Westpac Altitude Rewards Platinum

$49 first year annual fee
90,000 points
$6,000 min limit
$30,000 annual income required
1.00 points per dollar
Spend $3,000 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.


    93,000 points after spending $3,000 at 1.00 points per dollar
    Offer Expires in 4 days
    (31/07/24)
    30,000 points second year bonus, $175 ongoing fee per year
    OzBargain discussion for this card
    $30,000 minimum annual income.
    Discounted first year annual fee. $49 first year, $175 thereafter.

    I'd like to use my 93,000 bonus points for:

    $401 of profit after meeting spend requirements
    + $450 Annual Fee Rebate (Once per year) gift cards
    - $49
    annual fee

    $250
    x 1
    $150
    x 1
    $25
    x 2
    in Annual Fee Rebate (Once per year) gift cards, $450 total, with 3,000 points remaining.
    $200
    x 1
    $100
    x 1
    $50
    x 1
    $20
    x 2
    in Woolworths gift cards, $390 total, with 1,350 points remaining.
    $100
    x 3
    in Cashback , $300 total, with 8,400 points remaining.

    History
    • Expiration changed from 30/04/24 to 31/07/24
      5 months ago
    • Expiration changed from 01/11/23 to 30/04/24, Bonus from 100k to 90k, Annual Fee from $99 to $49
      9 months ago
    • Second year annual fee increased from $150 to $175
      a year ago
    • Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
      a year ago
    • Offer extended to 29th June 2023, annual fee increased from $49 to $99, bonus lowered from 110k to 100k
      2 years ago
    • Offer extended from 30/06/22 to 31/12/22
      2 years ago
    • Bonus reduced from 130k to 110k, offer extended rto 30/06/22
      2 years ago
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    Craig