St.George Amplify Rewards Signature (Existing customers, through log in)

$99 first year annual fee

100,000 points

$15,000 min limit

1.00 points per dollar

Spend $12,000 in 365 days

Open credit card website

Offer Details

Low Fee

First Year Points

100,000 points

St.George Amplify

Second Year Points

100,000 points

With $295 annual fee

Minimum Spend

$12,000

within 12 months

Ongoing Earn Rate

1.00x points per $1 spent

Fees

First Year Annual Fee

$99

Ongoing Annual Fee

$295

From year 2 onwards

Note: Additional fees may apply for cash advances, foreign transactions, overlimits, and late payments. Check the issuer's terms and conditions for complete fee details.

Benefits

Lounge Access

2 complimentary Priority Pass lounge visits each year when enrolled at prioritypass.com/amplifysignature. Additional visits and guest visits incur fees charged to the card.

Travel Insurance

Up to 6 months complimentary international travel insurance including rental vehicle excess in Australia, interstate flight inconvenience insurance, and overseas transit accident insurance.

Extended Warranty Insurance

Extended warranty insurance provided as complimentary insurance cover for eligible purchases.

Purchase Protection Insurance

Purchase protection insurance for up to 4 months on eligible purchases.

Rental Vehicle Insurance

Rental vehicle excess cover in Australia included in complimentary insurance benefits.

No Additional Cardholder Fee

Add a second cardholder aged 16 or over for free, with all spend and points on the one account. Additional cardholders cannot redeem rewards.

No Foreign Currency Conversion Fee

3% fee of the Australian dollar value for transactions with merchants based overseas.

Concierge Service

Exclusive Concierge Service for Amplify Signature cardholders to explore and book experiences online including hard-to-find tickets and last-minute reservations.

Hotel Benefits

Access to Visa Luxury Hotel Collection with best available rate guarantee and upgrade benefits when available, including one daily breakfast per person during stay at participating properties.

Digital Wallet Integration

Card can be used with Apple Pay, Google Pay, and Samsung Pay mobile wallets for secure payments.

Interest Free Periods

Up to 55 days interest free on purchases if monthly payment balance is paid in full by due date. Interest free days do not cover cash advances.

I'd like to use my bonus for:

Supermarket Gift Cards Virgin Australia Singapore Airlines

Craig's Analysis

Bonus Difficulty

Easy

●○○

$33 per day required

First Year Cost

$99

annual fee

Earn Rate

Average

●●○○

1.00x St.George Amplify points per $1

Travel Benefits

Lounge Access

2 complimentary Priority Pass lounge visits each year (when you enrol)

Did this help you make a decision?

$351 of profit after meeting spend requirements

+ $450 Woolworths gift cards

- $99

annual fee

$50

x 9

in Woolworths gift cards, $450 total, with 9,400 points remaining.

Hi all,

I'm trying to complete this page, but I don't currently have a St.George card so I can't log in to see the points required for the gift cards. If you have a card and can tell me the points for the different Coles/Woolworths gift cards please let me know.

Craig

History

23 Jan 2026

0 changes

20 Jan 2026

0 changes

20 Jan 2026

1 changes

Points Per Dollar:

2.001.00

6 Dec 2025

2 changes

Bonus:

120,000100,000

Second Year Bonus:

40,000100,000

23 Sep 2025

4 changes

Lounge Pass:

2 complimentary Priority Pass lounge visits each year2 complimentary Priority Pass lounge visits each year (when you enrol)

Bonus:

130,000120,000

Second Year Bonus:

50,00040,000

Points Per Dollar:

1.502.00

26 Mar 2025

3 changes

Expiration Date:

25 Mar 2025

Bonus:

150,000130,000

Second Year Bonus:

050,000

23 Jan 2025

3 changes

Lounge Pass:

Enjoy 2 complimentary Priority Pass lounge visits each year when you enrol at pr...2 complimentary Priority Pass lounge visits each year

Expiration Date:

30 Apr 202525 Mar 2025

Interest Rate:

19.0020.99

Expiration changed from 30/04/24 to 31/07/24
2 years ago
Expiration changed from 06/11/23 to 30/04/24
2 years ago
Added, first year annual fee is $99
2 years ago

Other offers for this card

St.George Amplify Rewards Signature