Image of ANZ Frequent Flyer Platinum credit card

Card

ANZ Frequent Flyer Platinum

Offer

ANZ Frequent Flyer Platinum

Public offer

Selected terms version

Ended. These terms are no longer available.

Published 24 Jul 2026

View current offer termsOffer terms history
$295 first year annual fee
20,000 points
$6,000 min limit
0.75 points per dollar
Spend $3,500 in 120 days

This offer is currently unavailable.

Source wording history

Offer terms

Mid-TierOffer Ended

First Year Points

20,000 points

Qantas

Second Year Points

20,000 points

With $295 annual fee

Minimum Spend

$3,500

within 4 months

Ongoing Earn Rate

0.75x points per $1 spent

Fees

First Year Annual Fee

$295

Ongoing Annual Fee

$295

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Recorded benefits

  • Concierge Service
    More details

    24/7 ANZ Personal Concierge for domestic and international restaurant and hotel bookings, gift ideas and travel recommendations; call 1300 580 765 or +61 2 7907 0805

  • Digital Wallet Integration
    More details

    Compatible with mobile digital wallets including Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay on eligible devices

  • Digital Card Issuance
    More details

    Digital cards can be added to a digital wallet and are issued faster than a replacement card by post

  • Points Transfer Benefits
    More details

    Earn 0.75 Qantas Points per $1 up to $3,000 per statement period and 0.5 Qantas Points per $1 over $3,000 on eligible purchases; Qantas Points credited monthly to the Qantas Frequent Flyer account

  • Status Credits
    More details

    Earn 1 bonus Qantas Point per $1 on selected Qantas products and services (Qantas flights with a QF number, Qantas Frequent Flyer and Qantas Club membership joining/annual fees), plus bonus points with Bonus Partners

  • Rewards Program Elite Status
    More details

    Complimentary Qantas Frequent Flyer membership (joining fee waiver, currently worth $99.50) for new members who sign up via the ANZ-provided link

  • Interest Free Periods
    More details

    Up to 55 interest-free days on the Purchases balance when the Closing Balance (or Adjusted Closing Balance) is paid in full by the Due Date

  • Balance Transfer Offers
    More details

    Balance transfers available from eligible non-ANZ Australian credit and store cards; transfers of $100 or more, subject to a Promotional Balance Transfer Plan with separate interest rate and terms

  • Installment Plans
    More details

    ANZ Instalment Plan at Checkout lets eligible purchases be split into 3, 6, 9 or 12 monthly instalments; a Setup Fee may apply with a 0% p.a. plan interest rate for the plan period

  • Buy Now Pay Later
    More details

    Buy Now Pay Later Plan allows an agreed amount with no repayment required and no interest charged for a specified period

  • Travel Insurance
    Up to $20,000,000 cover · trips up to 90 days
    More details

    Complimentary International Travel Insurance for ANZ Platinum cardholders for journeys up to 3 consecutive months when at least $250 of prepaid travel costs are charged to the card and a return overseas travel ticket is held; includes Overseas Emergency Medical/Assistance up to $20 million; domestic travel insurance also available

  • Rental Vehicle Insurance
    More details

    Rental Vehicle Excess Insurance in Australia covering rental vehicle damage or theft up to the agreement amount or $5,000 (whichever is lesser) when the full rental is charged to the card; $100 excess per claim

  • Purchase Protection Insurance
    More details

    Items purchased on the card covered against theft, accidental damage or permanent loss for 90 days from possession, up to $10,000 per item ($3,500 for jewellery, watches and new works of art), to a maximum $135,000 per card account in any 12 months

  • Extended Warranty Insurance
    More details

    Extends an eligible manufacturer's Australian warranty by the same period for up to one additional year on items charged to the card, up to $10,000 per item and $10,000 per card account in any 12 months; no cover where the manufacturer's warranty exceeds five years

Benefit history

  • Travel InsuranceUpdated May 2026
  • Buy Now Pay LaterUpdated May 2026
  • Installment PlansUpdated May 2026
  • Extended Warranty InsuranceUpdated May 2026
  • Purchase Protection InsuranceUpdated May 2026
  • Rental Vehicle InsuranceUpdated May 2026
  • Points Transfer BenefitsUpdated May 2026
  • Digital Card IssuanceUpdated May 2026
  • Digital Wallet IntegrationUpdated May 2026
  • Balance Transfer OffersUpdated May 2026
  • Interest Free PeriodsUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Travel InsuranceUpdated May 2026
  • Concierge ServiceUpdated May 2026
  • Purchase Protection InsuranceRemoved May 2026
  • Travel InsuranceUpdated May 2026
  • Extended Warranty InsuranceRemoved May 2026
  • Buy Now Pay LaterRemoved May 2026
  • Concierge ServiceUpdated May 2026
  • Balance Transfer OffersRemoved May 2026
  • Shopping BenefitsRemoved May 2026
  • Digital Wallet IntegrationRemoved May 2026
  • Rewards Program Elite StatusRemoved May 2026
  • Points Transfer BenefitsRemoved May 2026
  • Interest Free PeriodsRemoved May 2026

I'd like to use my bonus for:

CraigCraig's Analysis
+20,000sign-up bonus
+2,625from $3,500 spend
=22,625Qantas points
→$100in Woolworths gift cards
−$295first-year fees
=−$195first-year value

Bonus Difficulty

Easy

●○○

$29 per day required

First Year Cost

$295

annual fee

Bonus Value

$100

22,625 points redeemed in Woolworths gift cards

Earn Rate

Good

●●●○

0.75x Qantas points per $1

Did this help you make a decision?

$-195 of profit after meeting spend requirements
+ $100 Woolworths gift cards
- $295
annual fee

$100
x 1
in Woolworths gift cards, $100 total, with 1,895 points remaining.

Can I get this bonus if I've had a card from ANZ before?

You generally need to wait 24 months after your last ANZ sign-up bonus before you can earn this one.

See exclusion periods for every Australian issuer →

Offer terms history

These are published versions of this offer's terms. Each version preserves the conditions available at that time.

Published 2 Oct 2026

Changes from terms version 5

Bonus:
20,00025,000
Second Year Bonus:
20,00025,000
Interest Rate:
20.9922.49

Published 24 Jul 2026

Ended 2 Oct 2026

Changes from terms version 4

Bonus:
75,00020,000
Second Year Bonus:
020,000
Spend For Bonus:
2,5003,500
Bonus Period:
90120
Bonus Cash:
$100
Bonus Cash Description:
Statement Credit

Published 4 Jan 2026

Ended 24 Jul 2026

Changes from terms version 3

Bonus Cash Description:
CashbackStatement Credit

Published 22 Mar 2025

Ended 4 Jan 2026

Changes from terms version 2

Annual Fee:
$240$295
Second Year Annual Fee:
$240$295
Program Fee:
$55

Published 22 Jan 2025

Ended 22 Mar 2025

Changes from terms version 1

Bonus Cash Description:
BackCashback
Annual Fee:
$295$240
Second Year Annual Fee:
$295$240
Program Fee:
$55
Interest Rate:
20.0020.99

Published 30 Jun 2024

Ended 22 Jan 2025

First recorded terms

Bonus Qantas:
75,000
Bonus Cash:
$100
Annual Fee:
$295
Minimum Spend:
$2,500 in 90 days

Saved notes

Earlier notes about this offer. Note dates are separate from terms publication dates.

  • Bonus increased from 70k to 75k
    3 years ago
  • First year annual fee increased from $0 to $295, $100 credit added
    4 years ago
Craig

Something out of date? Let me know on Instagram, Facebook, or email and I'll fix it ASAP.

— Craig