Westpac Altitude Velocity Platinum

$99 first year annual fee
$75 reward program fee
60,000 points
$6,000 min limit
$30,000 annual income required
0.50 points per dollar
Spend $4,000 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.


    Offer Expires in 2 months
    (31/07/24)
    20,000 points second year bonus, $175 ongoing annual fee
    $30,000 minimum annual income.
    Discounted first year annual fee. $99 first year, $175 thereafter.

    I'd like to use my 62,000 bonus points for:

    $126 of profit after meeting spend requirements
    + $300 Coles gift cards
    - $99 annual fee

    $100
    x 3
    in Coles gift cards, $300 total, with 3,500 points remaining.

    History
    • 3 months ago - Bad News
      Expiration changed from 27/02/24 to 31/07/24, Bonus from 70K to 60K, Second Year Bonus from 0 to 20K, Notes from Economy X Seat Upgrade Vouchers. get two Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights. Available when you spend with Virgin Australia on your Mastercard. See FAQs for details. to You'll also get two Economy X Seat Upgrade Vouchers each year for selected domestic Virgin Australia flights7.
    • 3 months ago - Good News
      Expiration changed from 30/04/24 to 27/02/24
    • 7 months ago - Good News
      Expiration changed from 01/11/23 to 30/04/24
    • a year ago - Bad News
      Increased annual fee to $174
    • a year ago - Bad News
      Offer end date changed to 14th June 2023 reward program fee increasing from $50 to $75 and annual fee increasing from $150 to $175 https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
    • a year ago - Good News
      Annual fee reduced from $200 to $150 and first year reduced from $200 to $150.
    • a year ago - Good News
      Offer extended to 29th June 2023
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    Craig