Bankwest Qantas Platinum Mastercard
Offer Details
First Year Points
60,000 points
Qantas
Second Year Points
20,000 points
With $199 annual fee
Minimum Spend
$7,500
within 3 months
Ongoing Earn Rate
0.60x points per $1 spent
Fees
First Year Annual Fee
$199
Ongoing Annual Fee
$199
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Benefits
- No International Transaction Fee
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No foreign transaction fees or overseas ATM fees for Platinum or World cardholders on purchases made overseas, or online where the merchant or processing institution is located overseas.
- Installment Plans
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Easy Instalments: spread the cost of up to five eligible purchases (each between $100 and $10,000) over four monthly instalments at 0% p.a.
- Digital Wallet Integration
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Digital wallet support lets you start spending instantly without needing a physical card.
- Digital Card Issuance
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Create a single-use or multi-use virtual card in the Bankwest app to make purchases without using your regular card details.
- Online Banking Features
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Bankwest app money tools show what you owe, send repayment alerts, and track transactions, subscriptions and spending; plus biometric login, card locking and real-time notifications for unusual activity.
- No Annual Fee
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No credit card annual fee when the card is held as the optional eligible credit card in a Complete Home Loan Package (one card per customer); terms and conditions apply.
- Travel Insurance
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Complimentary Overseas Travel Insurance for Bankwest Qantas Platinum Mastercard cardholders (and spouse/accompanied children travelling on the same itinerary): covers up to 31 consecutive days per journey, unlimited overseas emergency medical and hospital expenses, $2,500,000 personal liability, $25,000 accidental death cover each for cardholder and spouse, and $20,000 baggage and personal goods cover (cardholder only) or $30,000 with family; a $250 excess applies to most claims.
- Transit Accident Insurance
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Complimentary Transit Accident cover for international trips fully charged to the card: from $250,000 up to $500,000 per person depending on the extent of injury, with an aggregate limit of $2,500,000 for one accident.
- Purchase Protection Insurance
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Purchase Security cover for personal goods charged to the card (or acquired using points): reimburses the actual amount charged or market value, up to $125,000 total in a 12-month period ($3,000 sub-limit for jewellery, watches and fine arts); $250 excess applies.
- Extended Warranty Insurance
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Extended Warranty cover on eligible goods charged to the card (or acquired using points), up to $30,000 total in a 12-month period; $250 excess applies.
- Shopping Benefits
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Price Guarantee: reimburses up to $1,000 if you find the same item cheaper elsewhere, where the price difference is more than $75.
- Interest Free Periods
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Up to 44 days interest free on purchases; not applicable to cash advances or balance transfers.
- Balance Transfer Offers
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2.99% p.a. introductory rate on balance transfers for the first 9 months after the card is approved (reverting to 19.99% p.a. ongoing); no promotional balance transfer fee; new Bankwest Qantas Mastercard customers only.
Benefit history
- No Annual FeeUpdated Aug 2026
- Extended Warranty InsuranceUpdated Aug 2026
- Purchase Protection InsuranceUpdated Aug 2026
- Transit Accident InsuranceUpdated Aug 2026
- Travel InsuranceUpdated Aug 2026
- Interest Free PeriodsUpdated Aug 2026
- No International Transaction FeeUpdated Aug 2026
- Balance Transfer OffersUpdated Aug 2026
- Installment PlansUpdated Aug 2026
- Digital Card IssuanceUpdated Aug 2026
- Digital Wallet IntegrationUpdated Aug 2026
- Online Banking FeaturesRemoved Jul 2026
- Digital Card IssuanceUpdated Jul 2026
- Digital Wallet IntegrationUpdated Jul 2026
- Extended Warranty InsuranceUpdated Jul 2026
- Transit Accident InsuranceUpdated Jul 2026
- Purchase Protection InsuranceUpdated Jul 2026
- Travel InsuranceUpdated Jul 2026
- Balance Transfer OffersUpdated Jul 2026
- Interest Free PeriodsUpdated Jul 2026
- No Annual FeeUpdated Jul 2026
- No International Transaction FeeUpdated Jul 2026
- Points Transfer BenefitsRemoved Jul 2026
- Installment PlansUpdated Jul 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$83 per day required
First Year Cost
$199
annual fee
Earn Rate
Average
●●○○0.60x Qantas points per $1
Travel Benefits
Lounge Access
Not applicable
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Can I get this bonus if I've had a card from Bankwest before?
You generally need to wait 24 months after your last Bankwest sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Earn 0.6 pts/$1 on first $2,500/month then 0.3 pts/$1. Second year bonus of 20k requires keeping account open for 15 continuous months. No foreign transaction fees.