cashback. Capped at one redemption per calendar year. Cashback credited within 8 weeks. Only available for travel within Australia. Excludes Uber Eats, Uber Pass, and Uber Gift Cards.
- Shopping Benefits
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Up to 15% off eligible Luxury Escapes hotels (10% domestic Limited Time LUX Exclusive hotels, 15% international Limited Time LUX Exclusive hotels, 10% international tours). Maximum discount $500 for hotels, $250 for tours per transaction. Valid until 1 March 2027. Also 10% off selected Expedia and Wotif prepaid hotel bookings until 31 January 2027.
- Lounge Access15 visits/year · Priority Pass
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Complimentary Priority Pass membership with 15 lounge visit entitlements per 12-month period, shared between the primary cardholder and accompanying guests (one entitlement per person per visit); primary cardholder must enrol at prioritypass.com/prestigeaumc to activate
- Concierge Service
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Complimentary personal concierge service for the primary cardholder, provided by Mastercard Travel & Lifestyle Services
- Flight Discounts
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Earn Qantas Points on eligible spend (1.5 points per $1 on eligible international and select domestic spend, down to 0.5 points per $1 elsewhere) redeemable on Qantas flights, hotels and more
- Hotel Benefits
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4th Night on Us with Luxury Escapes: book four consecutive nights and receive a credit for one night (up to $1,000 per booking), capped at four redemptions per calendar year; promo code PRESTIGE4N at checkout. Plus up to 15% off Limited Time LUX Exclusive Luxury Escapes hotels and 10% off selected Expedia and Wotif hotels
- Status Credits
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Earn Qantas Points on eligible transactions; cardholder must be a Qantas Frequent Flyer member, complimentary Qantas Frequent Flyer membership available with MyCard branded cards
- Points Transfer Benefits
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Qantas Points earned on the card are credited directly to the cardholder's Qantas Frequent Flyer account (up to 28 business days after each statement period)
- Installment Plans
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MyCard Instalment Plan lets eligible retail purchases be paid off at a set interest rate over a set term, using part of the existing credit limit
- Balance Transfer Offers
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0% p.a. for 6 months on balance transfers requested at card application; reverts to the cash advance rate (currently 22.99% p.a.) after the promotional period; total balance transfers may not exceed 80% of the credit limit
- Interest Free Periods
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Up to 44 interest-free days on retail purchases
- No Additional Cardholder Fee
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No additional cardholder fee ($0); up to 4 additional cardholders allowed (no new additional cardholders accepted at this time)
- Travel InsuranceUp to $20,000,000 cover · trips up to 180 days
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Complimentary international travel insurance for trips up to 6 months (overseas emergency medical and assistance cover up to $20 million) and domestic travel insurance up to 28 days, when eligibility is met by charging at least $500 (international) or $250 (domestic) of prepaid travel costs to the card; cardholders aged under 81
- Purchase Protection Insurance
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Covers eligible items acquired for personal, domestic or household use against loss, theft or damage; available to MyCard Prestige (Level 1) cardholders
- Extended Warranty Insurance
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Extends the manufacturer's Australian warranty on eligible purchases; available to MyCard Prestige (Level 1) cardholders
- Rental Vehicle Insurance
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Rental Vehicle Excess Insurance in Australia covers rental vehicle damage or theft excess up to $10,000 per cardholder or spouse (plus up to $750 to return the vehicle), $600 excess; available to Level 1 cardholders
- Mobile Phone Insurance
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Covers accidental damage or theft of the mobile phone when the monthly postpaid plan bill is paid in full with the card; up to $1,000 per occurrence, $1,650 annual aggregate, $50 excess
Benefit history
- CashbackRemoved May 2026
- Lounge AccessUpdated May 2026
- Installment PlansUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Balance Transfer OffersUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
- Mobile Phone InsuranceUpdated May 2026
- Rental Vehicle InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Travel InsuranceUpdated May 2026
- Hotel BenefitsUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Hard
●●●$111 per day required
First Year Cost
$749
annual fee
Earn Rate
Average
●●○○0.50x Qantas points per $1
Travel Benefits
Lounge Access
One complimentary digital Priority Pass membership with 15 complimentary airport lounge visits per 12-month period (entitlements shared between primary cardholder and guests)
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Can I get this bonus if I've had a card from MyCard before?
MyCard has no exclusion period, so a previous MyCard card won't stop you earning this bonus.
See exclusion periods for every Australian issuer →