Bankwest Qantas Platinum Mastercard
Offer Details
First Year Points
60,000 points
Qantas
Second Year Points
20,000 points
With $199 annual fee
Minimum Spend
$7,500
within 3 months
Ongoing Earn Rate
0.60x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Digital Wallet Integration
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Digital wallet supported for instant spending without a physical card
- Digital Card Issuance
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Create a single-use or multi-use virtual card in the Bankwest app
- Installment Plans
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Easy Instalments: spread up to five eligible purchases ($100-$10,000) over four monthly instalments at 0% p.a.
- Balance Transfer Offers
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Introductory 2.99% p.a. for 9 months on balance transfers (then 19.99% p.a.), 0% balance transfer fee; new customers only, min $500
- No International Transaction Fee
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No foreign transaction fees and no overseas ATM fees for Platinum customers
- No Annual Fee
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$199 annual fee waived when the card is held as an eligible card within the Complete Home Loan Package
- Interest Free Periods
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Up to 44 interest-free days on purchases when the closing balance is paid in full by the due date (not on cash advances or balance transfers)
- Travel Insurance
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Complimentary overseas travel insurance (base cover) for Platinum cardholders on trips up to 31 consecutive days: unlimited overseas emergency medical/hospital, $2.5M personal liability, $25,000 accidental death, $20,000 baggage
- Transit Accident Insurance
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Transit accident cover of $250,000 up to $500,000 per person on international trips when the entire trip cost is charged to the card
- Purchase Protection Insurance
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Purchase Security: personal goods charged to the card covered against loss, theft or damage for the amount charged; jewellery/watches/fine art up to $3,000; overall limit $125,000 per 12 months; $250 excess
- Extended Warranty Insurance
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Extends the manufacturer's Australian warranty on eligible goods charged to the card; overall limit $30,000 per 12 months; $250 excess
Benefit history
- Online Banking FeaturesRemoved Jul 2026
- Digital Card IssuanceUpdated Jul 2026
- Digital Wallet IntegrationUpdated Jul 2026
- Extended Warranty InsuranceUpdated Jul 2026
- Purchase Protection InsuranceUpdated Jul 2026
- Transit Accident InsuranceUpdated Jul 2026
- Travel InsuranceUpdated Jul 2026
- Balance Transfer OffersUpdated Jul 2026
- Interest Free PeriodsUpdated Jul 2026
- No Annual FeeUpdated Jul 2026
- No International Transaction FeeUpdated Jul 2026
- Points Transfer BenefitsRemoved Jul 2026
- Installment PlansUpdated Jul 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$83 per day required
First Year Cost
$199
annual fee
Earn Rate
Average
●●○○0.60x Qantas points per $1
Travel Benefits
Lounge Access
Not applicable
Did this help you make a decision?
Can I get this bonus if I've had a card from Bankwest before?
You generally need to wait 24 months after your last Bankwest sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Earn 0.6 pts/$1 on first $2,500/month then 0.3 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.