Card
Offer
ANZ Frequent Flyer Platinum
Public offer
Selected terms version
Ended. These terms are no longer available.
Published 24 Jul 2026
View current offer termsOffer terms historyThis offer is currently unavailable.
Source wording historyOffer terms
First Year Points
20,000 points
Qantas
Second Year Points
20,000 points
With $295 annual fee
Minimum Spend
$3,500
within 4 months
Ongoing Earn Rate
0.75x points per $1 spent
Fees
First Year Annual Fee
$295
Ongoing Annual Fee
$295
From year 2 onwards
Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.
Recorded benefits
- Concierge Service
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24/7 ANZ Personal Concierge for domestic and international restaurant and hotel bookings, gift ideas and travel recommendations; call 1300 580 765 or +61 2 7907 0805
- Digital Wallet Integration
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Compatible with mobile digital wallets including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay on eligible devices
- Digital Card Issuance
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Digital cards can be added to a digital wallet and are issued faster than a replacement card by post
- Points Transfer Benefits
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Earn 0.75 Qantas Points per $1 up to $3,000 per statement period and 0.5 Qantas Points per $1 over $3,000 on eligible purchases; Qantas Points credited monthly to the Qantas Frequent Flyer account
- Status Credits
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Earn 1 bonus Qantas Point per $1 on selected Qantas products and services (Qantas flights with a QF number, Qantas Frequent Flyer and Qantas Club membership joining/annual fees), plus bonus points with Bonus Partners
- Rewards Program Elite Status
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Complimentary Qantas Frequent Flyer membership (joining fee waiver, currently worth $99.50) for new members who sign up via the ANZ-provided link
- Interest Free Periods
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Up to 55 interest-free days on the Purchases balance when the Closing Balance (or Adjusted Closing Balance) is paid in full by the Due Date
- Balance Transfer Offers
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Balance transfers available from eligible non-ANZ Australian credit and store cards; transfers of $100 or more, subject to a Promotional Balance Transfer Plan with separate interest rate and terms
- Installment Plans
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ANZ Instalment Plan at Checkout lets eligible purchases be split into 3, 6, 9 or 12 monthly instalments; a Setup Fee may apply with a 0% p.a. plan interest rate for the plan period
- Buy Now Pay Later
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Buy Now Pay Later Plan allows an agreed amount with no repayment required and no interest charged for a specified period
- Travel InsuranceUp to $20,000,000 cover · trips up to 90 days
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Complimentary International Travel Insurance for ANZ Platinum cardholders for journeys up to 3 consecutive months when at least $250 of prepaid travel costs are charged to the card and a return overseas travel ticket is held; includes Overseas Emergency Medical/Assistance up to $20 million; domestic travel insurance also available
- Rental Vehicle Insurance
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Rental Vehicle Excess Insurance in Australia covering rental vehicle damage or theft up to the agreement amount or $5,000 (whichever is lesser) when the full rental is charged to the card; $100 excess per claim
- Purchase Protection Insurance
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Items purchased on the card covered against theft, accidental damage or permanent loss for 90 days from possession, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), to a maximum $135,000 per card account in any 12 months
- Extended Warranty Insurance
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Extends an eligible manufacturer's Australian warranty by the same period for up to one additional year on items charged to the card, up to $10,000 per item and $10,000 per card account in any 12 months; no cover where the manufacturer's warranty exceeds five years
Benefit history
- Travel InsuranceUpdated May 2026
- Buy Now Pay LaterUpdated May 2026
- Installment PlansUpdated May 2026
- Extended Warranty InsuranceUpdated May 2026
- Purchase Protection InsuranceUpdated May 2026
- Rental Vehicle InsuranceUpdated May 2026
- Points Transfer BenefitsUpdated May 2026
- Digital Card IssuanceUpdated May 2026
- Digital Wallet IntegrationUpdated May 2026
- Balance Transfer OffersUpdated May 2026
- Interest Free PeriodsUpdated May 2026
- Travel InsuranceUpdated May 2026
- Concierge ServiceUpdated May 2026
- Travel InsuranceUpdated May 2026
- Concierge ServiceUpdated May 2026
- Purchase Protection InsuranceRemoved May 2026
- Travel InsuranceUpdated May 2026
- Extended Warranty InsuranceRemoved May 2026
- Buy Now Pay LaterRemoved May 2026
- Concierge ServiceUpdated May 2026
- Balance Transfer OffersRemoved May 2026
- Shopping BenefitsRemoved May 2026
- Digital Wallet IntegrationRemoved May 2026
- Rewards Program Elite StatusRemoved May 2026
- Points Transfer BenefitsRemoved May 2026
- Interest Free PeriodsRemoved May 2026
I'd like to use my bonus for:
Craig's AnalysisBonus Difficulty
Easy
●○○$29 per day required
First Year Cost
$295
annual fee
Bonus Value
$100
22,625 points redeemed in Woolworths gift cards
Earn Rate
Good
●●●○0.75x Qantas points per $1
Did this help you make a decision?
Can I get this bonus if I've had a card from ANZ before?
You generally need to wait 24 months after your last ANZ sign-up bonus before you can earn this one.
See exclusion periods for every Australian issuer →Offer terms history
These are published versions of this offer's terms. Each version preserves the conditions available at that time.
Published 2 Oct 2026
Changes from terms version 5
Changes from terms version 4
Changes from terms version 3
Changes from terms version 2
Changes from terms version 1
First recorded terms
Saved notes
Earlier notes about this offer. Note dates are separate from terms publication dates.
- Bonus increased from 70k to 75k3 years ago
- First year annual fee increased from $0 to $295, $100 credit added4 years ago