Bankwest Qantas Platinum Mastercard

$199 first year annual fee

60,000 points

$3,000 min limit

0.60 points per dollar

Spend $7,500 in 90 days

Earn 0.6 pts/$1 on first $2,500/month then 0.3 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.

Summary

Mid-Tier

Key Highlights

• 60,000 bonus points
• $199 annual fee

Notes

Earn 0.6 pts/$1 on first $2,500/month then 0.3 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.

Offer Details

Signup Bonus

60,000 points

Qantas

Minimum Spend

$7,500

within 3 months

Ongoing Earn Rate

0.60x points per $1 spent

Second Year Bonus

20,000 points

With $199 annual fee

Fees

First Year Annual Fee

$199

Ongoing Annual Fee

$199

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Expert Analysis

Bonus Difficulty

Moderate

●●○

$83 per day required

First Year Cost

$199

annual fee

Estimated Bonus Value

$1140

Based on 1.9¢ per Qantas point

Earn Rate

Average

●●○○

0.60x Qantas points per $1

RWRDS Insight

This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

I'd like to use my 64,500 bonus points for:

Supermarket Gift Cards Qantas Reward Flights

$101 of profit after meeting spend requirements

+ $300 Woolworths gift cards

- $199

annual fee

$250

x 1

$50

x 1

in Woolworths gift cards, $300 total, with 2,360 points remaining.