Westpac Altitude Rewards Platinum

$49 first year annual fee
90,000 points
$6,000 min limit
$30,000 annual income required
1 points per dollar
Spend $3,000 in 90 days
Disclaimer: I do not receive any benefit based on you applying for the credit card. I am not suggesting the you apply for a particular credit contract with a particular credit provider, I'm just taking the online numbers and putting them here.

  • Low annual fee
  • Mid-range spend requirements to earn bonus

Offer Expires in 5 months
OzBargain discussion for this card
$30,000 minimum annual income.
Discounted first year annual fee. $49 first year, $175 thereafter.

I'd like to use my 93,000 bonus points for:

$401 of profit after meeting spend requirements
+ $450 Annual Fee Rebate (Once per year) gift cards
- $49 annual fee

x 1
x 1
x 2
in Annual Fee Rebate (Once per year) gift cards, $450 total, with 3,000 points remaining.
x 1
x 1
x 1
x 2
in Woolworths gift cards, $390 total, with 1,350 points remaining.
x 3
in Cashback , $300 total, with 8,400 points remaining.

  • a month ago - Bad News
    Expiration changed from 01/11/23 to 30/04/24, Bonus from 100k to 90k, Annual Fee from $99 to $49
  • 5 months ago - Bad News
    Second year annual fee increased from $150 to $175
  • 6 months ago - Bad News
    Offer end date changed to 14th June 2023 due to fee changes https://www.westpac.com.au/content/public/wbc/en/personal-banking/credit-cards/reward/reward-card-changes.html
  • a year ago - Bad News
    Offer extended to 29th June 2023, annual fee increased from $49 to $99, bonus lowered from 110k to 100k
  • a year ago - Good News
    Offer extended from 30/06/22 to 31/12/22
  • 2 years ago - Bad News
    Bonus reduced from 130k to 110k, offer extended rto 30/06/22

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