Bankwest Qantas Platinum Mastercard

$199 first year annual fee
60,000 points
$3,000 min limit
0.60 points per dollar
Spend $7,500 in 90 days


    Summary

    Mid-Tier

    Key Highlights

    • 60,000 bonus points
    • $199 annual fee

    Notes

    Earn 0.6 pts/$1 on first $2,500/month then 0.3 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.

    Offer Details

    First Year Points

    60,000 points

    Qantas

    Second Year Points

    20,000 points

    With $199 annual fee

    Minimum Spend

    $7,500

    within 3 months

    Ongoing Earn Rate

    0.60x points per $1 spent

    Fees

    First Year Annual Fee

    $199

    Ongoing Annual Fee

    $199

    From year 2 onwards

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Expert Analysis

    Bonus Difficulty

    Moderate

    ●●○

    $83 per day required

    First Year Cost

    $199

    annual fee

    Estimated Bonus Value

    $1140

    Based on 1.9¢ per Qantas point

    Earn Rate

    Average

    ●●○○

    0.60x Qantas points per $1

    Travel Benefits

    Lounge Access

    Not applicable

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 64,500 bonus points for:

    $101 of profit after meeting spend requirements
    + $300 Woolworths gift cards
    - $199
    annual fee

    $250
    x 1
    $50
    x 1
    in Woolworths gift cards, $300 total, with 2,360 points remaining.
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    Craig