Image of St.George Amplify Rewards Signature credit card

St.George Amplify Rewards Signature

$199 first year annual fee
130,000 points
$15,000 min limit
1.50 points per dollar
Spend $12,000 in 365 days
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Hi all,

I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.


Craig

    Summary

    Mid-Tier

    Key Highlights

    • 130,000 bonus points
    • $199 annual fee
    • 1.50x points per $1

    Offer Details

    Signup Bonus

    130,000 points

    St.George Amplify

    Minimum Spend

    $12,000

    within 12 months

    Ongoing Earn Rate

    1.50x points per $1 spent

    Second Year Bonus

    50,000 points

    With $295 annual fee

    Fees

    First Year Annual Fee

    $199

    Ongoing Annual Fee

    $295

    From year 2 onwards

    Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

    Benefits

    Lounge Access
    2 complimentary Priority Pass lounge visits each year when enrolled at prioritypass.com/amplifysignature. Additional visits and guest visits incur fees charged to the card.
    Travel Insurance
    Up to 6 months complimentary international travel insurance including rental vehicle excess in Australia, interstate flight inconvenience insurance, and overseas transit accident insurance.
    Extended Warranty Insurance
    Extended warranty insurance provided as complimentary insurance cover for eligible purchases.
    Purchase Protection Insurance
    Purchase protection insurance for up to 4 months on eligible purchases.
    Rental Vehicle Insurance
    Rental vehicle excess cover in Australia included in complimentary insurance benefits.
    No Additional Cardholder Fee
    Add a second cardholder aged 16 or over for free, with all spend and points on the one account. Additional cardholders cannot redeem rewards.
    No Foreign Currency Conversion Fee
    3% fee of the Australian dollar value for transactions with merchants based overseas.
    Concierge Service
    Exclusive Concierge Service for Amplify Signature cardholders to explore and book experiences online including hard-to-find tickets and last-minute reservations.
    Hotel Benefits
    Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay at participating properties.
    Digital Wallet Integration
    Card can be used with Apple Pay, Google Pay, and Samsung Pay mobile wallets for secure payments.
    Interest Free Periods
    Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date. Interest free days do not cover cash advances.

    Expert Analysis

    Bonus Difficulty

    Easy

    ●○○

    $33 per day required

    First Year Cost

    $199

    annual fee

    Estimated Bonus Value

    $1300

    Based on 1¢ per point

    Earn Rate

    Good

    ●●●○

    1.50x St.George Amplify points per $1

    Travel Benefits

    Lounge Access

    2 complimentary Priority Pass lounge visits each year

    RWRDS Insight

    This analysis is generated using RWRDS algorithms based on current market data, bonus structures, and fee schedules. Values are estimates and actual results may vary. Consider your spending patterns and reward preferences when evaluating offers.

    I'd like to use my 148,000 bonus points for:

    $401 of profit after meeting spend requirements
    + $600 Woolworths gift cards
    - $199
    annual fee

    $50
    x 12
    in Woolworths gift cards, $600 total, with 11,200 points remaining.

    History
    26/03/2025
    5 changes
    Successfully Scraped At:
    29/08/2025
    Lounge Pass:
    Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at pr...2 complimentary Priority Pass lounge visits each year
    Expiration Date:
    25/03/2025
    Bonus:
    150,000130,000
    Second Year Bonus:
    050,000
    25/01/2025
    3 changes
    Lounge Pass:
    Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at pr...Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at pr...
    Expiration Date:
    30/04/202525/03/2025
    Interest Rate:
    1920.99
    15/08/2024
    1 changes
    Expiration Date:
    31/07/202430/04/2025
    • Expiration changed from 30/04/24 to 31/07/24
      a year ago
    • Expiration changed from 06/11/23 to 30/04/24
      2 years ago
    • Krisflyer redemtion changed from 2:1 to 3:1
      2 years ago
    • Second year annual fee increased from $279 to $295
      2 years ago
    • Offer extended to 19 july 2023
      2 years ago
    • Annual fee increased from $139 to $199
      3 years ago
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    Hey all! Hope you are enjoying the site.

    If something out of date or I've missed a card, let me know on instagram or facebook and I'll get it updated ASAP.

    You can also check out my other sites for half price groceries on amazon and finding qantas business reward flights


    Craig