Card
Offer
NAB Qantas Rewards Signature Card existing customer offer
For existing customers
Selected terms version
Ended. These terms are no longer available.
Published 27 Jul 2026
View current offer termsOffer terms historyThis offer is currently unavailable.
Source wording historyOffer terms
First Year Points
100,000 points
Qantas
Second Year Points
30,000 points
With $420 annual fee
Minimum Spend
$5,000
within 3 months
Cash Bonus
Offer Expires
September 30, 2026
5 days ago
Ongoing Earn Rate
1.00x points per $1 spent
Fees
First Year Annual Fee
$320
Ongoing Annual Fee
$420
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Recorded benefits
- Travel Insurance
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Complimentary international and domestic travel insurance covering domestic, interstate and international travel
- Purchase Protection Insurance
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Complimentary purchase protection insurance
- Extended Warranty Insurance
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Complimentary extended warranty insurance
- Rental Vehicle Insurance
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Complimentary rental vehicle excess in Australia insurance
- Concierge Service
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NAB Concierge Service: 24 hour, 7 day personal assistant for travel and lifestyle services; call 1300 730 213
- Shopping Benefits
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Visa Premium Access: access to deals, discounts and privileges
- Points Transfer Benefits
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Earn Qantas Points on everyday purchases and redeem for award flights, products and vouchers via Qantas Marketplace; free Qantas Frequent Flyer membership (joining fee waived, $99.50 saving)
- No Additional Cardholder Fee
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Add an additional cardholder at no extra cost
- Digital Card Issuance
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Digital card available for use immediately while the physical card arrives within five working days
- Balance Transfer Offers
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0% p.a. on balance transfers for 12 months with a 3% balance transfer fee; unpaid balance reverts to the variable cash advance rate
- Interest Free Periods
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Up to 44 interest-free days on purchases when the account is paid in full by the due date
Benefit history
- Travel InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- No Additional Cardholder FeeUpdated May 2026
- Concierge ServiceUpdated May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Moderate
●●○$56 per day required
First Year Cost
$320
annual fee
Bonus Value
$500
105,000 points redeemed in Woolworths gift cards
Earn Rate
Excellent
●●●●1.00x Qantas points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from NAB before?
You generally need to wait 24 months after your last NAB sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 3
Changes from terms version 2
No recorded term changes from the previous version.
First recorded terms