Bankwest Qantas Platinum Mastercard
Offer Details
First Year Points
60,000 points
Qantas
Second Year Points
20,000 points
With $199 annual fee
Minimum Spend
$7,500
within 3 months
Ongoing Earn Rate
0.60x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- Points Transfer Benefits
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Earns 0.6 Qantas Points per $1 on the first $2,500 of eligible purchases per month and 0.3 points thereafter, uncapped; points transferred to the cardholder's Qantas Frequent Flyer account. Complimentary Qantas Frequent Flyer membership (joining fee of $99.50 waived).
- Installment Plans
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Easy Instalments: spread the cost of up to five eligible purchases (each between $100 and $10,000) over four monthly instalments at 0% p.a.
- No International Transaction Fee
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0% foreign transaction fee; no foreign transaction fees or overseas ATM fees apply for Platinum customers.
- No Annual Fee
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$199 annual fee waived when the card is taken out as an eligible card under the Complete Home Loan Package.
- Interest Free Periods
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Up to 44 days interest free on purchases (not applicable to cash advances or balance transfers).
- Balance Transfer Offers
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Promotional 2.99% p.a. for the first 9 months on balance transfers, then 19.99% p.a.; no balance transfer fee.
- Travel Insurance
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Complimentary Overseas Travel Insurance for journeys up to 31 consecutive days; covers unlimited overseas emergency medical and hospital expenses, $2,500,000 personal liability, $25,000 accidental death and up to $20,000 baggage and personal goods. Base cover only; limited COVID-19 cover; persons 80+ not eligible for medical cover.
- Transit Accident Insurance
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Transit Accident cover on international trips (entire trip paid to the eligible credit card account) of $250,000 up to $500,000 per person depending on the extent of injury, with a $2,500,000 aggregate limit per accident.
- Purchase Protection Insurance
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Purchase Security: personal goods charged to the card covered against accidental loss, theft or damage; reimburses the amount charged (market value if purchased through points), up to a $125,000 overall limit per 12-month period ($3,000 for jewellery, watches and fine arts), $250 excess.
- Extended Warranty Insurance
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Extended Warranty on eligible goods charged to the card, up to a $30,000 overall limit per 12-month period; reimburses the amount charged (market value if purchased through points), $250 excess.
- Digital Wallet Integration
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Card can be registered to a Mobile Wallet to make contactless payments; Bankwest charges no additional fees for registering or using a card with a third-party Mobile Wallet.
- Digital Card Issuance
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Virtual Cards can be created in the Bankwest App (single-use or multi-use) to start spending instantly without a physical card and added to a digital wallet.
- Online Banking Features
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Bankwest App and Online Banking allow balance and transaction checks, payments, statements, instant card lock, repayment-due alerts and Touch ID/Face ID/fingerprint login.
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$83 per day required
First Year Cost
$199
annual fee
Earn Rate
Average
●●○○0.60x Qantas points per $1
Travel Benefits
Lounge Access
Not applicable
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Earn 0.6 pts/$1 on first $2,500/month then 0.3 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.