Westpac Altitude Rewards Platinum
$99 first year annual fee
90,000 points
$6,000 min limit
$30,000 annual income required
1.00 points per dollar
Spend $3,000 in 90 days
93,000 points after spending $3,000 at 1.00 points per dollar
30,000 points second year bonus, $175 ongoing fee per year
OzBargain discussion for this card
$30,000 minimum annual income.
Discounted first year annual fee. $99 first year, $175 thereafter.
I'd like to use my 93,000 bonus points for:
$291 of profit after meeting spend requirements
+ $390 Woolworths gift cards
- $99
annual fee
$200
x 1
$100
x 1
$50
x 1
$20
x 2
in Woolworths gift cards, $390 total, with 1,350 points remaining.
$100
x 3
in Cashback , $300 total, with 8,400 points remaining.
Benefits
Travel Insurance - Up to 3 months’ complimentary cover for international travel insurance.
Travel Insurance - Access to Interstate Flight Inconvenience Insurance and Rental Vehicle Excess in Australia cover.
Extended Warranty Insurance - Extended warranty insurance cover on personal items purchased using the card.
Purchase Protection Insurance - Access to up to 4 months Purchase Protection Insurance on eligible purchases.
Digital Wallet - Card can be added to Apple Pay, Samsung Pay, and Google Pay.
Digital Card - Instant Digital Card available from the moment the account is opened.
No Additional Cardholder Fee - Add 1 additional cardholder at no extra cost.
Buy Now Pay Later - PartPay feature allows splitting purchases into 4 payments over 6 weeks.
History
20/03/2025
Expiration Date removed Wed Apr 30 2025 00:00:00 GMT+0000 (Coordinated Universal Time) , Program Fee set to 0, Interest Rate changed from 20.00to 20.99, Reviewed At set to Wed Mar 26 2025 09:02:09 GMT+0000 (Coordinated Universal Time)
01/11/2024
Expiration Date changed from Wed Oct 30 2024 00:00:00 GMT+0000 (Coordinated Universal Time)to Wed Apr 30 2025 00:00:00 GMT+0000 (Coordinated Universal Time), Annual Fee changed from 49to 99
- Expiration changed from 30/04/24 to 31/07/24a year ago
- Expiration changed from 01/11/23 to 30/04/24, Bonus from 100k to 90k, Annual Fee from $99 to $49a year ago
- Second year annual fee increased from $150 to $1752 years ago
- Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html2 years ago
- Offer extended to 29th June 2023, annual fee increased from $49 to $99, bonus lowered from 110k to 100k2 years ago
- Offer extended from 30/06/22 to 31/12/223 years ago
- Bonus reduced from 130k to 110k, offer extended rto 30/06/223 years ago
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