Westpac Altitude Rewards Platinum (existing customers)

Fees

Benefits

• No Additional Cardholder Fee

  More detailsLess details

  Add 1 additional cardholder aged 16 years or older at no extra cost.

• Digital Wallet Integration

  More detailsLess details

  Card can be added to Apple Pay, Samsung Pay, and Google Pay digital wallets.

• Points Transfer Benefits

  More detailsLess details

  Earn Altitude Points (2 per $1 international, 1.25 per $1 everyday spend, 1 per $1 all other; 0.5 per $1 after $5,000 in a statement cycle) redeemable as gift cards, products, cashback, or transferable to frequent flyer partner airlines; or earn Qantas/Velocity Points directly (0.75 per $1 international, 0.5 per $1 everyday, 0.35 per $1 all other) for a $75 annual Rewards Program Fee

  Learn more
• Seat Upgrades

  More detailsLess details

  Altitude Velocity option: 2 Economy X seat upgrade vouchers per year on selected domestic Virgin Australia flights, after providing a Velocity Frequent Flyer number and making a direct spend at Virgin Australia on the card

• Shopping Benefits

  More detailsLess details

  Westpac Rewards / Westpac Extras: exclusive deals, discounts and cashback when shopping with the card, accessible via the Westpac App

• Buy Now Pay Later

  More detailsLess details

  PartPay feature: split purchases over $100 into 4 payments over 6 weeks

• Digital Card Issuance

  More detailsLess details

  Digital card with Dynamic CVC; the 3-digit security number changes every 24 hours for added fraud protection

• Online Banking Features

  More detailsLess details

  Manage the credit card in the Westpac App with budgeting, saving and account-management features

• Interest Free Periods

  More detailsLess details

  Up to 45 interest-free days on purchases when the closing balance is paid in full by the payment due date

• Travel Insurance

  More detailsLess details

  Complimentary international travel insurance (this card is a Level 2 Card) for trips up to 3 consecutive months, when at least $500 of prepaid travel costs are charged to the card account and a return overseas travel ticket is held before departing Australia; cover includes unlimited overseas emergency medical, evacuation and repatriation, cancellation, luggage and personal liability up to $2,500,000

  View policy →
• Purchase Protection Insurance

  More detailsLess details

  Eligible items charged to the card account covered against loss, theft or damage for up to 4 months, up to $10,000 per item ($3,500 for jewellery, watches and new works of art); $300 excess per claim

  View policy →
• Extended Warranty Insurance

  More detailsLess details

  Extends the manufacturer's Australian warranty by an equal period up to a maximum of 2 additional years on eligible products charged to the card account (no cover where the manufacturer's warranty exceeds 5 years), up to $20,000 per product; $300 excess per claim

  View policy →
• Rental Vehicle Insurance

  More detailsLess details

  Rental vehicle excess cover in Australia up to the amount specified in the rental agreement or $5,500, whichever is lesser, when the rental is charged to the card account; $300 excess per claim

  View policy →
• Transit Accident Insurance

  More detailsLess details

  Overseas Transit Accident Insurance covering specified accidental death or injury sustained overseas while travelling as a passenger on a plane, bus, train or short-haul ferry when the entire trip was charged to the card account; up to $750,000 for loss of life

  View policy →

Benefit history

• Travel InsuranceUpdated May 2026
• Interest Free PeriodsUpdated May 2026
• Digital Card IssuanceUpdated May 2026
• Buy Now Pay LaterUpdated May 2026
• Transit Accident InsuranceUpdated May 2026
• Purchase Protection InsuranceUpdated May 2026
• Extended Warranty InsuranceUpdated May 2026
• Rental Vehicle InsuranceUpdated May 2026