Card
Offer
NAB Qantas Rewards Premium Card
Public offer
Offer terms
First Year Points
25,000 points
Qantas
Second Year Points
15,000 points
With $295 annual fee
Minimum Spend
$4,000
within 3 months
Cash Bonus
Ongoing Earn Rate
0.50x points per $1 spent
Fees
First Year Annual Fee
$295
Ongoing Annual Fee
$295
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Recorded benefits
- Concierge Service
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NAB Concierge Service available 24 hours a day, 7 days a week for travel and lifestyle services; call 1300 730 213
- Travel Insurance
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Complimentary international and domestic travel insurance underwritten by Allianz; subject to the NAB Card Insurance Policy Information Booklet
- Rental Vehicle Insurance
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Complimentary rental vehicle excess in Australia insurance
- Purchase Protection Insurance
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Complimentary purchase protection insurance
- Extended Warranty Insurance
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Complimentary extended warranty insurance
- Shopping Benefits
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Visa Premium Access provides deals, discounts and privileges
- No Additional Cardholder Fee
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Add an additional cardholder at no extra cost; additional cardholder must be 16 years or older
- Digital Card Issuance
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Digital card available for immediate use once approved, before the physical card arrives
- Points Transfer Benefits
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Earn Qantas Points on everyday purchases (1 point per $1.50 on first $3,000, then 1 point per $3 to $6,000 per statement); free Qantas Frequent Flyer membership with joining fee waived (saving $99.50); plus 1 bonus point per $1 on eligible Qantas services
- Interest Free Periods
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Up to 44 interest-free days on purchases when the account is paid in full by the due date each month
- Balance Transfer Offers
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0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance transfers revert to the variable cash advance rate after 12 months
Benefit history
- Travel InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$44 per day required
First Year Cost
$295
annual fee
Bonus Value
$125
27,000 points redeemed in Woolworths gift cards
Earn Rate
Average
●●○○0.50x Qantas points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from NAB before?
You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 7
Changes from terms version 6
Changes from terms version 5
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Bonus changed from 70K to 60K, Second Year Bonus from 0 to 10K2 years ago
- Bonus increased from 65k to 70k, first year annual fee reduced from $250 to $1504 years ago